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Arizona Casualty Insurance — License Examination Requirements

US-AZ · License preparation

This page provides licensing requirements, not a question bank. Review the applicable pathway and official sources below.

Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Nonresident Insurance Producer — Casualty

Insurance producer authority for the casualty major line defined by A.R.S. § 20-286(A)(4). Individuals and business entities use the applicable routes.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Convert an existing resident entity license after relocating out of Arizona
No examination is required for this applicant pathway.
Address
Within thirty days after requesting a clearance letter, file the prescribed change-of-address form and apply for licensure in the new resident jurisdiction.
Applicant type
entity
Application and fee
A.R.S. § 20-287(B) requires neither a license application nor a fee.
Board instruction
The current DIFI relocation instructions ask for the new resident license certificate within thirty days after receiving it.
New home license
Immediately notify the director after receiving the new resident license.
Prior license
Hold an Arizona resident producer license and move the home state out of Arizona.

Official no-examination sources

Effective from 2026-09-22.

Convert an existing resident individual license after relocating out of Arizona
No examination is required for this applicant pathway.
Address
Within thirty days after requesting a clearance letter, file the prescribed change-of-address form and apply for licensure in the new resident jurisdiction.
Applicant type
individual
Application and fee
A.R.S. § 20-287(B) requires neither a license application nor a fee.
Board instruction
The current DIFI relocation instructions ask for the new resident license certificate within thirty days after receiving it.
New home license
Immediately notify the director after receiving the new resident license.
Prior license
Hold an Arizona resident producer license and move the home state out of Arizona.

Official no-examination sources

Effective from 2026-09-22.

Requalification after revocation for a nonresident entity
No examination is required for this applicant pathway.
Applicant type
entity
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
At least one year must have passed after revocation; qualify again under the current nonresident licensing provisions.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

New application after expiration more than one year ago for a nonresident entity
No examination is required for this applicant pathway.
Applicant type
entity
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
The application is deemed new under § 20-289(E).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year of nonresident entity producer license
No examination is required for this applicant pathway.
Applicant type
entity
Application and fee
File the approved renewal application and quadrennial fee by expiration, subject to the late-renewal or military extension applicable to this route (A.R.S. § 20-289(C), (E)).
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Course assessment
Any self-study continuing-education post-course test is a course condition, not an identified registered casualty licensing examination (A.R.S. § 20-2902(K)).
Education
Business entities are excluded from the CE licensee definition in A.R.S. § 20-2901(9).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Term
Licenses renew quadrennially; the individual expiration month is the birth month and the entity expiration month follows issuance (A.R.S. § 20-289(B)).
Timing
Cease insurance activities upon expiration; renew within one year with the quadrennial fee and additional $100 late fee.
Verification
The director may require supporting documents and fingerprints before renewal (A.R.S. § 20-289(D)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal of nonresident entity producer license
No examination is required for this applicant pathway.
Applicant type
entity
Application and fee
File the approved renewal application and quadrennial fee by expiration, subject to the late-renewal or military extension applicable to this route (A.R.S. § 20-289(C), (E)).
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Course assessment
Any self-study continuing-education post-course test is a course condition, not an identified registered casualty licensing examination (A.R.S. § 20-2902(K)).
Education
Business entities are excluded from the CE licensee definition in A.R.S. § 20-2901(9).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Term
Licenses renew quadrennially; the individual expiration month is the birth month and the entity expiration month follows issuance (A.R.S. § 20-289(B)).
Timing
Apply by expiration.
Verification
The director may require supporting documents and fingerprints before renewal (A.R.S. § 20-289(D)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after voluntary surrender for a nonresident entity
No examination is required for this applicant pathway.
Applicant type
entity
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Board waiting period
The DIFI Producer section says an authority voluntarily surrendered cannot be reapplied for until at least one year has passed; § 20-289(F) states requalification, without that waiting period.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
Qualify under the new-applicant nonresident standards in accordance with § 20-289(F).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Requalification after revocation for a nonresident individual
No examination is required for this applicant pathway.
Applicant type
individual
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
At least one year must have passed after revocation; qualify again under the current nonresident licensing provisions.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

New application after expiration more than one year ago for a nonresident individual
No examination is required for this applicant pathway.
Applicant type
individual
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
The application is deemed new under § 20-289(E).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Late renewal within one year of nonresident individual producer license
No examination is required for this applicant pathway.
Applicant type
individual
Application and fee
File the approved renewal application and quadrennial fee by expiration, subject to the late-renewal or military extension applicable to this route (A.R.S. § 20-289(C), (E)).
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Course assessment
Any self-study continuing-education post-course test is a course condition, not an identified registered casualty licensing examination (A.R.S. § 20-2902(K)).
Education
Individual nonresident CE reciprocity applies under A.R.S. § 20-300(B) and § 20-2902(H)-(J); if the home state has no CE requirement, resident requirements apply; if it does not recognize Arizona credit, earn credit from approved providers.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Term
Licenses renew quadrennially; the individual expiration month is the birth month and the entity expiration month follows issuance (A.R.S. § 20-289(B)).
Timing
Cease insurance activities upon expiration; renew within one year with the quadrennial fee and additional $100 late fee.
Verification
The director may require supporting documents and fingerprints before renewal (A.R.S. § 20-289(D)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Return to active nonresident individual producer status after military service
No examination is required for this applicant pathway.
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Military status
The existing license is inactive only while the licensee is in active military service under § 20-289.01(B).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Renewal extension
Military service extends renewal, fee and CE deadlines by actual active-service days; supply service documentation when renewing.
Transactions
Do not sell, solicit or negotiate while inactive.
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Timely renewal of nonresident individual producer license
No examination is required for this applicant pathway.
Applicant type
individual
Application and fee
File the approved renewal application and quadrennial fee by expiration, subject to the late-renewal or military extension applicable to this route (A.R.S. § 20-289(C), (E)).
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Course assessment
Any self-study continuing-education post-course test is a course condition, not an identified registered casualty licensing examination (A.R.S. § 20-2902(K)).
Education
Individual nonresident CE reciprocity applies under A.R.S. § 20-300(B) and § 20-2902(H)-(J); if the home state has no CE requirement, resident requirements apply; if it does not recognize Arizona credit, earn credit from approved providers.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Term
Licenses renew quadrennially; the individual expiration month is the birth month and the entity expiration month follows issuance (A.R.S. § 20-289(B)).
Timing
Apply by expiration.
Verification
The director may require supporting documents and fingerprints before renewal (A.R.S. § 20-289(D)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Reapplication after voluntary surrender for a nonresident individual
No examination is required for this applicant pathway.
Applicant type
individual
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Board waiting period
The DIFI Producer section says an authority voluntarily surrendered cannot be reapplied for until at least one year has passed; § 20-289(F) states requalification, without that waiting period.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Prior status
Qualify under the new-applicant nonresident standards in accordance with § 20-289(F).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Nonresident entity licensure by reciprocity
No examination is required for this applicant pathway.
Applicant type
entity
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Charter
Insurance transactions must be within the entity's partnership agreement, articles of incorporation or other chartering documents (A.R.S. § 20-285(C)(2)).
Designated producer
Designate an individually licensed producer responsible for compliance; report all members, officers and directors, and furnish individual information when requested under A.R.S. § 20-285(D).
Fees
Pay the prescribed business-entity license fee.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Legal form
Applicant is a business entity within A.R.S. § 20-281(1), rather than an individual or sole proprietorship.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual licensure by reciprocity
No examination is required for this applicant pathway.
Applicant type
individual
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Nonresident entity licensure for equivalent limited casualty authority
No examination is required for this applicant pathway.
Applicant type
entity
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Charter
Insurance transactions must be within the entity's partnership agreement, articles of incorporation or other chartering documents (A.R.S. § 20-285(C)(2)).
Designated producer
Designate an individually licensed producer responsible for compliance; report all members, officers and directors, and furnish individual information when requested under A.R.S. § 20-285(D).
Fees
Pay the prescribed business-entity license fee.
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Legal form
Applicant is a business entity within A.R.S. § 20-281(1), rather than an individual or sole proprietorship.
Limited authority
Applicant's home-state license limits casualty authority to less than the full major line. Arizona grants only the same scope as the home-state license under § 20-287(C)(2).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Nonresident individual licensure for equivalent limited casualty authority
No examination is required for this applicant pathway.
Applicant type
individual
Application and fees
Submit the proper request, the home-state producer application or completed NAIC uniform application, and fees under A.R.S. § 20-287(A).
Home license
Hold a current resident insurance producer license in good standing in the home state for the requested casualty authority.
Limited authority
Applicant's home-state license limits casualty authority to less than the full major line. Arizona grants only the same scope as the home-state license under § 20-287(C)(2).
Reciprocity
The home state must issue nonresident producer licenses to Arizona residents on the same basis (A.R.S. § 20-287(A)(4)).
Waiver and source verification
A.R.S. § 20-300(A) requires waiver of requirements other than § 20-287 for a qualifying reciprocal applicant. Its current official file is a genuine short statute, confirmed after the fetch tool's contentless-page warning.

Official no-examination sources

Effective from 2026-09-22.

Temporary Insurance Producer — Casualty

Temporary producer authority to service an existing casualty insurance business in the three cases specified by A.R.S. § 20-294; maximum term 180 days.

Licensing authority: Arizona Department of Insurance and Financial Institutions · Application information

Business entity member or employee temporary producer licensure
No examination is required for this applicant pathway.
Conditions and sponsor
The director may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, or revoke the temporary license to protect insureds and the public.
Director determination
The director must deem temporary licensing necessary to service the insurance business.
Eligibility
Applicant is a member or employee of the licensed entity whose designated individual producer dies or becomes disabled.
Scope
The same producer rights and privileges apply unless the director imposes limitations; the serviced business has casualty authority.
Term
Not more than 180 days; the temporary license cannot continue after disposal of the business and cannot be renewed.

Official no-examination sources

Effective from 2026-09-22.

Military service designee temporary producer licensure
No examination is required for this applicant pathway.
Conditions and sponsor
The director may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, or revoke the temporary license to protect insureds and the public.
Director determination
The director must deem temporary licensing necessary to service the insurance business.
Eligibility
Applicant is the designee of a licensed producer entering active service in the United States armed forces.
Scope
The same producer rights and privileges apply unless the director imposes limitations; the serviced business has casualty authority.
Term
Not more than 180 days; the temporary license cannot continue after disposal of the business and cannot be renewed.

Official no-examination sources

Effective from 2026-09-22.

Surviving spouse or court appointed personal representative temporary producer licensure
No examination is required for this applicant pathway.
Conditions and sponsor
The director may limit authority, require a suitable licensed producer or insurer sponsor assuming responsibility, or revoke the temporary license to protect insureds and the public.
Director determination
The director must deem temporary licensing necessary to service the insurance business.
Eligibility
Applicant is the surviving spouse or court-appointed personal representative of a producer who dies or becomes disabled; authority permits sale of the business, recovery, or training and licensing replacement personnel.
Scope
The same producer rights and privileges apply unless the director imposes limitations; the serviced business has casualty authority.
Term
Not more than 180 days; the temporary license cannot continue after disposal of the business and cannot be renewed.

Official no-examination sources

Effective from 2026-09-22.