OpenExamsFREE PRACTICE — ANY EXAM

Nebraska Casualty Insurance — License Examination Requirements

US-NE · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Agency / Business Entity Insurance Producer License

Business entity producer licence for an agency transacting casualty or personal lines insurance, with a designated responsible licensed producer.

Licensing authority: Nebraska Department of Insurance · Application information

Nonresident business entity reciprocal licensure
No examination is required for this applicant pathway.
Application
Submit the home-state application or uniform application and fees.
Home state license
Business entity is resident-licensed and in good standing in its home state for the relevant authority.
Reciprocity
Home state grants Nebraska entities nonresident licences on the same basis.
Responsible producer
Designate the responsible licensed producer required by § 44-4053(2).

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity late renewal
No examination is required for this applicant pathway.
Renewal interval
§ 44-4054(3) states: "All business entity licenses issued under the Insurance Producers Licensing Act shall expire on April 30 of each even-numbered year". The lower-ranked Department candidate bulletin page 11 calls for an insurance agency licence, while the Department Renewal Guide (November 2025), Agency row, states "Annually on April 30th". The statutory interval controls this survey; the applicant should note the Department guide’s stated annual processing schedule.
Residency
Nonresident entity.
Responsible producer
Maintain the designated licensed producer responsible for compliance.
Timing
Renew within thirty days after expiration with the late renewal fee and applicable renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity renewal
No examination is required for this applicant pathway.
Application
Pay renewal fees and retain the designated responsible producer; apply in the ninety-day pre-expiration window.
Home state status
For a nonresident entity, retain good-standing home-state authority and reciprocity.
Renewal interval
§ 44-4054(3) states: "All business entity licenses issued under the Insurance Producers Licensing Act shall expire on April 30 of each even-numbered year". The lower-ranked Department candidate bulletin page 11 calls for an insurance agency licence, while the Department Renewal Guide (November 2025), Agency row, states "Annually on April 30th". The statutory interval controls this survey; the applicant should note the Department guide’s stated annual processing schedule.
Residency
Nonresident entity.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity licensure
No examination is required for this applicant pathway.
Application
Submit uniform business entity application and fees.
Responsible producer
Designate a licensed producer responsible for compliance with Nebraska insurance laws, rules and regulations.
Scope
The agency transacts casualty or personal lines coverage; its responsible individuals hold the appropriate authority.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity late renewal
No examination is required for this applicant pathway.
Renewal interval
§ 44-4054(3) states: "All business entity licenses issued under the Insurance Producers Licensing Act shall expire on April 30 of each even-numbered year". The lower-ranked Department candidate bulletin page 11 calls for an insurance agency licence, while the Department Renewal Guide (November 2025), Agency row, states "Annually on April 30th". The statutory interval controls this survey; the applicant should note the Department guide’s stated annual processing schedule.
Residency
Resident entity.
Responsible producer
Maintain the designated licensed producer responsible for compliance.
Timing
Renew within thirty days after expiration with the late renewal fee and applicable renewal fee.

Official no-examination sources

Effective from 2026-09-22.

Resident business entity renewal
No examination is required for this applicant pathway.
Application
Pay renewal fees and retain the designated responsible producer; apply in the ninety-day pre-expiration window.
Home state status
For a nonresident entity, retain good-standing home-state authority and reciprocity.
Renewal interval
§ 44-4054(3) states: "All business entity licenses issued under the Insurance Producers Licensing Act shall expire on April 30 of each even-numbered year". The lower-ranked Department candidate bulletin page 11 calls for an insurance agency licence, while the Department Renewal Guide (November 2025), Agency row, states "Annually on April 30th". The statutory interval controls this survey; the applicant should note the Department guide’s stated annual processing schedule.
Residency
Resident entity.

Official no-examination sources

Effective from 2026-09-22.

Apprentice Insurance Producer

Temporary resident apprenticeship, including casualty authority where the sponsor holds that authority. Full resident licensure is a later application.

Licensing authority: Nebraska Department of Insurance · Application information

Resident temporary apprenticeship
No examination is required for this applicant pathway.
Age
The Department November 2025 Licensing Application Guide specifies eighteen years of age.
Application
Submit a completed uniform application, fee and sponsoring-producer acknowledgement.
Appointment
An insurer appointment under § 44-4061 is needed before acting as its agent.
Commission restrictions
The guidance prohibits controlled-business commissions involving the apprentice, relatives, or specified present or recent employment relationships.
Duration
One hundred twenty days after issuance; may be obtained only once and the Application Guide states no renewal.
Future full license
An intention to seek a full licence is required; the later full-licence examination belongs to the ordinary resident route.
Loss of sponsor
Obtain a replacement sponsor and notify NDOI within ten days; no selling, solicitation or negotiation during the interim.
Residency
Resident individual intending to apply for a full resident producer licence.
Sponsor
Active Nebraska resident producer licensed in good standing for at least one preceding year; the apprentice seeks the sponsor’s same authority, including casualty. Sponsor assumes responsibility and supervises training.
Sponsor capacity
No more than ten apprentices during a calendar year and five at a time.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Insurance Producer License

Nonresident limited-lines form when the home-state limited authority restricts casualty coverage to less than the associated major line; Nebraska grants the same scope.

Licensing authority: Nebraska Department of Insurance · Application information

Nonresident limited casualty authority by reciprocity
No examination is required for this applicant pathway.
Application
Submit request, application and fees.
Home state license
Current resident limited-lines licence in good standing.
Limited scope
Applicant’s home-state limited authority is a subset of casualty authority; Nebraska grants the same restricted scope, not the whole major line.
Reciprocity
Home state awards Nebraska residents licences on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident limited casualty authority renewal
No examination is required for this applicant pathway.
Continuing education
Reciprocal satisfaction through the home-state licence under § 44-4063(2).
Fee and timing
Pay renewal fees under § 44-4054; individual or entity expiration rules apply to the holder.
Home state license
Maintain the home-state restricted authority in good standing.
Scope
The same limited casualty scope as the home licence.

Official no-examination sources

Effective from 2026-09-22.

Rental Car Company Limited License

Limited producer licence covering motor vehicle liability, including uninsured and underinsured motorist coverage, incidental to rental vehicles.

Licensing authority: Nebraska Department of Insurance · Application information

Rental car company limited licensure
No examination is required for this applicant pathway.
Applicant
Rental car company offering incidental motor vehicle liability coverage for rental vehicles.
Application
Officer-signed application; list Nebraska rental locations and authorized employees; submit a qualifying training program, insurer contract and signed appointment certificate.
Fee
Pay the application fee set by the director, not exceeding one hundred dollars.
Training
Company trains employees in the authorized coverages, optional nature of purchase and possible duplication of existing coverage under § 44-4067(10).
Transaction limit
Insurance is incidental to rental periods not exceeding forty-five consecutive days; only the coverages in § 44-4067(7) are authorized.

Official no-examination sources

Effective from 2026-09-22.

Rental car company limited licence renewal
No examination is required for this applicant pathway.
Fee
Pay renewal fee set by director, not exceeding one hundred dollars.
Lists
Provide quarterly updated rental-location and authorized-employee lists.
Timing
Annual renewal fee due on the anniversary of issuance.
Training
Maintain the qualifying training program for authorized employees.

Official no-examination sources

Effective from 2026-09-22.

Corporate Surplus Lines License

Corporate surplus-lines authority, including casualty insurance; only the listed qualified officers or employees transact on its behalf.

Licensing authority: Nebraska Department of Insurance · Application information

Nonresident corporate surplus lines issuance
No examination is required for this applicant pathway.
Application
Submit application and licence fee.
Corporate status
Foreign or domestic corporation eligible under § 44-5503.
Home state status
Nonresident reciprocal applicants meet § 44-4055(1), including home-state good standing and reciprocity.
Listed individuals
List officers or employees holding producer licences or meeting individual surplus-lines qualifications who may transact for the corporation; only listed individuals may act.

Official no-examination sources

Effective from 2026-09-22.

Nonresident corporate surplus lines renewal
No examination is required for this applicant pathway.
Corporate status
Nonresident corporation.
Fee
Submit renewal and fee; no exam or continuing education required for this licence.
Listed individuals
Keep qualified authorized individuals listed.
Timing
The Department November 2025 Renewal Guide states agency renewal annually on April 30.

Official no-examination sources

Effective from 2026-09-22.

Resident corporate surplus lines issuance
No examination is required for this applicant pathway.
Application
Submit application and licence fee.
Corporate status
Foreign or domestic corporation eligible under § 44-5503.
Home state status
Nonresident reciprocal applicants meet § 44-4055(1), including home-state good standing and reciprocity.
Listed individuals
List officers or employees holding producer licences or meeting individual surplus-lines qualifications who may transact for the corporation; only listed individuals may act.

Official no-examination sources

Effective from 2026-09-22.

Resident corporate surplus lines renewal
No examination is required for this applicant pathway.
Corporate status
Resident corporation.
Fee
Submit renewal and fee; no exam or continuing education required for this licence.
Listed individuals
Keep qualified authorized individuals listed.
Timing
The Department November 2025 Renewal Guide states agency renewal annually on April 30.

Official no-examination sources

Effective from 2026-09-22.

Surplus Lines License — Individual

Individual surplus-lines authority, including casualty insurance; an active underlying producer licence is an applicant condition.

Licensing authority: Nebraska Department of Insurance · Application information

Nonresident surplus lines individual late renewal
No examination is required for this applicant pathway.
Fee
Pay renewal and late renewal fees.
Residency
Nonresident licence holder.
Timing
Within thirty days after expiration under § 44-4054(3).
Underlying license
Retain the applicable underlying resident P&C or home-state surplus-lines licence.

Official no-examination sources

Effective from 2026-09-22.

Nonresident surplus lines reciprocal issuance
No examination is required for this applicant pathway.
Application
Submit the appropriate request, application and fees.
Home state license
Hold resident surplus-lines authority in good standing in the home state.
Reciprocity
The home state awards Nebraska residents nonresident licences on the same basis.

Official no-examination sources

Effective from 2026-09-22.

Nonresident surplus lines individual reinstatement within twelve months
No examination is required for this applicant pathway.
Fee
Pay applicable reinstatement and renewal fees.
Residency
Nonresident licence holder.
Timing
Within twelve months from renewal-fee due date under § 44-4054(5), applicable to surplus lines through § 44-4048(2).
Underlying license
Retain the applicable active underlying producer or home-state surplus-lines authority.

Official no-examination sources

Effective from 2026-09-22.

Nonresident surplus lines individual renewal
No examination is required for this applicant pathway.
Continuing education
The Renewal Guide states no continuing education for renewal of the surplus-lines licence; the underlying producer licence has its own requirements.
Fee
Pay renewal fees.
Residency
Nonresident licence holder.
Timing
Renew every two years based on birth month and year, as the November 2025 Renewal Guide states.
Underlying license
Resident must retain active Nebraska P&C producer licence; nonresident should retain active surplus-lines authority in the home state.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines individual issuance
No examination is required for this applicant pathway.
Age
The Department Application Guide specifies eighteen years of age.
Application
Apply, pay the licence fee and supply the social security number for an individual.
Scope
Surplus-lines business, including casualty coverage; existing producer authority is a condition, not a surplus-lines exam.
Underlying authority
The Department November 2025 Application Guide requires residents to have an active Nebraska property and casualty producer licence or apply for it at the same time. Its candidate bulletin also requires a resident P&C producer licence.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines individual late renewal
No examination is required for this applicant pathway.
Fee
Pay renewal and late renewal fees.
Residency
Resident licence holder.
Timing
Within thirty days after expiration under § 44-4054(3).
Underlying license
Retain the applicable underlying resident P&C or home-state surplus-lines licence.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines individual reinstatement within twelve months
No examination is required for this applicant pathway.
Fee
Pay applicable reinstatement and renewal fees.
Residency
Resident licence holder.
Timing
Within twelve months from renewal-fee due date under § 44-4054(5), applicable to surplus lines through § 44-4048(2).
Underlying license
Retain the applicable active underlying producer or home-state surplus-lines authority.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines individual renewal
No examination is required for this applicant pathway.
Continuing education
The Renewal Guide states no continuing education for renewal of the surplus-lines licence; the underlying producer licence has its own requirements.
Fee
Pay renewal fees.
Residency
Resident licence holder.
Timing
Renew every two years based on birth month and year, as the November 2025 Renewal Guide states.
Underlying license
Resident must retain active Nebraska P&C producer licence; nonresident should retain active surplus-lines authority in the home state.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary producer authority for the casualty business being serviced; director approval and restrictions apply.

Licensing authority: Nebraska Department of Insurance · Application information

Member or employee of a licensed producer business entity
No examination is required for this applicant pathway.
Discretion
The director must deem the temporary licence necessary to service the insurance business.
Duration
No more than one hundred eighty days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
Death or disability of the individual designated on the entity application or licence.
Sponsor and limits
The director may require a licensed producer or insurer sponsor, limit authority, impose protective conditions, or revoke the licence.

Official no-examination sources

Effective from 2026-09-22.

Designee of producer entering active military service
No examination is required for this applicant pathway.
Discretion
The director must deem the temporary licence necessary to service the insurance business.
Duration
No more than one hundred eighty days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
A licensed casualty producer enters active service in the United States armed forces.
Sponsor and limits
The director may require a licensed producer or insurer sponsor, limit authority, impose protective conditions, or revoke the licence.

Official no-examination sources

Effective from 2026-09-22.

Other circumstance approved in the public interest
No examination is required for this applicant pathway.
Discretion
The director must deem the temporary licence necessary to service the insurance business.
Duration
No more than one hundred eighty days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
The director determines that public interest is best served by issuing a temporary casualty producer licence.
Sponsor and limits
The director may require a licensed producer or insurer sponsor, limit authority, impose protective conditions, or revoke the licence.

Official no-examination sources

Effective from 2026-09-22.

Surviving spouse or court appointed personal representative
No examination is required for this applicant pathway.
Discretion
The director must deem the temporary licence necessary to service the insurance business.
Duration
No more than one hundred eighty days; it cannot continue after the owner or personal representative disposes of the business.
Eligibility
Death or mental or physical disability of the licensed casualty producer; service the business pending sale, recovery, return or training of new personnel.
Sponsor and limits
The director may require a licensed producer or insurer sponsor, limit authority, impose protective conditions, or revoke the licence.

Official no-examination sources

Effective from 2026-09-22.