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Colorado Casualty Insurance — Requirements & Free Practice

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Colorado Agency Producer License

Business-entity producer licence with casualty authority and a registered licensed individual for that authority.

Licensing authority: Colorado Division of Insurance · Application information

Add casualty authority to an existing agency producer licence
No examination is required for this applicant pathway.
Application
Submit a complete business-entity application, supporting documentation and applicable fees. The entity does not sit the individual examination; the qualifications of its licensed individuals are conditions.
Character
Officers, directors and partners must be trustworthy, of good moral character and good business reputation.
Entity
Corporation, partnership, association or other business entity transacting casualty insurance.
Existing license
Existing Colorado agency producer licence; register at least one properly licensed individual for casualty and submit the additional-authority application and fee.
Nonresident
A nonresident agency must also satisfy § 10-2-502.
Registered people
Disclose licensed and unlicensed officers, partners and directors; register the required licensed natural persons and at least one individual holding valid Colorado casualty authority.
Responsible producer
Designate a licensed producer who is an officer, partner or director responsible for legal compliance.

Official no-examination sources

Effective from 2026-09-22.

Agency producer licence continuation
No examination is required for this applicant pathway.
Due date
Every two years; expiry is two years from the first day of the issue month, according to the July 2026 handbook page 9. Submit continuation and fees.
Examination
The agency does not take an individual examination; registered individuals must maintain their own licence qualifications.
Existing license
Active agency casualty authority; continue required producer registrations and, if nonresident, home-state qualifications.

Official no-examination sources

Effective from 2026-09-22.

Agency reinstatement after non continuation
No examination is required for this applicant pathway.
Application
Submit a complete business-entity application, supporting documentation and applicable fees. The entity does not sit the individual examination; the qualifications of its licensed individuals are conditions.
Character
Officers, directors and partners must be trustworthy, of good moral character and good business reputation.
Entity
Corporation, partnership, association or other business entity transacting casualty insurance.
Individual qualifications
Provide current licensed producer registrations. Regulation 1-2-10 § 6(C)(2) requires re-examination after one year only if an examination is required for that licence type; § 10-2-402(1) imposes its examination on resident individuals.
Previous license
Restore prior agency casualty authority after expiration; submit a new application and initial fee.
Registered people
Disclose licensed and unlicensed officers, partners and directors; register the required licensed natural persons and at least one individual holding valid Colorado casualty authority.
Responsible producer
Designate a licensed producer who is an officer, partner or director responsible for legal compliance.

Official no-examination sources

Effective from 2026-09-22.

Nonresident agency initial casualty licensure
No examination is required for this applicant pathway.
Application
Submit a complete business-entity application, supporting documentation and applicable fees. The entity does not sit the individual examination; the qualifications of its licensed individuals are conditions.
Character
Officers, directors and partners must be trustworthy, of good moral character and good business reputation.
Entity
Corporation, partnership, association or other business entity transacting casualty insurance.
Principal office
Principal office outside Colorado; hold a corresponding home-state licence in good standing and meet § 10-2-502 and reciprocal licensing qualifications.
Registered people
Disclose licensed and unlicensed officers, partners and directors; register the required licensed natural persons and at least one individual holding valid Colorado casualty authority.
Responsible producer
Designate a licensed producer who is an officer, partner or director responsible for legal compliance.

Official no-examination sources

Effective from 2026-09-22.

Resident agency initial casualty licensure
No examination is required for this applicant pathway.
Application
Submit a complete business-entity application, supporting documentation and applicable fees. The entity does not sit the individual examination; the qualifications of its licensed individuals are conditions.
Character
Officers, directors and partners must be trustworthy, of good moral character and good business reputation.
Entity
Corporation, partnership, association or other business entity transacting casualty insurance.
Principal office
Principal office in Colorado.
Registered people
Disclose licensed and unlicensed officers, partners and directors; register the required licensed natural persons and at least one individual holding valid Colorado casualty authority.
Responsible producer
Designate a licensed producer who is an officer, partner or director responsible for legal compliance.

Official no-examination sources

Effective from 2026-09-22.

Bail Bond Agent Credentials

Credentials issued by the Division to insurance producers appointed by a bail insurance company, identifying authority to act as a bail bond agent; credentials are valid for one year.

Licensing authority: Colorado Division of Insurance · Application information

Replacement credentials after a bail insurer appointment ends
No examination is required for this applicant pathway.
Other appointment
Hold an appointment with a different bail insurance company; the Division issues new credentials on that basis.
Producer license
Maintain active casualty authority; relinquish old credentials when an appointment terminates.

Official no-examination sources

Effective from 2026-09-22.

Initial bail bond agent credentials
No examination is required for this applicant pathway.
Appointment
Direct written contract with the bail insurance company; it must appoint the producer through the Division system and pay the appointment fee.
Assessment
Approved course finals are education conditions, not an independently identified statewide bail licensing examination.
Credentials
Issued by the Division; validity one year under Regulation 1-2-16 § 5(D)(2).
Producer license
Active Colorado casualty producer licence and power of attorney from a bail insurance company.
Training
Before appointment, complete at least eight approved bail-bonding hours (two criminal-court, two ethics, four bail law) and sixteen bail-recovery hours; submit evidence to the appointing company.
Training exception
The statutory education paragraph does not apply to a person who completed the required training under former § 12-7-102.5 before July 1, 2012.

Official no-examination sources

Effective from 2026-09-22.

Annual continuation of bail bond agent credentials
No examination is required for this applicant pathway.
Appointment renewal
The insurer renews the active appointment and pays the renewal fee by October 1.
Credentials
Credentials are valid for one year and are issued during the month following the producer’s birth month; their issuance is supported by the existing licence and appointment.
Producer license
Maintain active casualty authority and bail-insurer appointment.

Official no-examination sources

Effective from 2026-09-22.

Colorado Producer License — Casualty

Individual producer licence with the casualty line of authority. Resident and nonresident applicant status and applicable statutory exemptions are route conditions.

Licensing authority: Colorado Division of Insurance · Application information

Add casualty authority to an existing nonresident producer licence
No examination is required for this applicant pathway.
Application
Submit the additional-authority application, supporting documents and fees.
Existing license
Hold an existing nonresident Colorado producer licence; now seek the casualty authority held in good standing in the home state.
Prior nonresident exemption
§ 10-2-403(1)(a) also names prior-licence evidence within twelve months after cancellation, subject to certification or database proof of good standing; issuance still requires the applicable § 10-2-502 qualifications.
Reciprocity
Home-state nonresident licensing must be reciprocal on the same basis under § 10-2-501.
Residence
Home state outside Colorado; hold casualty authority in good standing there.

Official no-examination sources

Effective from 2026-09-22.

Nonresident producer licence continuation
No examination is required for this applicant pathway.
Application
Submit the prescribed request or uniform application, fees and current licence-status certification; the Division may verify status through the National Producer Database.
Continuing education
Home-state CE satisfies Colorado CE where the home state recognises Colorado compliance reciprocally, under § 10-2-501(2).
Due date
Continue every two years by the last day of the birth month; maintain home-state good standing and pay the continuation fee.
Prior nonresident exemption
§ 10-2-403(1)(a) also names prior-licence evidence within twelve months after cancellation, subject to certification or database proof of good standing; issuance still requires the applicable § 10-2-502 qualifications.
Reciprocity
Home-state nonresident licensing must be reciprocal on the same basis under § 10-2-501.
Residence
Home state outside Colorado; hold casualty authority in good standing there.

Official no-examination sources

Effective from 2026-09-22.

Nonresident licensure by reciprocity
No examination is required for this applicant pathway.
Application
Submit the prescribed request or uniform application, fees and current licence-status certification; the Division may verify status through the National Producer Database.
Prior nonresident exemption
§ 10-2-403(1)(a) also names prior-licence evidence within twelve months after cancellation, subject to certification or database proof of good standing; issuance still requires the applicable § 10-2-502 qualifications.
Reciprocity
Home-state nonresident licensing must be reciprocal on the same basis under § 10-2-501.
Residence
Home state outside Colorado; hold casualty authority in good standing there.

Official no-examination sources

Effective from 2026-09-22.

Nonresident reinstatement of previously held casualty authority
No examination is required for this applicant pathway.
Application
Submit a reinstatement application and initial fee.
Board reexamination demand
Regulation 1-2-10 § 6(C)(2) states: The producer may reinstate the license within one year from the expiration date of the license following the non-continuance. Failure to reinstate the license within that year will result in the additional requirement of completing a new pre-licensing education course (if required for the license type or line of authority) and re-examination for the license type or authorities being applied for. The statutory nonresident reciprocity exemption governs this qualifying route.
Previous license
Cancelled or expired Colorado nonresident casualty authority; restore the same authority while holding corresponding home-state authority in good standing.
Prior nonresident exemption
§ 10-2-403(1)(a) also names prior-licence evidence within twelve months after cancellation, subject to certification or database proof of good standing; issuance still requires the applicable § 10-2-502 qualifications.
Reciprocity
Home-state nonresident licensing must be reciprocal on the same basis under § 10-2-501.
Residence
Home state outside Colorado; hold casualty authority in good standing there.

Official no-examination sources

Effective from 2026-09-22.

Add casualty authority to an existing resident producer licence
CO Casualty Producer
Application
Complete casualty-specific qualifications and submit the additional-authority application, documentation and fee; adding authority does not extend the existing licence continuation date.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Course assessment
Regulation 1-2-5 § 6(B): approved classroom or self-study education includes a proctored closed-book course final passed at 70% or above, or recognised professional-designation testing. These provider-specific course assessments are education conditions, not independently identifiable licensing examinations.
Designation waivers
AAI, ARM or CIC satisfies education; CPCU also exempts the general examination portion under § 10-2-403(1)(d), while Colorado-law questions remain.
Existing license
Hold a Colorado resident producer licence with another authority; casualty has not previously been held.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Prelicensing
Complete an approved 50-hour property/casualty course, including at least three hours of insurance industry ethics, before the examination; the July 2026 handbook requires passing within one year of course completion.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Resident producer licence continuation
No examination is required for this applicant pathway.
Continuing education
Starting with the second cycle, complete 24 credits: 18 in licensed lines, 3 in ethics and 3 elective credits. The first cycle is exempt; CE course testing is a course-completion condition.
Due date
Continue every two years by the last day of the birth month; no grace period; submit application and continuation fee.
Existing license
Current casualty authority.
Waivers
Good-cause education extensions and recognised professional-designation exemptions remain subject to the governing statute and Regulation 1-2-4.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure with CPCU examination portion exemption
CO Casualty Producer
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Board demand
The July 2026 handbook page 4 says casualty applicants must pass the Pearson VUE examination; its page 5 exemption list does not describe the CPCU portion exemption. The statutory portion exemption controls.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Designation
Hold the CPCU designation; its curriculum satisfies prelicensing education.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Portion exemption
C.R.S. § 10-2-403(1)(d) exempts the general portion but expressly retains the portion on Colorado property/casualty laws and rules. The leaf references the actual registered Casualty examination; the waiver changes which portions this applicant sits.
Residence
Colorado resident applying for casualty authority not previously held.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Resident initial licensure with AAI, ARM or CIC education exemption
CO Casualty Producer
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Designation
Hold a current valid AAI, ARM or CIC designation; submit a membership card or letter of good standing. This satisfies prelicensing education; it does not waive the casualty licensing examination.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Residence
Colorado resident applying for casualty authority not previously held.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Resident initial licensure by examination
CO Casualty Producer
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Course assessment
Regulation 1-2-5 § 6(B): approved classroom or self-study education includes a proctored closed-book course final passed at 70% or above, or recognised professional-designation testing. These provider-specific course assessments are education conditions, not independently identifiable licensing examinations.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Prelicensing
Complete an approved 50-hour property/casualty course, including at least three hours of insurance industry ethics, before the examination; the July 2026 handbook requires passing within one year of course completion.
Residence
Colorado resident; casualty authority not previously held and no examination exemption applies.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Continuation or reinstatement with military or medical hardship waiver
No examination is required for this applicant pathway.
Application
Meet any requirements that the commissioner does not waive; § 10-2-403(1)(a) separately exempts prior casualty authority for a resident applicant.
Existing license
Previously held Colorado casualty producer authority; missed continuation or renewal because of military service, long-term medical disability or another commissioner-approved condition.
Waiver
Request and obtain the commissioner’s waiver of continuation procedures and any applicable examination, fine or sanction under § 10-2-408(7). A request alone does not grant a waiver.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure based on prior casualty licensure
No examination is required for this applicant pathway.
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Board time limit
July 2026 handbook page 5, Examination Exemptions item 1 states: "Applicants who have held a resident license in another state within the 90 days prior to submitting their Colorado application are exempt from passing the examination for the lines of authority that were held in their previous resident state." The broader statutory exemption controls; the handbook demand remains disclosed.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Clearance
For the separate § 10-2-402(1) prior-state exemption within twelve months, provide a letter of clearance stating the same authority was held in good standing.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Prior license
Previously licensed for the same casualty authority in Colorado or another jurisdiction; § 10-2-403(1)(a) makes this resident exemption without a stated time limit.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement more than one year after expiration or cancellation
No examination is required for this applicant pathway.
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Board reexamination demand
Regulation 1-2-10 § 6(C)(2) states: The producer may reinstate the license within one year from the expiration date of the license following the non-continuance. Failure to reinstate the license within that year will result in the additional requirement of completing a new pre-licensing education course (if required for the license type or line of authority) and re-examination for the license type or authorities being applied for.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Education
Complete any prior-cycle CE that applied; previously held authority is covered by the statutory prior-licence exemption.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Previous license
Restore the same casualty authority previously held in Colorado; submit a new reinstatement application and initial fee.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Statutory reading
§ 10-2-403(1)(a) exempts previously licensed resident applicants without a stated time limit; it outranks the regulation and implementing handbook.

Official no-examination sources

Effective from 2026-09-22.

Resident reinstatement within one year after expiration or cancellation
No examination is required for this applicant pathway.
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Board reexamination demand
The July 2026 handbook page 5 expressly exempts authorities previously held when inactivity is less than one year. The statute independently carries the exemption.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Education
Complete any prior-cycle CE that applied; previously held authority is covered by the statutory prior-licence exemption.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Previous license
Restore the same casualty authority previously held in Colorado; submit a new reinstatement application and initial fee.
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Statutory reading
§ 10-2-403(1)(a) exempts previously licensed resident applicants without a stated time limit; it outranks the regulation and implementing handbook.

Official no-examination sources

Effective from 2026-09-22.

Resident licensure after moving to Colorado
No examination is required for this applicant pathway.
Application
Submit the prescribed complete application and fees through Sircon or NIPR, and furnish documents reasonably required by the commissioner.
Board cancellation window
Regulation 1-2-10 § 6(F)(2) states: A producer moving to Colorado from another state must provide a letter of clearance from the previous state if the license has been expired for less than one (1) year, and must make application in Colorado within ninety (90) days of the cancellation of his or her previous license. Failure to make application within ninety (90) days of the cancellation of his or her previous license will require the producer to complete a new pre-licensing education course and take and pass the Colorado exam for the license type or lines of authority for which he or she is applying.
Character
Competent, trustworthy, of good moral character and good business reputation; no disqualifying act under § 10-2-801; disclose prior licensing discipline and provide supporting documents for affirmative application screening answers.
Clearance
Provide evidence of previous licensure in good standing, verified through the National Producer Database or a letter of clearance as required.
Minimum age
At least 18 years old (C.R.S. § 10-2-404(1)(a)).
Previous license
Hold prior-jurisdiction casualty authority and apply within ninety days after establishing legal residence under § 10-2-403(1)(b.5).
Score validity
July 2026 handbook, page 4: passing scores are valid for one year from the examination date and the application must be received within one year of passing.
Statutory reading
The regulation measures ninety days from licence cancellation; § 10-2-403(1)(b.5) measures from establishing residence, and § 10-2-403(1)(a) independently exempts a previously licensed resident. The statutory terms govern examination involvement.

Official no-examination sources

Effective from 2026-09-22.

Temporary License

Temporary individual insurance producer licence for up to 180 days without an examination when the commissioner deems it necessary to service an insurance business; requests must be submitted in writing to the Division licensing section.

Licensing authority: Colorado Division of Insurance · Application information

Temporary casualty producer licensure — agency death or disability
No examination is required for this applicant pathway.
Applicant case
To a member, employee, or officer of a licensed insurance agency or business entity, licensed as an insurance producer upon the death or disability of an individual designated in or registered as to the agency or business entity license;
Application
Written request to the Division licensing section.
Commissioner approval
The commissioner must deem temporary authority necessary for servicing the insurance business; may restrict authority, impose protective requirements or require a suitable licensed producer/insurer sponsor.
Duration
Not more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Statutory person scope
The issued credential is for an individual under § 10-2-410(1); Regulation 1-2-10 § 6(G) also refers to an agency. The statutory individual scope governs this record.

Official no-examination sources

Effective from 2026-09-22.

Temporary casualty producer licensure — deceased producer
No examination is required for this applicant pathway.
Applicant case
To the surviving spouse or next of kin, or to the executor or an employee, of a licensed insurance producer who becomes deceased;
Application
Written request to the Division licensing section.
Commissioner approval
The commissioner must deem temporary authority necessary for servicing the insurance business; may restrict authority, impose protective requirements or require a suitable licensed producer/insurer sponsor.
Duration
Not more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Statutory person scope
The issued credential is for an individual under § 10-2-410(1); Regulation 1-2-10 § 6(G) also refers to an agency. The statutory individual scope governs this record.

Official no-examination sources

Effective from 2026-09-22.

Temporary casualty producer licensure — disabled producer
No examination is required for this applicant pathway.
Applicant case
To the surviving spouse or next of kin, or to an employee or the legal guardian, of a licensed insurance producer who becomes disabled;
Application
Written request to the Division licensing section.
Commissioner approval
The commissioner must deem temporary authority necessary for servicing the insurance business; may restrict authority, impose protective requirements or require a suitable licensed producer/insurer sponsor.
Duration
Not more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Statutory person scope
The issued credential is for an individual under § 10-2-410(1); Regulation 1-2-10 § 6(G) also refers to an agency. The statutory individual scope governs this record.

Official no-examination sources

Effective from 2026-09-22.

Temporary casualty producer licensure — military designee
No examination is required for this applicant pathway.
Applicant case
To the designee of a licensed insurance producer upon entering active service in the armed forces of the United States;
Application
Written request to the Division licensing section.
Commissioner approval
The commissioner must deem temporary authority necessary for servicing the insurance business; may restrict authority, impose protective requirements or require a suitable licensed producer/insurer sponsor.
Duration
Not more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Statutory person scope
The issued credential is for an individual under § 10-2-410(1); Regulation 1-2-10 § 6(G) also refers to an agency. The statutory individual scope governs this record.

Official no-examination sources

Effective from 2026-09-22.

Temporary casualty producer licensure — public interest
No examination is required for this applicant pathway.
Applicant case
To any person in any other circumstance where the commissioner deems that the public interest will best be served by the issuance of such license.
Application
Written request to the Division licensing section.
Commissioner approval
The commissioner must deem temporary authority necessary for servicing the insurance business; may restrict authority, impose protective requirements or require a suitable licensed producer/insurer sponsor.
Duration
Not more than 180 days; cannot continue after the owner or personal representative disposes of the business.
Statutory person scope
The issued credential is for an individual under § 10-2-410(1); Regulation 1-2-10 § 6(G) also refers to an agency. The statutory individual scope governs this record.

Official no-examination sources

Effective from 2026-09-22.

CO Casualty Producer

Provider
Pearson VUE
Format
Written, computer-based casualty licensing examination; general knowledge and Colorado-specific content are portions of the registered Casualty (04) examination.
Exam questions
General knowledge: 50 scored plus 5 pretest questions, with section counts 23, 15 and 12. Colorado-specific content: 31 scoreable plus 5 pretest questions, with section counts 19, 4 and 8.
Time limit
2 hours
Passing score
Raw scores are converted to scaled scores from 0 to 100; the July 2026 handbook does not state a numeric passing threshold.
Exam fee
$41 for a test-centre examination session; candidates may take up to two examinations in that session.
Examination outline
  • General knowledge / I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability / 1. Exposures
    • A. Commercial general liability / 1. Exposures / a. Premises and Operations
    • A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
    • A. Commercial general liability / 2. Coverage
    • A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
    • A. Commercial general liability / 2. Coverage / d. Supplemental Payments
    • A. Commercial general liability / 2. Coverage / e. Who is an insured
    • A. Commercial general liability / 2. Coverage / f. First named insured
    • A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto / 1. Liability
    • B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
    • B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
    • B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
    • B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
    • B. Automobile: personal auto and business auto / 2. Medical Payments
    • B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto / 4. Uninsured motorists
    • B. Automobile: personal auto and business auto / 5. Underinsured motorists
    • B. Automobile: personal auto and business auto / 6. Who is an insured
    • B. Automobile: personal auto and business auto / 7. Types of Auto
    • B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
    • B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
    • B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
    • B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto / 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto / 9. Exclusions
    • B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto / 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
    • D. Crime
    • D. Crime / 1. Employee Dishonesty
    • D. Crime / 2. Theft
    • D. Crime / 3. Robbery
    • D. Crime / 4. Burglary
    • D. Crime / 5. Forgery and Alteration
    • D. Crime / 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds / 1. Surety
    • E. Bonds / 2. Fidelity
    • F. Professional liability
    • F. Professional liability / 1. Errors and Omissions
    • F. Professional liability / 2. Medical Malpractice
    • F. Professional liability / 3. Directors and Officers (D&O)
    • F. Professional liability / 4. Employment Practices Liability (EPLI)
    • F. Professional liability / 5. Cyber liability and data breach, funds transfer
    • F. Professional liability / 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Businessowners Policy (BOP)
  • General knowledge / II. INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards / 1. Moral
    • B. Hazards / 2. Morale
    • B. Hazards / 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation / 1. Actual cash value
    • E. Loss valuation / 2. Replacement cost
    • E. Loss valuation / 3. Market value
    • E. Loss valuation / 4. Stated/agreed value
    • E. Loss valuation / 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages / 1. Compensatory
    • R. Damages / 1. Compensatory / a. General
    • R. Damages / 1. Compensatory / b. Special
    • R. Damages / 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • General knowledge / III. POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Other insurance
    • L. Subrogation
    • M. Loss settlement provisions including consent to settle a loss
    • N. Terrorism Risk Insurance Act (TRIA)
  • Colorado specific / I. COLORADO STATUTES, RULES, AND REGULATIONS COMMON TO LIFE, SICKNESS AND ACCIDENT, PROPERTY (FIRE), AND CASUALTY INSURANCE
    • A. Insurance Commissioner
    • A. Insurance Commissioner / 1. Power and duties
    • A. Insurance Commissioner / 2. Hearings and penalties
    • A. Insurance Commissioner / 3. License suspension and revocation
    • A. Insurance Commissioner / 4. Records and requests for information
    • B. Licensing and producers’ legal responsibility
    • B. Licensing and producers’ legal responsibility / 1. Persons required to be licensed
    • B. Licensing and producers’ legal responsibility / 2. Surplus Lines
    • B. Licensing and producers’ legal responsibility / 3. Payment and acceptance of commissions/fees
    • B. Licensing and producers’ legal responsibility / 4. Fiduciary/commingling
    • B. Licensing and producers’ legal responsibility / 5. Pre-licensing and continuing education
    • B. Licensing and producers’ legal responsibility / 6. Unauthorized entities
    • C. Unfair competition and deceptive practices
    • C. Unfair competition and deceptive practices / 1. Coercion
    • C. Unfair competition and deceptive practices / 2. Misrepresentation
    • C. Unfair competition and deceptive practices / 3. Unfair discrimination
    • C. Unfair competition and deceptive practices / 4. Controlled business
    • C. Unfair competition and deceptive practices / 5. Defamation
    • C. Unfair competition and deceptive practices / 6. Rebates
    • C. Unfair competition and deceptive practices / 7. Unfair claims practices
    • C. Unfair competition and deceptive practices / 8. Colorado Fraud Statute
  • Colorado specific / II. COLORADO STATUTES, RULES, AND REGULATIONS COMMON TO PROPERTY AND CASUALTY INSURANCE ONLY
    • A. Rate regulations
    • B. Summary disclosure form
    • C. Commercial policy requirements
    • D. Use of Credit Information
  • Colorado specific / III. COLORADO STATUTES, RULES, AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Workers compensation
    • A. Workers compensation / 1. Who must be covered
    • A. Workers compensation / 2. Sources of coverages
    • A. Workers compensation / 3. Benefits
    • A. Workers compensation / 4. Claims procedures
    • B. Automobile insurance
    • B. Automobile insurance / 1. Cancellation/nonrenewal
    • B. Automobile insurance / 2. Excluded drivers
    • B. Automobile insurance / 3. Uninsured motorist/Underinsured motorist
    • B. Automobile insurance / 4. Financial responsibility
    • B. Automobile insurance / 5. Required Coverages
    • B. Automobile insurance / 6. Medical Payment Coverage
    • B. Automobile insurance / 7. Transportation Network Company
    • B. Automobile insurance / 8. Claims
    • C. Colorado Auto Insurance Plan
    • D. Bail Bonds
Examination sources