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Oregon Claims Adjuster — Requirements & Free Practice

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Licenses, application pathways and examination requirements

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Adjuster License — Individual

Resident and nonresident individual adjuster license, with property and casualty, health, or crop insurance authority. Classes are authorizations on a license.

Licensing authority: Oregon Department of Consumer and Business Services, Division of Financial Regulation · Application information

Add insurance class — crop

At least one of the following alternatives:

Class of insurance
Crop insurance as designated under OAR 836-071-0113.
Existing license
Hold an adjuster license and apply electronically for amendment as for the initial license.
Expiration
Adding a category or class does not change the existing license expiration date.
Qualifications
Satisfy all qualifications for the added class, including its recognized examination; nonresident prior examination and reciprocity conditions continue to apply.
Add insurance class — general
Oregon Adjuster's Examination — General Lines Insurance
Class of insurance
Property and casualty, including marine, transportation and surety.
Existing license
Hold an adjuster license and apply electronically for amendment as for the initial license.
Expiration
Adding a category or class does not change the existing license expiration date.
Qualifications
Satisfy all qualifications for the added class, including its recognized examination; nonresident prior examination and reciprocity conditions continue to apply.
Add insurance class — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Class of insurance
Health insurance, including health care service contractor coverage.
Existing license
Hold an adjuster license and apply electronically for amendment as for the initial license.
Expiration
Adding a category or class does not change the existing license expiration date.
Qualifications
Satisfy all qualifications for the added class, including its recognized examination; nonresident prior examination and reciprocity conditions continue to apply.
Nonresident reinstatement after home state license reinstatement
No examination is required for this applicant pathway.
Authorization
No adjusting business may be conducted in Oregon while the required home authorization is invalid.
Home license
The home-state, province or designated-home-state adjuster license must be reinstated and unexpired before applying to DFR for Oregon reinstatement.

Official no-examination sources

Effective from 2026-09-22.

Nonreciprocal nonresident individual renewal — crop
Oregon Adjusters Examination for Crop Insurance (practice unavailable)
Crop certification
Crop adjusters also provide current FCIC certification.
Nonresident status
DFR requires confirmation of passage of the Oregon adjuster examination for an individual licensed from a nonreciprocal jurisdiction.
Prior oregon passage
Existing Oregon examination passage may satisfy the requirement; provide proof if DFR lacks it. The requirement is passage, not mandatory retesting.
Renewal
Submit renewal application and fees, maintain home-state authorization, and complete 24 hours of continuing education with three hours of ethics and three hours of required law subjects.
Nonreciprocal nonresident individual renewal — general
Oregon Adjuster's Examination — General Lines Insurance
Crop certification
Crop adjusters also provide current FCIC certification.
Nonresident status
DFR requires confirmation of passage of the Oregon adjuster examination for an individual licensed from a nonreciprocal jurisdiction.
Prior oregon passage
Existing Oregon examination passage may satisfy the requirement; provide proof if DFR lacks it. The requirement is passage, not mandatory retesting.
Renewal
Submit renewal application and fees, maintain home-state authorization, and complete 24 hours of continuing education with three hours of ethics and three hours of required law subjects.
Nonreciprocal nonresident individual renewal — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Crop certification
Crop adjusters also provide current FCIC certification.
Nonresident status
DFR requires confirmation of passage of the Oregon adjuster examination for an individual licensed from a nonreciprocal jurisdiction.
Prior oregon passage
Existing Oregon examination passage may satisfy the requirement; provide proof if DFR lacks it. The requirement is passage, not mandatory retesting.
Renewal
Submit renewal application and fees, maintain home-state authorization, and complete 24 hours of continuing education with three hours of ethics and three hours of required law subjects.
Ordinary individual renewal — nonresident reciprocal
No examination is required for this applicant pathway.
Continuing education
24 hours each cycle, including three hours of ethics and three hours of Oregon law for residents or home-state required subjects for nonresidents; education for another insurance license counts.
Crop certification
A crop adjuster must additionally provide evidence of current FCIC certification under OAR 836-071-0130(2)(d); certification itself is an applicant condition.
Nonresident status
Nonresidents must prove continuing home-state authorization for each category and class.
Renewal
Submit application and renewal fees by expiration; maintain eligibility and avoid disciplinary grounds.

Official no-examination sources

Effective from 2026-09-22.

Ordinary individual renewal — resident
No examination is required for this applicant pathway.
Continuing education
24 hours each cycle, including three hours of ethics and three hours of Oregon law for residents or home-state required subjects for nonresidents; education for another insurance license counts.
Crop certification
A crop adjuster must additionally provide evidence of current FCIC certification under OAR 836-071-0130(2)(d); certification itself is an applicant condition.
Nonresident status
Nonresidents must prove continuing home-state authorization for each category and class.
Renewal
Submit application and renewal fees by expiration; maintain eligibility and avoid disciplinary grounds.

Official no-examination sources

Effective from 2026-09-22.

Reinstatement following voluntary surrender — crop

At least one of the following alternatives:

Continuing education
Demonstrate all continuing education that would have applied if the former license had been renewed.
Discretionary exam waiver
Under ORS 744.521(6)(b), the director may reinstate without requiring the examination otherwise required for the license. The otherwise required current examination remains referenced with this waiver condition.
Surrender
Apply under ORS 744.518 within two years of voluntarily surrendering the license.
Reinstatement following voluntary surrender — general
Oregon Adjuster's Examination — General Lines Insurance
Continuing education
Demonstrate all continuing education that would have applied if the former license had been renewed.
Discretionary exam waiver
Under ORS 744.521(6)(b), the director may reinstate without requiring the examination otherwise required for the license. The otherwise required current examination remains referenced with this waiver condition.
Surrender
Apply under ORS 744.518 within two years of voluntarily surrendering the license.
Reinstatement following voluntary surrender — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Continuing education
Demonstrate all continuing education that would have applied if the former license had been renewed.
Discretionary exam waiver
Under ORS 744.521(6)(b), the director may reinstate without requiring the examination otherwise required for the license. The otherwise required current examination remains referenced with this waiver condition.
Surrender
Apply under ORS 744.518 within two years of voluntarily surrendering the license.
Nonresident initial licensure — crop

At least one of the following alternatives:

Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Certification
Provide certification of current home-state licensure dated within the preceding 90 days, unless available in the NAIC Producer Database. Contact DFR to determine whether it requires the Oregon examination.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Crop insurance as designated under OAR 836-071-0113.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Nonresident authority
Reside outside Oregon and maintain adjuster authorization in the home state, a Canadian province, or designated home state; reciprocal licensing privileges are required under ORS 744.528(1).
Prior class examination
ORS 744.528(2)(b) requires the recognized examination if the individual has not already passed an examination for the requested insurance category or class. Another jurisdiction’s examination is an applicant condition, not an Oregon requirement leaf.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Nonresident initial licensure — general
Oregon Adjuster's Examination — General Lines Insurance
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Certification
Provide certification of current home-state licensure dated within the preceding 90 days, unless available in the NAIC Producer Database. Contact DFR to determine whether it requires the Oregon examination.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Property and casualty, including marine, transportation and surety.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Nonresident authority
Reside outside Oregon and maintain adjuster authorization in the home state, a Canadian province, or designated home state; reciprocal licensing privileges are required under ORS 744.528(1).
Prior class examination
ORS 744.528(2)(b) requires the recognized examination if the individual has not already passed an examination for the requested insurance category or class. Another jurisdiction’s examination is an applicant condition, not an Oregon requirement leaf.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Nonresident initial licensure — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Certification
Provide certification of current home-state licensure dated within the preceding 90 days, unless available in the NAIC Producer Database. Contact DFR to determine whether it requires the Oregon examination.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Health insurance, including health care service contractor coverage.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Nonresident authority
Reside outside Oregon and maintain adjuster authorization in the home state, a Canadian province, or designated home state; reciprocal licensing privileges are required under ORS 744.528(1).
Prior class examination
ORS 744.528(2)(b) requires the recognized examination if the individual has not already passed an examination for the requested insurance category or class. Another jurisdiction’s examination is an applicant condition, not an Oregon requirement leaf.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Resident initial licensure — crop

At least one of the following alternatives:

Accepted proficiency examinations
OAR 836-071-0113(2) recognizes an examination under OAR 836-071-0120(1) or examinations administered for certification under the RMA-approved crop adjuster proficiency program. The named shared CAPP versions are referenced under that acceptance; other approved provider examinations are an open applicant condition.
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Crop insurance as designated under OAR 836-071-0113.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Residency
Establish a residence or a place of business in Oregon before applying.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Resident initial licensure — general
Oregon Adjuster's Examination — General Lines Insurance
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Property and casualty, including marine, transportation and surety.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Residency
Establish a residence or a place of business in Oregon before applying.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Resident initial licensure — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Health insurance, including health care service contractor coverage.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Residency
Establish a residence or a place of business in Oregon before applying.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Transfer to Oregon resident licensure — crop

At least one of the following alternatives:

Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Board instruction
DFR’s transfer instructions expressly state: Adjusters transferring into Oregon will need to take the Oregon adjuster exam.
Bulletin statement
The bulletin’s general relocating paragraph states that same-line applicants applying within 90 days need no examination; the specific adjuster obligation in ORS 744.525 and DFR’s adjuster-specific instruction controls this route.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Crop insurance as designated under OAR 836-071-0113.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Transfer
A nonresident adjuster who establishes Oregon residency may use the nonresident license for no more than 90 days; then obtain a resident license under ORS 744.538(2).
Transfer to Oregon resident licensure — general
Oregon Adjuster's Examination — General Lines Insurance
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Board instruction
DFR’s transfer instructions expressly state: Adjusters transferring into Oregon will need to take the Oregon adjuster exam.
Bulletin statement
The bulletin’s general relocating paragraph states that same-line applicants applying within 90 days need no examination; the specific adjuster obligation in ORS 744.525 and DFR’s adjuster-specific instruction controls this route.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Property and casualty, including marine, transportation and surety.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Transfer
A nonresident adjuster who establishes Oregon residency may use the nonresident license for no more than 90 days; then obtain a resident license under ORS 744.538(2).
Transfer to Oregon resident licensure — health
Oregon Adjuster's Examination for Health Insurance (practice unavailable)
Affiliation
When employed by or contracted with a licensed adjusting firm, a Notice of Affiliation must be filed within 30 days.
Age
At least 18 years old for individual licensure (ORS 744.525(1)(d)).
Application
Submit a complete and accurate application under ORS 744.518, including residence and business addresses, occupation and employment history, assumed names, required disclosures and applicable fees.
Board instruction
DFR’s transfer instructions expressly state: Adjusters transferring into Oregon will need to take the Oregon adjuster exam.
Bulletin statement
The bulletin’s general relocating paragraph states that same-line applicants applying within 90 days need no examination; the specific adjuster obligation in ORS 744.525 and DFR’s adjuster-specific instruction controls this route.
Character
Trustworthy and reliable with a good reputation, as evaluated by the director (ORS 744.525(1)(c)).
Class of insurance
Health insurance, including health care service contractor coverage.
Fingerprints
Provide fingerprints and authorize criminal history checking; ORS 744.518(1)(e) excepts fingerprints already submitted as part of a successful adjuster application elsewhere.
Timing
Pass examinations for every requested insurance class before applying through NIPR; the application becomes invalid after the last day of the ninth month if no license is granted (OAR 836-071-0125).
Training
DFR states that no prelicense training is required for adjusters.
Transfer
A nonresident adjuster who establishes Oregon residency may use the nonresident license for no more than 90 days; then obtain a resident license under ORS 744.538(2).

CAPP Basic Provisions of Insurance exam

Provider
National Crop Insurance Services, Inc. (NCIS); online through the CAPP Accreditation Center (capp.ag-risk.org)
Format
Open book, timed, online, and proctored exam; one of the three separate CAPP exams of Part 2 (Proficiency Examination) of the Crop Adjuster Proficiency Program; 7-day waiting period before a second exam over the same topical area may be taken following a failed attempt; NCIS designates the Multiple Peril Crop Insurance Common Crop Policy as the source material for this exam
Passing score
80%
Examination outline
  • Basic Provisions of Insurance
Examination sources

CAPP General Insurance Information exam

Provider
National Crop Insurance Services, Inc. (NCIS); online through the CAPP Accreditation Center (capp.ag-risk.org)
Format
Open book, timed, online, and proctored exam; one of the three separate CAPP exams of Part 2 (Proficiency Examination) of the Crop Adjuster Proficiency Program; 7-day waiting period before a second exam over the same topical area may be taken following a failed attempt; NCIS designates the General Insurance Information Study Guide (General Insurance Terms, Concepts, and Federal Regulations Governing the Federal Crop Insurance Program) as the source material for this exam
Passing score
80%
Examination outline
  • General Insurance Information — concepts and principles, terms, definitions and professional conduct such as civil rights, ethics, and conflict of interest
    • Concepts and principles
    • Terms
    • Definitions
    • Professional conduct such as civil rights, ethics, and conflict of interest
Examination sources

CAPP Loss Adjustment Manual (LAM) exam

Provider
National Crop Insurance Services, Inc. (NCIS); online through the CAPP Accreditation Center (capp.ag-risk.org)
Format
Open book, timed, online, and proctored exam; one of the three separate CAPP exams of Part 2 (Proficiency Examination) of the Crop Adjuster Proficiency Program; 7-day waiting period before a second exam over the same topical area may be taken following a failed attempt; NCIS designates the Loss Adjustment Manual (LAM) as the source material for this exam
Passing score
80%
Examination outline
  • Loss Adjustment Manual (LAM)
Examination sources

Oregon Adjusters Examination for Crop Insurance

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
50 scored questions
Time limit
1 hour
Passing score
80%
Examination outline
  • Insurance Regulation (10%)
    • Licensing requirements (ORS 744.505)
    • Licensing exceptions (ORS 744.515)
    • Qualifications (ORS 744.002, .525)
    • Types of licenses
    • Nonresident adjuster (ORS 744.528, .538)
    • Records Retention (ORS 744.024(3))
    • Maintenance and duration
    • Renewal (ORS 744.008, .009(1))
    • Expiration (ORS 744.007, OAR836-071-0130(1))
    • Nonrenewal (ORS 744.009(2))
    • Notification of change, deletion, or addition of an assumed business name (ORS 744.028(2))
    • Change of address or telephone number (ORS 744.028(1))
    • Disciplinary actions
    • Cease and desist orders (ORS 731.252)
    • Suspension, revocation, and nonrenewal, probation (ORS 744.013, .014)
    • Civil penalty (ORS 731.988)
    • Criminal penalty (ORS 731.992)
    • Claim settlement laws and regulations
    • Director's general duties and powers (ORS 731.236)
    • Unfair claim practices (ORS 746.230; OAR 836-080-0205)
    • Misrepresentation and other prohibited claim practices (OAR 836-080-0220)
    • Required claim communications practices (OAR 836-080-0225)
    • Standard for prompt claim investigation (OAR 836-080-0230)
    • Standard for prompt and fair settlements (OAR 836-080-0235)
    • General (OAR 836-080-0235)
    • Adjustment of claims under policy issued by unauthorized insurer (ORS 744.541)
    • Proof and amount of loss determination (ORS 746.295)
    • Liability for damages; attorney fees (ORS 746.300)
    • Federal regulation
    • Fair Credit Reporting Act (15 USC 1681–1681d)
    • Fraud and false statements (18 USC 1033, 1034)
  • Insurance Basics (20%)
    • Contracts
    • Elements of a legal contract
    • Offer and acceptance
    • Consideration
    • Competent parties
    • Legal purpose
    • Distinct characteristics of an insurance contract
    • Contract of adhesion
    • Aleatory contract
    • Personal contract
    • Unilateral contract
    • Conditional contract
    • Legal interpretations affecting contracts
    • Ambiguities in a contract of adhesion
    • Reasonable expectations
    • Indemnity
    • Utmost good faith
    • Waiver and estoppel
    • Principles and concepts
    • Insurable interest
    • Negligence
    • Elements of a negligent act
    • Defenses against negligence
    • Causes of loss (perils)
    • Named perils versus special (open) perils
    • Direct loss
    • Loss valuation
    • Market value
    • Agreed value
    • Stated amount
    • Policy structure
    • Declarations
    • Definitions
    • Insuring agreement or clause
    • Additional/supplementary coverage
    • Conditions
    • Exclusions
    • Endorsements
    • Common policy provisions
    • Insureds - named, first named and additional
    • Policy period
    • Policy territory
    • Cancellation and nonrenewal
    • Deductibles
    • Other insurance
    • Pro rata
    • Contribution by equal shares
    • Policy limits
    • Abandonment
    • Assignment of Indemnity
    • Loss payable clause
    • Insurer provisions
    • Subrogation
    • 2.5 Oregon laws, regulations and required provisions
    • Oregon Insurance Guaranty Association (ORS 734.510–.710)
    • Suit against insurer (ORS 742.240)
    • Concealment, misrepresentation or fraud (ORS 742.013, .208) (2010-NCIS 3OR)
    • Power of Attorney
  • Crop-Hail Insurance (45%)
    • General Provisions (2011-NCIS 3)
    • Agreement to Insure
    • Coverage
    • Insurance Period
    • Duties after Loss
    • Insured's Duties
    • Insurer's Duties
    • Loss Payment
    • Reduction of Insurance
    • Appraisal/Inspection
    • Liberalization
    • Variation in Acreage in Case of Loss
    • Entire Agreement, Waiver or Change of Policy Provisions
    • Assignment of Interest
    • Assignment of Indemnity
    • Concealment or Fraud
    • Cancellation of Policy
    • Exclusions
    • Abandonment of Crop
    • Suit against Us
    • Conformity to Statutes
    • Pre-Judgment Interest
    • Special Provisions
    • Perils Insured Against
    • Minimum Loss
    • Catastrophe Loss Award
    • Crop Specific Coverage
    • Replanting Destroyed Crops
    • Optional Provisions
    • Expiration of Insurance
    • Oregon Amendatory Endorsement (2010-NCIS 3OR)
  • Multiple Peril Crop Insurance (MPCI) (20%)
    • Policy Structure
    • Priorities of Conflicts between Provisions
    • Catastrophic Risk Protection Endorsement
    • Special Provisions
    • Basic Provisions
    • Definitions
    • Life of Policy, Cancellation and Termination (Important Dates)
    • Coverage Levels and Price
    • Contract Changes
    • Acreage Reporting
    • Eligibility
    • Insureds
    • Crops
    • Ownership Share
    • Causes of Loss
    • Replanting Provisions
    • Loss Adjustment Responsibilities
    • Insured
    • Insurer
    • Production Records
    • Planting Coverage
    • Late
    • Prevented
    • Written Agreements
    • Transfer of Rights to Coverage
    • Assignment of Indemnity
    • Unit Structure
    • Organic Farming Practices
    • Inspections
    • Mediation/Arbitration
    • Claim Settlement
  • Oversight Organizations (5%)
    • Federal Crop Insurance Corporation (FCIC)
    • Risk Management Agency (RMA)
    • National Crop Insurance Services (NCIS)
Examination sources

Oregon Adjuster's Examination — General Lines Insurance

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
150 scored questions
Time limit
2.5 hours
Passing score
70%
Examination outline
  • Insurance Regulation (10%)
    • Licensing requirements (ORS 744.505)
    • Licensing exceptions (ORS 744.515)
    • Qualifications (ORS 744.002, .525)
    • Types of licensees
    • General lines adjuster (ORS 744.531)
    • Nonresident adjuster (ORS 744.528, .538)
    • Temporary adjuster permit (ORS 744.555)
    • Maintenance and duration
    • Renewal (ORS 744.008, .009(1))
    • Expiration (ORS 744.007)
    • Nonrenewal (ORS 744.009(2))
    • Notification of change, deletion, or addition of an assumed business name (ORS 744.028(2))
    • Change of address or telephone number (ORS 744.028(1))
    • Disciplinary actions
    • Cease and desist orders (ORS 731.252)
    • License probation, suspension, revocation or refusal to issue or renew (ORS 744.013, .014, .074)
    • Civil penalty (ORS 731.988)
    • Criminal penalty (ORS 731.992)
    • Claim settlement laws and regulations
    • Director's enforcement authority (ORS 731.256)
    • Director's inquiries (ORS 731.296)
    • Unfair claim settlement practices (ORS 746.230; OAR 836‐080‐0205 to 0250)
    • Misrepresentation and other prohibited claim practices (OAR 836‐080‐0220)
    • Required claim communications practices (OAR 836‐080‐0225)
    • Standard for prompt claim investigation (OAR 836‐080‐0230)
    • Standard for prompt and fair settlements General (OAR 836‐080‐0235)
    • Standard for auto total loss (OAR 836‐080‐0240)
    • Adjustment of claims under policy issued by unauthorized insurer (ORS 744.541)
    • Regulation for automobile insurance claims
    • Designation of repair shop prohibited (ORS 746.280, .290)
    • Proof and amount of loss determination (ORS 746.295)
    • Liability for damages; attorney fees (ORS 746.300)
  • Federal Laws and Regulations (5%)
    • 18 United States Code (USC) Sections 1033 and 1034 ‐ purpose
    • Privacy (Gramm‐Leach‐Bliley)
    • National Flood Insurance Program (NFIP)
    • Terrorism Risk Insurance Act
    • Motor Carrier Act (MCS‐90 and Others)
  • General Insurance Concepts (10%)
    • Risk
    • Methods of handling risk (e.g., avoidance, retention, sharing, reduction, transfer)
    • Elements of insurable risks
    • Definitions (e.g., risk, hazard, peril, loss)
    • Classifications of insurers
    • Mutual, stock
    • Admitted, non‐admitted
    • Foreign, domestic, alien
    • Elements of a contract
    • Offer
    • Acceptance
    • Consideration
    • Competent parties
    • Legal purpose
    • Authority and powers of producers
    • Express
    • Implied
    • Apparent
    • The Law of Agency
    • Legal interpretations affecting contracts
    • Reasonable expectations
    • Indemnity
    • Good faith
    • Warranties, representations, misrepresentations, and concealment
    • Fraud
  • Property and Casualty Insurance Basics (20%)
    • Insurable interest
    • Types of hazards
    • Negligence
    • Torts
    • Elements of a negligent act
    • Defenses against negligence
    • Liability
    • Absolute
    • Strict
    • Vicarious
    • Underwriting
    • Purpose
    • Process
    • Results
    • Rate development
    • Types
    • Components
    • Basis
    • Types of perils
    • Types of loss
    • Direct
    • Indirect
    • Specific, scheduled, and blanket insurance
    • Basic types of construction
    • Loss valuation
    • Actual cash value
    • Replacement cost
    • Functional replacement cost
    • Market value
    • Agreed value
    • Valued policy
    • Accident versus occurrence
    • Policy structure
    • Declarations
    • Definitions
    • Insuring agreement
    • Additional/supplementary coverage
    • Conditions
    • Exclusions
    • Endorsements
    • Policy clauses
    • Insureds
    • Policy period
    • Policy territory
    • Cancellation and non‐renewal
    • Deductibles
    • Other insurance
    • Nonconcurrency
    • Primary and excess
    • Pro rata
    • Contribution by equal shares
    • Limits of liability
    • Per accident
    • Per occurrence
    • Per person
    • Aggregate
    • Split limits
    • Combined single limit
    • Coinsurance
    • Purpose
    • Definition
    • Calculation
    • Penalties
    • Total versus partial Loss
    • Vacant versus unoccupied
    • Named insured provisions
    • First named insured versus other insureds
    • Duties after loss
    • Assignment
    • Waiver of rights
    • Insurer provisions
    • Liberalization
    • Subrogation
    • Claim settlement options
    • Duty to defend
    • Third‐party provisions
    • Standard mortgage clause
    • Loss payable clause
    • No benefit to the bailee
    • Oregon laws, regulations and required provisions
    • Oregon Insurance Guaranty Association (ORS 734.510 to .710)
    • Cancellation and nonrenewal
    • Commercial liability (ORS 742.700 to .710)
    • Property (ORS 742.224, 746.686‐687)
    • Automobile (742.560‐.572)
    • Suit against insurer (ORS 742.240)
    • Concealment, misrepresentation or fraud (ORS 742.013, .208, .562(1)(b), .702(1)(b); 746.075, .100, .110)
  • Adjustment Process (17%)
    • Claim notification process
    • Date of loss
    • Location
    • Parties involved
    • Type of loss (e.g., liability, property)
    • Investigation and evaluation of loss/claim information
    • Determination of applicable coverage
    • Inquiry into relevant information
    • Purpose of loss reserves
    • Remedies for disputes
    • Appraisal
    • Arbitration (binding and unbinding)
    • Mediation (binding and unbinding)
    • Litigation
    • Finalization of claim
    • Denial
    • Settlement
    • Closing claim
  • Dwelling Policy Concepts (4%)
    • Purpose and eligibility
    • Perils insured against
    • Basic
    • Broad
    • Special
    • Property coverages
    • Coverage A — Dwelling
    • Coverage B — Other structures
    • Coverage C — Personal property
    • Coverage D — Fair rental value
    • Coverage E — Additional living expense
    • Other coverages
    • Dwelling property exclusions
    • Dwelling property conditions
    • Dwelling property endorsements
    • Personal liability supplement
    • Coverage L ‐ Personal Liability
    • Coverage M ‐ Medical Payments to Others
  • Homeowners Policy Concepts (9%)
    • Eligibility and Purpose
    • Homeowners policy coverage forms
    • Broad (HO‐2)
    • Special (HO‐3)
    • Contents broad (HO‐4)
    • Comprehensive (HO‐5)
    • Unit‐owners (HO‐6)
    • Modified coverages (HO‐8)
    • Definitions
    • Section I — Property coverages
    • Coverage A — Dwelling
    • Coverage B — Other structures
    • Coverage C — Personal property
    • Coverage D — Loss of use
    • Additional coverages
    • Section II — Liability coverages
    • Coverage E — Personal liability
    • Coverage F — Medical payments to others
    • Additional coverages
    • Homeowners policy exclusions
    • Section I‐Property covered exclusions
    • Section II ‐ Liability covered exclusions
    • Homeowners policy conditions
    • Homeowners policy endorsements
    • Special provisions
    • Earthquake
    • Personal property replacement cost
    • Home day care — Oregon
    • Business pursuits
    • Watercraft
    • Personal injury
    • Ordinance or law
    • Scheduled personal property/personal articles floater
  • Personal Automobile Policy (10%)
    • Laws
    • Oregon Motor Vehicle Financial Responsibility Law
    • Required motor vehicle limits of liability (ORS 806.070, .075)
    • Other ways to prove responsibility (ORS 806.011, .060, .080)
    • Personal injury protection definitions (ORS 742.518–.544)
    • Medical
    • Loss of income
    • Funeral
    • Essential services
    • Exclusions from coverage
    • Arbitration
    • Day Care
    • Uninsured and underinsured motorist coverage (ORS 742.500–.510)
    • Definitions
    • Bodily injury
    • UM and UIM rejection
    • Aftermarket Crash Parts Act (ORS 746.287, .289, .292)
    • Total Loss (ORS 742.554, 801.527, 819.014), (OAR 836.080.0240)
    • Definitions
    • Liability coverage
    • Bodily injury and property damage
    • Supplementary payments
    • Exclusions
    • Medical payments coverage
    • Coverage for damage to your auto
    • Collision
    • Other than collision (comprehensive)
    • Deductibles
    • Exclusions
    • Duties after an accident or loss
    • General provisions
    • Endorsements
    • Amendment of policy provisions
    • Towing and labor costs
    • Extended non‐owned coverage — vehicles furnished or available for regular use
    • Joint ownership coverage
    • Rental vehicle coverage
  • Commercial Automobile Policy (3%)
    • Commercial auto coverage forms
    • Covered automobiles
    • Hired automobiles
    • Non‐owned automobiles
    • Liability
    • Physical damage
    • Exclusions
    • Conditions
    • Definitions
    • Selected endorsements
    • Lessor — additional insured and loss payee
    • Mobile equipment
    • Broad form products
    • Employees as insureds
    • Property protection coverage
  • Commercial General Liability (3%)
    • Commercial policy components
    • Declarations
    • Conditions
    • Interline endorsements
    • Commercial general liability coverage
    • Bodily injury and property damage
    • Personal and advertising injury
    • Medical payments
    • Conditions
    • Definitions
    • Exclusions
    • Occurrence versus claims‐made
    • Commercial general liability exposures
    • Premises and operations
    • Products and completed operations
    • Contractual liability
  • Commercial Property Policies (3%)
    • Commercial package policy
    • Purpose
    • Definition
    • Coverages
    • Coverage extensions
    • Commercial policy components
    • Declarations
    • Conditions
    • Insuring agreements
    • Exclusions
    • Commercial property forms
    • Coverage forms for building and business personal property
    • Builders risk
    • Business income
    • Legal liability
    • Extra expense
    • Causes of loss forms
    • Commercial crime
    • Commercial property endorsements
    • Ordinance or law
    • Spoilage
    • Peak season limit of insurance
    • Value reporting form
    • Earthquake
    • Equipment breakdown coverages
    • Commercial inland marine ‐ purpose
    • Ocean marine (distinction between inland and ocean)
    • Farm property
    • Definitions
    • Conditions and exclusions
    • Coverages
  • Workers' Compensation Insurance (2%)
    • Oregon Workers' Compensation Law (ORS Chapter 656)
    • Exclusive remedy (ORS 656.018)
    • Other sources of coverage
    • Oregon Workers' Compensation Fund Insurance Plan (ORS 656.730; OAR 836‐043‐0001–0091)
    • Self‐insured employers and employer groups (ORS 656.403, .407)
  • Other Types of Insurance Policies (4%)
    • Personal umbrella, commercial umbrella, and excess policies
    • Underlying limits
    • Self‐insured retention
    • Surplus lines (ORS Sec. 735.410, .415)
    • Definitions and markets
    • Licensing requirements
    • Residual markets
    • Joint Underwriting Association (ORS 735.200‐.260; 737.390)
    • Oregon FAIR Plan Association (ORS 735.005, .015, .045)
    • Mobile home policy (insuring agreement)
    • Earthquake insurance (insuring agreement)
    • Deductible
Examination sources

Oregon Adjuster's Examination for Health Insurance

Provider
PSI Services LLC
Format
Computer-administered written examination
Exam questions
100 scored questions
Time limit
2 hours
Passing score
70%
Examination outline
  • Insurance Regulation (10%)
    • Licensing requirements (ORS 744.505)
    • Licensing exceptions (ORS 744.515)
    • Qualifications (ORS 744.002, .525)
    • Types of licensees
    • General lines adjuster (ORS 744.531)
    • Nonresident adjuster (ORS 744.528, .538)
    • Temporary adjuster permit (ORS 744.555)
    • Maintenance and duration
    • Director's general duties and powers (ORS 731.236)
    • Renewal (ORS 744.008, .009(1))
    • Expiration (ORS 744.007)
    • Nonrenewal (ORS 744.009(2))
    • Notification of change, deletion, or addition of an assumed business name (ORS 744.028(2))
    • Change of address or telephone number (ORS 744.028(1))
    • Disciplinary actions
    • Cease and desist orders (ORS 731.252)
    • License probation, suspension, revocation or refusal to issue or renew (ORS 744.013, .014)
    • Civil penalty (ORS 731.988)
    • Criminal penalty (ORS 731.992)
    • Claim settlement laws and regulations
    • Director's enforcement authority (ORS 731.256)
    • Director's inquiries (ORS 731.296)
    • Unfair claim settlement practices (ORS 746.230; OAR 836-080-0205 to 0250)
    • Misrepresentation and other prohibited claim practices (OAR 836-080-0220)
    • Required claim communications practices (OAR 836-080-0225)
    • Standard for prompt claim investigation (OAR 836-080-0230)
    • Standard for prompt and fair settlements (OAR 836-080-0235)
    • Adjustment of claims under policy issued by unauthorized insurer (ORS 744.541)
    • Federal regulation
    • Fair Credit Reporting Act (15 USC 1681 to 1681d)
    • Fraud and false statements 18 USC 1033, 1034)
  • Health Insurance (17%)
    • Types of products and benefits
    • Loss of income from disability
    • Medical and surgical (OAR 836-053; Title 45)
    • Dental (ORS 743A.032)
    • Long-term care (ORS 743B.005, 743.650; OAR 836-052-0516)
    • Accident (ORS 743B)
    • Disability
    • Student health (ORS 743.550)
    • Blanket (ORS 743.536)
    • Vision
    • Types of health insurance policies
    • Individual versus group
    • Private versus government
    • Limited versus comprehensive
    • Self insured versus fully insured
    • On exchange/off exchange
    • Small group and large group
    • Primary or supplemental
    • Policy exclusion provisions
    • Individual underwriting on grandfathered plans
    • Pre-existing conditions
    • Creditable coverage
    • Benefits, limitations and exclusions
    • Producer liability for errors and omissions
  • Individual Health Insurance Policy General Provisions (13%)
    • Uniform required provisions
    • Incontestability (ORS 743.414, .472)
    • Grace period (ORS 743.417)
    • Reinstatement (ORS 743.420)
    • Uniform optional provisions
    • Change of occupation (ORS 743.450)
    • Misstatement of age (ORS 743.453, .489)
    • Other general provisions
    • Right to examine (free look) (ORS 743.492)
    • Consideration clause
    • Legal actions (ORS 743.441)
    • Conformity with state statutes (ORS 743.474)
    • Renewability clause (ORS 743.495, .498, 743B.125(5))
    • Noncancelable
    • Guaranteed renewable
    • Conditionally renewable
    • Renewable at option of insurer
    • Nonrenewable (cancelable, term)
  • Disability Income and Related Insurance (10%)
    • Qualifying for disability benefits
    • Inability to perform duties
    • Own occupation
    • Any occupation
    • Loss of income (income replacement contracts)
    • Presumptive disability
    • Requirement to be under physician care
    • Individual disability income insurance
    • Basic total disability plan
    • Income benefits (monthly indemnity)
    • Elimination and benefit periods
    • Waiver of premium feature
    • Coordination with social insurance and workers compensation benefits and at-work benefits
    • Additional monthly benefit (AMB)
    • Social insurance supplement (SIS)
    • Occupational versus nonoccupational coverage
    • Partial disability benefit
    • Residual disability benefit
    • Other provisions affecting income benefits
    • Cost of living adjustment (COLA) rider
    • Future increase option (FIO) rider
    • Relation of earnings to insurance (ORS 743.465)
    • Other cash benefits
    • Accidental death and dismemberment
    • Rehabilitation benefit
    • Medical reimbursement benefit(nondisabling injury)
    • Exclusions as the policy lists
    • Unique aspects of individual disability underwriting
    • Occupational considerations
    • Benefit limits
    • Policy issuance alternatives and medical underwriting
    • Group disability income insurance
    • Short-term disability (STD)
    • Long-term disability (LTD)
    • Business disability insurance
    • Key employee (partner) disability income
    • Disability buy-sell policy
    • Social Security disability
    • Qualification for disability benefits
    • Definition of disability
    • Waiting period
    • Disability income benefits
    • Workers compensation
    • Eligibility
  • Medical Plans (10%)
    • Medical plan concepts
    • Fee-for-service basis versus prepaid basis
    • Benefit schedule versus usual/reasonable/customary charges
    • Any provider versus limited choice of providers
    • Insureds versus subscribers/participants
    • Deductibles and cost sharing
    • Types of providers and plans
    • Major medical insurance (indemnity plans)
    • Characteristics and plan provisions
    • Managed Care
    • Preferred provider organizations (PPOs)
    • General characteristics and plan provisions
    • Open panel or closed panel
    • Point-of-service (POS)
    • Out-of-network provider access
    • Primary Care Physician (PPO)
    • Oregon requirements (individual and group)
    • Eligibility requirements
    • Newborn child coverage (ORS 743A.090)
    • Dependent child age limit (ORS 743A.090)
    • Coverage for adopted children (ORS 743A.090)
    • Health Care Reform (Affordable Care Act)
    • Essential Health Benefits
    • Levels of Coverage
    • Payment and Billing
    • Internal Appeal and External Review
    • Penalties and Fines
    • Oregon's Health Insurance Exchange/Marketplace
    • Definition
    • Medicaid
    • Eligibility
    • Benefits
    • Subsidies/Tax Credits
    • HIPAA (Health Insurance Portability and Accountability Act) requirements
    • Eligibility
    • Guaranteed issue
    • Creditable coverage
    • Renewability
  • Group Health Insurance (12%)
    • Purpose of group insurance (ORS 743B.003(1) -(8))
    • Issuance of group contract (ORS 743B.010)
    • Provisions of coverage (ORS 743B.011)
    • Experience rating versus community rating
    • Types of eligible groups
    • Employment-related groups (ORS 743B.010)
    • Multiple-Employer Trusts (METs) or Welfare Arrangements (MEWAs) (ORS 750.301)
    • Self-Funded groups
    • Associations (alumni, professional, other)
    • Marketing considerations
    • Advertising
    • Regulatory jurisdiction/place of delivery
    • Employer group health insurance
    • Insurer underwriting criteria
    • Characteristics of group
    • Plan design factors
    • Persistency factors
    • Administrative capability
    • Eligibility for insurance (ORS 743B.105(4), (5))
    • Employee eligibility
    • Dependent eligibility
    • Coordination of benefits provision (OAR 836-020-0770–0806)
    • Change of insurance companies or loss of coverage
    • No-loss no-gain
    • Events that terminate coverage
    • Extension of benefits
    • Continuation of coverage under COBRA and Oregon rules (ORS 743B.347; OAR 836-052-0860)
    • Conversion rights (ORS 743B.343 -.345)
    • Small employer medical plans
    • Definition of small employer (ORS 743B.005 )
    • Basic coverage (ORS 743B.005 ,743B.012)
    • Availability of coverage (ORS 743B.104)
    • Renewability of coverage (ORS 743B.013 (5))
    • Participation requirements (ORS 743B.013(7))
    • Open enrollment
    • Purchase policy through exchange/marketplace (ORS 743B.010)
    • Small group tax credits
  • Dental Insurance (5%)
    • Pediatric Care (Affordable Care Act)
    • Family care
    • Adult care
    • Categories of dental treatment
    • Diagnostic and preventive
    • Restorative
    • Oral surgery
    • Endodontics
    • Periodontics
    • Prosthodontics
    • Orthodontics
    • Access to Dental Coverage
    • Choice of providers
    • Scheduled versus nonscheduled plans
    • Employer group dental expense
    • Integrated deductibles versus stand-alone plans
    • Minimizing adverse selection
  • Insurance for Senior Citizens and Special Needs Individuals (10%)
    • Medicare
    • Nature, financing and administration
    • Part A — Hospital Insurance
    • Individual eligibility requirements
    • Enrollment
    • Coverages and cost-sharing amounts
    • Part B — Medical Insurance
    • Individual eligibility requirements
    • Enrollment
    • Coverages and cost-sharing amounts
    • Exclusions
    • Claims terminology and other key terms
    • Part C — Medicare Advantage
    • Part D — Prescription Drug Insurance
    • Medicare supplements
    • Purpose (OAR 836-052-0103)
    • Open enrollment (OAR 836-052-0138)
    • Standardized Medicare supplement plans
    • Core benefits (OAR 836-052-0133)
    • Additional benefits
    • Oregon regulations and required provisions
    • Standards for marketing (OAR 836-052-0175)
    • Advertising (ORS 743.687; OAR 836-052-0170)
    • Appropriateness of recommended purchase and excessive insurance (OAR 836-052-0180)
    • Right to return (free look) (ORS 743.686)
    • Replacement (ORS 743B.300); OAR 836-052-0165, 0190)
    • Pre-existing conditions (OAR 836-052-0190)
    • Required disclosure provisions (ORS 743.685;OAR 836-052-0160)
    • Outline of coverage (ORS 743.685(2);OAR 836-052-0160, 0190)
    • Buyer's guide (ORS 743.685(6))
    • Permitted compensation (OAR 836-052-0156)
    • Medicare SELECT (OAR 836-052-0139)
    • Other options for individuals with Medicare
    • Employer group health plans
    • Disabled employees
    • Employees with kidney failure
    • Individuals age 65 and older
    • Medicaid
    • Eligibility
    • Benefits
    • Long-Term Care (LTC) policies
    • Definitions (ORS 743.650 to .665)
    • Eligibility for benefits
    • Benefit triggers (ORS 743.652(2))
    • Activities of daily living requirements (OAR 836-052-0516(1))
    • Covered services (OAR 836-052-0596)
    • Benefit periods (ORS 743.655(5))
    • Benefit amounts (OAR 836-052-0586)
    • Optional benefits
    • Guarantee of insurability
    • Return of premium (ORS 743.652(7)(b)(E))
    • Qualified LTC plans (OAR 836-052-0531)
    • Exclusions
    • Oregon regulations and required provisions
    • Training for insurance producers (OAR 836-052-0639)
    • Standards for marketing (OAR 836-052-0706)
    • Advertising (OAR 836-052-0696)
    • Shopper's guide (OAR 836-052-0786)
    • Outline of coverage (ORS 743.655(7); OAR 836-052-0776)
    • Appropriateness of recommended purchase
    • Right to return (free look) (ORS 743.655(6))
    • Replacement (OAR 836-052-0626, 0736)
    • Renewal provisions
    • Continuation or conversion
    • Required disclosure provisions (OAR 836-052-0716)
    • Inflation protection (OAR 836-052-0616)
    • Pre-existing conditions (ORS 743.655(3))
    • Protection against unintentional lapse (OAR 836-052 0740(7); 836-052-536(a)(b))
    • Partnership provisions (OAR 836-052-0531)
    • Prohibited provisions
  • Federal Tax Considerations for Health Insurance (3%)
    • Personally-owned health insurance
    • Disability income insurance
    • Medical expense insurance
    • Long-term care insurance
    • Employer group health insurance
    • Disability income (STD, LTD)
    • Benefits subject to FICA
    • Medical and dental expense
    • Long-term care insurance
    • Accidental death and dismemberment
    • Medical expense coverage for sole proprietors and partners
    • Business disability insurance
    • Key person disability income
    • Buy-sell policy
    • Health Savings Accounts (HSAs) and Health Reimbursement Accounts (HRAs)
    • Definition
    • Eligibility
    • Contribution limits
    • Portability
  • Understanding the Language of Medical Reports (10%)
    • Medical terminology and abbreviations
    • Location terms
    • Movement terms
    • Prefixes, suffixes and root words
    • Abbreviations used in medical reports
    • Medical specialties
    • Basic human anatomy
    • Skeletal structure
    • Nervous system
    • Respiratory system
    • Cardiovascular system
    • Abdominal organs
    • Injuries and diseases
    • Strains and sprains
    • Dislocations
    • Fractures
    • Soft tissue injuries
    • Brain injuries
    • Burn classifications
    • Cumulative trauma
    • Repetitive motion injuries
    • Lung disease
    • Diabetes mellitus
    • Glaucoma
    • Hypertension
    • Osteoarthritis
    • Osteomyelitus
    • Osteoporosis
    • Stroke
    • Tachycardia
    • Atherosclerosis
    • Coronary thrombosis
    • Medical tests
    • Laboratory
    • Radiography (X-ray)
    • Magnetic resonance imaging (MRI)
    • Computerized tomography (CT or CAT)
    • Electromyography (EMG)
    • Nerve conduction studies
    • Myelography
    • Arthroscopy
    • Electrocardiogram (EKG or ECG)
    • Electroencephalography (EEG)
Examination sources