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Minnesota Casualty Insurance — License Examination Requirements

US-MN · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Insurance Agency — Corporate or Partnership Agency

Business-entity agency serving casualty insurance business. Agencies have no separate line-specific authority: their authority follows affiliated individual producers.

Licensing authority: Minnesota Department of Commerce · Application information

Initial agency licensure — corporation
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Organisation document
Filed and stamped Articles of Incorporation; a Certificate of Foreign Corporation where the Board’s instructions require one for an out-of-jurisdiction corporation doing business in Minnesota.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Nonresident business entity agency licensure
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Home licence
Active resident business-entity producer licence in good standing and home-state reciprocity under §60K.39.
Organisation document
Provide the organisation documents required by Commerce for the business’s legal form.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Initial agency licensure — other entity
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Organisation document
Business organisation documents for a limited liability company or other business entity.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Initial agency licensure — partnership
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Organisation document
Partnership agreement signed by all partners.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Agency reapplication after lapse
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Lapse
Commerce states that reinstatements are not allowed for business entities; a lapsed entity must reapply.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Agency reapplication after revocation
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Revocation
Wait at least two years and provide the performance bond required under §60K.43, subd. 6.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Agency licence renewal
No examination is required for this applicant pathway.
Renewal
Renew through Sircon, pay the agency renewal fee, maintain a responsible licensed producer and provide required documents by the renewal date.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Managing General Agent

Managing-general-agent licence for an applicant managing casualty insurance business under the statutory definition; includes resident and nonresident applicants.

Licensing authority: Minnesota Department of Commerce · Application information

Nonresident managing general agent licensure
No examination is required for this applicant pathway.
Affiliated producer
Commerce requires a list of Minnesota-licensed affiliated producers and at least one Minnesota-licensed resident or nonresident producer working for the agency.
Application
Apply through Sircon, pay applicable licensing fees and provide corporate, partnership or other organisation documents as Commerce requires.
Contract
Provide the written contract with the insurer containing the minimum §60H.04 terms.
Discretionary security
The commissioner may require a protective bond and errors-and-omissions insurance under §60H.03, subd. 3.
Nonresident
Section 60H.03, subd. 2 permits a nonresident licence for representing a Minnesota-domiciled insurer regarding outside risks.
Statutory definition
Meet the managing-general-agent definition in §60H.02, subd. 4; the business in this survey concerns casualty insurance.

Official no-examination sources

Effective from 2026-09-22.

Managing general agent licence renewal
No examination is required for this applicant pathway.
Affiliated producer
Commerce requires a list of Minnesota-licensed affiliated producers and at least one Minnesota-licensed resident or nonresident producer working for the agency.
Application
Apply through Sircon, pay applicable licensing fees and provide corporate, partnership or other organisation documents as Commerce requires.
Contract
Provide the written contract with the insurer containing the minimum §60H.04 terms.
Discretionary security
The commissioner may require a protective bond and errors-and-omissions insurance under §60H.03, subd. 3.
Statutory definition
Meet the managing-general-agent definition in §60H.02, subd. 4; the business in this survey concerns casualty insurance.
Term fees
Section 60H.03, subd. 4 sets the same licence term and fees as the licensed insurance agent under chapter 60K; maintain the required contract and affiliated-producer conditions.

Official no-examination sources

Effective from 2026-09-22.

Resident managing general agent licensure
No examination is required for this applicant pathway.
Affiliated producer
Commerce requires a list of Minnesota-licensed affiliated producers and at least one Minnesota-licensed resident or nonresident producer working for the agency.
Application
Apply through Sircon, pay applicable licensing fees and provide corporate, partnership or other organisation documents as Commerce requires.
Contract
Provide the written contract with the insurer containing the minimum §60H.04 terms.
Discretionary security
The commissioner may require a protective bond and errors-and-omissions insurance under §60H.03, subd. 3.
Risk authority
Represent an insurer licensed in Minnesota regarding Minnesota risks, or a Minnesota-domiciled insurer regarding outside risks.
Statutory definition
Meet the managing-general-agent definition in §60H.02, subd. 4; the business in this survey concerns casualty insurance.

Official no-examination sources

Effective from 2026-09-22.

Nonresident Limited Lines Producer

Reciprocal limited authority within the casualty insurance profession, limited to the same scope granted by the applicant’s home-state licence.

Licensing authority: Minnesota Department of Commerce · Application information

Reciprocal nonresident limited lines licensure
No examination is required for this applicant pathway.
Application reciprocity
Meet the nonresident application, fee and reciprocal-licensing conditions of §60K.39, subd. 1.
Home licence
Hold an active home-state limited-lines producer licence in good standing whose scope restricts the associated casualty authority.
Scope
The Minnesota licence grants the same limited scope as the home-state licence, under §60K.39, subd. 6.

Official no-examination sources

Effective from 2026-09-22.

Renewal of reciprocal nonresident limited lines authority
No examination is required for this applicant pathway.
Home licence
Maintain the home-state resident limited authority in good standing; Minnesota authority ends when that licence ends.
Renewal
Submit renewal fees and any required additional documents by the renewal date.
Scope
Authority remains confined to the home-state limited casualty scope.

Official no-examination sources

Effective from 2026-09-22.

Individual Proprietorship Agency

Individual-proprietorship agency serving casualty insurance business; its perpetual licence remains active until the proprietor’s individual producer licence goes inactive.

Licensing authority: Minnesota Department of Commerce · Application information

Initial individual proprietorship agency licensure
No examination is required for this applicant pathway.
Agency name
The name must include the proprietor’s name, or the applicant must provide a filed and stamped Certificate of Assumed Name.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after the proprietor’s individual licence goes inactive
No examination is required for this applicant pathway.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Individual licence
Restore the proprietor’s individual producer licence separately; its examinations belong to that individual route.
Perpetual licence
The agency licence is perpetual until the individual producer licence goes inactive; an inactive business-entity licence requires reapplication.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Individual proprietorship agency reapplication after revocation
No examination is required for this applicant pathway.
Agency name
Include the proprietor’s name or furnish the filed assumed-name certificate.
Application
Complete the Agency application through Sircon and pay required fees.
Authority
Agencies are not licensed by individual lines; authority corresponds to affiliated producers. An agency licence grants no individual authority and the agency itself needs no insurer appointment.
Responsible producer
Associate at least one Minnesota designated responsible licensed producer; an agency serving casualty business must rely on individual producers with the corresponding authority.
Revocation
Wait at least two years and provide the performance bond required under §60K.43, subd. 6.
Tax clearance
When notified of $500 or more in uncontested delinquent state taxes, a tax-clearance certificate is required for issuance or renewal under §60K.44.

Official no-examination sources

Effective from 2026-09-22.

Insurance Producer — Surplus Lines

Additional authority for nonadmitted property and casualty insurance; resident applicants must maintain the underlying Minnesota property-and-casualty producer licence.

Licensing authority: Minnesota Department of Commerce · Application information

Nonresident surplus lines licensure by reciprocity
No examination is required for this applicant pathway.
Application
Meet §60K.39, subd. 1 reciprocity and application conditions; apply and pay fees through Sircon.
Home licence
Active home-state resident surplus-lines producer licence in good standing shown on the NAIC Producer Database.
Registration tax
Comply with §60A.198, subd. 3(b)-(d), including underlying Minnesota agent licence, association registration and tax-return/payment agreement.
Termination
Nonresident licence terminates if the home-state resident licence terminates.

Official no-examination sources

Effective from 2026-09-22.

Surplus lines licence renewal
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and fees through Sircon.
Association
Register with the surplus-lines association under §60A.2085.
Renewal
Maintain the underlying agent licence, pay required renewal fees and continue association, filing and tax compliance. Section 60A.198, subd. 7 authorises the national producer database for surplus-lines licence renewals.
Tax stamping
Agree to required revenue returns and payments under chapter 297I, required filings under §60A.2086, and stamping fees.
Underlying licence
Hold a Minnesota Property & Casualty producer licence, or submit its concurrent application; the prerequisite licence is a condition of this additional licence.

Official no-examination sources

Effective from 2026-09-22.

Resident surplus lines producer licensure
No examination is required for this applicant pathway.
Application
Submit the surplus-lines application and fees through Sircon.
Association
Register with the surplus-lines association under §60A.2085.
Tax stamping
Agree to required revenue returns and payments under chapter 297I, required filings under §60A.2086, and stamping fees.
Underlying licence
Hold a Minnesota Property & Casualty producer licence, or submit its concurrent application; the prerequisite licence is a condition of this additional licence.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer License

Temporary authority to service an existing insurance business within the casualty-production profession; granted for no more than 180 days.

Licensing authority: Minnesota Department of Commerce · Application information

Temporary licence after death or disability of a business entity’s designated producer
No examination is required for this applicant pathway.
Applicant
Member or employee of a licensed business entity after the death or disability of an individual designated in its application or licence.
Authority
Commissioner must consider the licence necessary to service the insurance business; authority within this survey is casualty business or its personal/farm limited scope.
Duration
No more than 180 days; the licence cannot continue after disposition of the business.
Sponsor limits
The commissioner may require a suitable licensed producer or insurer sponsor, impose limits and protective requirements, or revoke the licence to protect insureds and the public.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence for a producer’s military service designee
No examination is required for this applicant pathway.
Applicant
Designee of a licensed producer entering active United States armed-forces service.
Authority
Commissioner must consider the licence necessary to service the insurance business; authority within this survey is casualty business or its personal/farm limited scope.
Duration
No more than 180 days; the licence cannot continue after disposition of the business.
Sponsor limits
The commissioner may require a suitable licensed producer or insurer sponsor, impose limits and protective requirements, or revoke the licence to protect insureds and the public.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence in another public interest circumstance
No examination is required for this applicant pathway.
Applicant
The commissioner determines that another circumstance will best serve the public interest by temporary licensing.
Authority
Commissioner must consider the licence necessary to service the insurance business; authority within this survey is casualty business or its personal/farm limited scope.
Duration
No more than 180 days; the licence cannot continue after disposition of the business.
Sponsor limits
The commissioner may require a suitable licensed producer or insurer sponsor, impose limits and protective requirements, or revoke the licence to protect insureds and the public.

Official no-examination sources

Effective from 2026-09-22.

Temporary licence after death or disability of an individual producer
No examination is required for this applicant pathway.
Applicant
Surviving spouse or court-appointed personal representative of a licensed producer who dies or becomes mentally or physically disabled; to allow sale, recovery, return, or replacement-personnel licensing.
Authority
Commissioner must consider the licence necessary to service the insurance business; authority within this survey is casualty business or its personal/farm limited scope.
Duration
No more than 180 days; the licence cannot continue after disposition of the business.
Sponsor limits
The commissioner may require a suitable licensed producer or insurer sponsor, impose limits and protective requirements, or revoke the licence to protect insureds and the public.

Official no-examination sources

Effective from 2026-09-22.