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Alaska Claims Adjuster — Requirements & Free Practice

US-AK · License preparation

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Licenses, application pathways and examination requirements

Each license and applicant pathway has its own requirements and exemptions. Choosing practice questions does not determine your eligibility.

Exempt Independent Adjuster

Administrative registration of the statutory unlicensed nonresident single-loss or declared-catastrophe exemption. NIPR labels this class Exempt Independent Adjuster.

Licensing authority: Alaska Division of Insurance · Application information

Exempt registration: Losses arising from a catastrophe declared by the director
No examination is required for this applicant pathway.
Certificate
File the current original certificate of licence status requested by Form 08-227.
Eligibility
Nonresident independent adjuster licensed and in good standing in the actual resident state. NIPR’s Exempt Independent Adjuster class records the AS 21.27.860 exemption from Alaska licensure.
Notification
Within ten days of starting the investigation or adjustment, notify the director with the required individual, firm, contact and resident-licence information.
Scope
Losses arising from a catastrophe declared by the director
Term
Observe the director’s approved exemption and expiry terms; AS 21.27.860 does not itself set a fixed ninety-day term.

Official no-examination sources

Effective from 2026-09-22.

Exempt registration: A single loss in a calendar year
No examination is required for this applicant pathway.
Certificate
File the current original certificate of licence status requested by Form 08-227.
Eligibility
Nonresident independent adjuster licensed and in good standing in the actual resident state. NIPR’s Exempt Independent Adjuster class records the AS 21.27.860 exemption from Alaska licensure.
Notification
Within ten days of starting the investigation or adjustment, notify the director with the required individual, firm, contact and resident-licence information.
Scope
A single loss in a calendar year
Term
Observe the director’s approved exemption and expiry terms; AS 21.27.860 does not itself set a fixed ninety-day term.

Official no-examination sources

Effective from 2026-09-22.

Firm Independent Adjuster

Business entity licence with individually licensed employees and designated compliance officers; officer examinations are distinct from the entity applicant.

Licensing authority: Alaska Division of Insurance · Application information

Firm designating Alaska as home state
Adjuster
Designation
Comply with AS 21.27.270(j) and resident firm and compliance-officer qualifications.
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Alien firm issuance without home state
Adjuster
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Home State
No home state; comply with resident firm requirements.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Nonresident firm reciprocal issuance
No examination is required for this applicant pathway.
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Firm reinstatement with qualified current compliance officer
No examination is required for this applicant pathway.
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Expiration
Expired less than two years; file the Business Transaction Form, fees and delayed penalty. A new officer needing individual licensing follows that individual’s route.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).

Official no-examination sources

Effective from 2026-09-22.

Firm biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.
Signature
Renewal is signed by the currently licensed compliance officer under 3 AAC 23.860(c)(3).

Official no-examination sources

Effective from 2026-09-22.

Resident firm issuance and compliance officer qualification
Adjuster
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Firm relicensing after revocation
Adjuster
Employees
Adjuster employees hold individual licences and written employment contracts under AS 21.27.140(b) and 21.27.215.
Entity
Meet AS 21.27.020(c), maintain the required place of business, designate compliance officers by line of authority and supply requested verification documents.
Officer
The compliance officer applicant personally completes examinations under AS 21.27.060(a); the firm itself does not sit an examination.
Officer Waiver
An officer with qualifying Alaska licensure in good standing in the preceding year is exempt under AS 21.27.060(d)(2).
Revocation
Observe the order’s waiting period and reexamination requirements; the compliance officer takes the required examination.

Independent Adjuster

Licence for independent adjusters, generally requiring an examination unless an exemption applies.

Licensing authority: Alaska Division of Insurance · Application information

Nonresident designating Alaska as home state
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Designation
Nonresident whose home jurisdiction does not license independent adjusters designates Alaska and satisfies resident qualifications, application and CE requirements.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Alaska designated home state reinstatement
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Expiration
Expired less than two years; file the Business Transaction Form and fees.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Recent Licence Exemption
AS 21.27.060(d)(2) exempts qualifying Alaska licensure in good standing within the preceding year; otherwise retesting applies. The named current examination remains a leaf with this waiver condition.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Alaska designated home state biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.

Official no-examination sources

Effective from 2026-09-22.

Alien applicant without a home state
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Home State
Nonresident without a home state; satisfy resident requirements.
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Nonresident reciprocity using another designated home state
No examination is required for this applicant pathway.
Conflicting Implementation
The Division’s Nonresident License page states: “This requires the applicant supply fingerprint cards, pass the Alaska adjuster exam, and complete at least 24 hours of continuing education (21 general and 3 ethics credits) per renewal cycle.” This lower-ranked demand is retained here; qualifying designated-home-state holders have the controlling AS 21.27.270(h)-(i) exemption. The Independent Adjuster page describes reciprocal DHS acceptance.
Designation
Resident jurisdiction does not license adjusters; designate a state in which the applicant is licensed in good standing, subject to Alaska’s DHS eligibility.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal issuance
No examination is required for this applicant pathway.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident reciprocal reinstatement
No examination is required for this applicant pathway.
Expiration
Apply within two years; file Alaska Form 08-307 and applicable fees. After two years seek new issuance.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Nonresident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Nonresident Alaska CE exemption applies unless Alaska is the designated home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

New resident issuance following cancellation or long expiration
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Prior Licence
Cancelled more than one year ago or expired at least two years ago; seek new issuance.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Issuance or reactivation based on recent Alaska licence
No examination is required for this applicant pathway.
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Recent Licence
Qualifying Alaska licence in good standing during the year immediately preceding receipt of application.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Revocation
Prior revocation triggers 3 AAC 23.080 reexamination and is not covered by this pathway.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.

Official no-examination sources

Effective from 2026-09-22.

Resident initial licensure by examination
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Residence
Bona fide resident actually residing in Alaska.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Resident reinstatement after one year and before two years
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Expiration
More than one year but less than two years expired; at two years seek new issuance.
Filing
Submit the Business Transaction Form, required fees and fingerprints.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Implementation
The Division’s Independent Adjuster page requires retesting and a new fingerprint card after more than one year of expiration.
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Resident reinstatement within one year
No examination is required for this applicant pathway.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Expiration
Expired less than two years and held qualifying Alaska licensure in good standing within the preceding year.
Filing
Submit the Business Transaction Form and renewal and delayed-penalty fees; unlicensed adjusting remains subject to penalties.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.

Official no-examination sources

Effective from 2026-09-22.

Resident issuance after moving to Alaska
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Board Waiver
Division Change Form 08-1245, section 6 states: “If notification is received within 90 days of cancellation of your prior license, exam results are waived.” It requires exam results after 90 days. AS 21.27.060(c) expressly grants the relocation exemption to insurance producers; the adjuster leaf remains under AS 21.27.060(a) with this lower-ranked waiver recorded as a condition.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Relocation
Become an Alaska resident with equivalent prior authority.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Resident biennial renewal
No examination is required for this applicant pathway.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.

Official no-examination sources

Effective from 2026-09-22.

New issuance following revocation
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Revocation
Wait until the prohibition period specified in the revocation order ends under AS 21.27.430(b), satisfy current qualifications and retake the examination under 3 AAC 23.080.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Conversion from trainee independent adjuster
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Conversion
Complete the trainee milestones and all full-licence requirements within twelve months; apply for the full licence within thirty days after satisfying AS 21.27.840(c).
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.

Portable Electronics Adjuster

Adjuster application class listing Property for residents and Property and Casualty for nonresidents, distinct from portable electronics limited producer.

Licensing authority: Alaska Division of Insurance · Application information

Portable electronics adjuster designating Alaska as home state
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Designation
Designate Alaska as home state and meet resident requirements.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Alien portable electronics applicant without home state
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Home State
No home state; meet resident restricted-adjuster requirements.
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Nonresident restricted adjuster reciprocal reinstatement
No examination is required for this applicant pathway.
Expiration
Within two years; submit Form 08-307 and fees and hold equivalent restricted home-state authority.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Portable electronics reciprocity using another designated home state
No examination is required for this applicant pathway.
Conflicting Implementation
The Division’s Nonresident License page additionally demands Alaska examination and CE for its listed no-adjuster-licence domiciles; the controlling reciprocal exemption is AS 21.27.270(h)-(i).
Designation
Hold equivalent restricted authority and satisfy Alaska’s DHS eligibility.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

New restricted adjuster issuance following cancellation or long expiration
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Prior Licence
Cancelled more than one year ago or expired at least two years ago; seek new issuance.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Restricted adjuster issuance based on recent Alaska licence
No examination is required for this applicant pathway.
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Recent Licence
Qualifying Alaska licence in good standing during the preceding year; retain approved restricted authority.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.

Official no-examination sources

Effective from 2026-09-22.

Nonresident portable electronics reciprocal issuance
No examination is required for this applicant pathway.
Authority
Hold equivalent restricted independent-adjuster authority; nonresident application lists Property and Casualty.
Fingerprints
Nonresident fingerprints may be requested under AS 21.27.270(c)(1).
Home License
Hold equivalent independent-adjuster authority in good standing in the home state. Another state’s examinations are applicant qualifications, never Alaska leaves.
Reciprocity
Meet the reciprocal application and fee requirements of AS 21.27.270(b).
Service Of Process
Appoint the director irrevocably for service of process under AS 21.27.270(e).

Official no-examination sources

Effective from 2026-09-22.

Resident or Alaska DHS restricted adjuster reinstatement after one year
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Expiration
More than one year but less than two years expired; meet exam and fingerprint requirements, or seek new issuance after two years.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Restricted adjuster reinstatement with recent qualifying licence
No examination is required for this applicant pathway.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Expiration
Expired less than two years with qualifying Alaska licensure in good standing in the preceding year; submit Form 08-307 and applicable fees.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.

Official no-examination sources

Effective from 2026-09-22.

Portable electronics adjuster biennial renewal
No examination is required for this applicant pathway.
Authority
Retain the approved portable-electronics scope and, for a nonresident, equivalent home-state licence. Alaska CE applies to Alaska DHS holders.
Continuing Education
Where applicable, complete 24 approved hours per full two-year period, including at least three ethics hours. The nonresident exemption excludes adjusters designating Alaska as home state.
Director Examination
AS 21.27.060(b) permits further examination by order but names no separate examination; such an order is a condition.
Qualifications
Continue to meet qualifications and submit the prescribed renewal application and fees before expiry.
Schedule
Biennial renewal follows 3 AAC 23.860; individuals use the last day of the birth month in matching odd/even years, firms the initial licence date.

Official no-examination sources

Effective from 2026-09-22.

Resident portable electronics adjuster issuance
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.
Restricted adjuster relicensing following revocation
Adjuster
Age
At least 18 years old under AS 21.27.020(b)(1).
Application
Submit the prescribed application, required fees and disclosures and complete the filing within 120 days.
Character
Trustworthy and competent; no act constituting grounds for denial, nonrenewal, suspension or revocation.
Examination Identity
Read as a restricted independent-adjuster class under AS 21.27.420(c), requiring the independent-adjuster exam named in the handbook, rather than a separate exam inferred from the application class.
Experience
AS 21.27.830 requires at least six months active qualifying work within the previous two calendar years and demonstrated competence, or prior Alaska independent-adjuster licensure in good standing within four calendar years without suspension or revocation.
Fingerprints
Resident applicants submit fingerprints and background-check fees under AS 21.27.040(e).
Oral Supplement
AS 21.27.080(a) permits an oral supplement at the director’s discretion; it identifies no separate currently offered examination.
Restricted Issuance
AS 21.27.420(c) permits restricted or conditioned issuance or renewal with the applicant’s consent to protect the public.
Revocation
Observe the order’s prohibition period and retake the required examination.
Scope
Apply for the Portable Electronics Adjuster class: Property in the resident implementation and Property and Casualty in the nonresident implementation. The Division approves the restricted authority.
Score Validity
A required examination score is valid for one year under 3 AAC 23.070.

Trainee Independent Adjuster

Trainee licence requiring employment and supervision by a licensed independent adjuster and staged limited lines adjuster examination results.

Licensing authority: Alaska Division of Insurance · Application information

Resident trainee issuance and examination milestones
Adjuster
Eligibility
Resident individual lacking full-licence claims-handling experience, otherwise meeting qualifications and employed by a licensed independent adjuster.
Exam Milestones
The same limited-lines adjuster exam: at least 60 by four months and at least 70 by eight months. Post-issuance timing does not remove the current examination leaf.
Supervision
Work at the employing adjuster’s direction and under supervision, with records reflecting the statutory restrictions under AS 21.27.840(f)-(h).
Term
Meet full qualifications within twelve months and apply within thirty days of satisfying AS 21.27.840(c). The trainee licence cannot be renewed under AS 21.27.380(e).
Reapplication after revocation for missed trainee milestones
Adjuster
Exam Boundary
The statute describes two stages; the handbook implements both using the same limited-lines adjuster exam and distinct passing-score milestones, rather than two separately registered examinations.
Prior Revocation
Pass both statutory qualification stages before a new trainee application.
Supervision
Meet resident trainee employment and supervision requirements.

Adjuster

Provider
Pearson VUE
Exam questions
80 scored questions
Time limit
1 hour, 30 minutes
Passing score
70 scaled score; trainee milestones: 60 at four months and 70 at eight months
Examination outline
  • I. General Insurance Terms and Concepts
    • A. Definition and application of common insurance terms
    • A. Definition and application of common insurance terms — 1. Loss payee
    • A. Definition and application of common insurance terms — 2. Named insured
    • A. Definition and application of common insurance terms — 3. Claim
    • A. Definition and application of common insurance terms — 4. Claimant
    • A. Definition and application of common insurance terms — 5. Tortfeasor
    • A. Definition and application of common insurance terms — 6. Tort
    • A. Definition and application of common insurance terms — 7. Estoppel
    • A. Definition and application of common insurance terms — 8. Waiver
    • A. Definition and application of common insurance terms — 9. Reservation of rights
    • A. Definition and application of common insurance terms — 10. Guarantor
    • A. Definition and application of common insurance terms — 11. Proximate cause
    • A. Definition and application of common insurance terms — 12. Insurable interest
    • A. Definition and application of common insurance terms — 13. Coinsurance
    • A. Definition and application of common insurance terms — 14. Binder
    • A. Definition and application of common insurance terms — 15. Negligence
    • A. Definition and application of common insurance terms — 16. Salvage
    • A. Definition and application of common insurance terms — 17. Occurrence
    • A. Definition and application of common insurance terms — 18. Appraisal
    • B. Fiduciary relationship between the insured, the adjuster and the insurer
    • C. Valuation of settlements
    • C. Valuation of settlements — 1. Definition and application of terms
    • C. Valuation of settlements — 1. Definition and application of terms — a. Indemnification
    • C. Valuation of settlements — 1. Definition and application of terms — b. Subrogation
    • C. Valuation of settlements — 1. Definition and application of terms — c. Actual Cash Value
    • C. Valuation of settlements — 1. Definition and application of terms — d. Replacement Cost Value
    • C. Valuation of settlements — 1. Definition and application of terms — e. Pair and Set Clause
    • C. Valuation of settlements — 1. Definition and application of terms — f. Broad Form vs. Named Peril
    • C. Valuation of settlements — 1. Definition and application of terms — g. The function of loss reserves
    • D. Liability Claims
    • D. Liability Claims — 1. Comparative negligence
    • D. Liability Claims — 2. Special damages
    • D. Liability Claims — 3. General damages
    • D. Liability Claims — 4. Punitive damages
    • E. The necessary elements of a properly executed reservation of rights or non-waiver agreement
  • II. Alaska Laws, Rules, and Regulations Pertaining to Adjusters
    • A. Maintenance of license
    • A. Maintenance of license — 1. Renewal
    • A. Maintenance of license — 2. Denial, Nonrenewal, Suspension, or Revocation
    • A. Maintenance of license — 3. Continuing Education
    • B. Alaska Unfair Claims Settlement Acts or Practices Regulations
    • B. Alaska Unfair Claims Settlement Acts or Practices Regulations — 1. Purpose, Scope, and Standards
    • B. Alaska Unfair Claims Settlement Acts or Practices Regulations — 2. Application to claims handling and definition of terms
    • C. Required Statutory and Regulatory Method of Payment of Claims
    • D. Statutory Retention of Claim Records
    • E. Statutorily required minimum liability limits for automobile insurance
  • III. Types of Insurance Policies and Coverages
    • A. Personal or Family auto policy
    • A. Personal or Family auto policy — 1. Elements
    • A. Personal or Family auto policy — 2. Coverage applications
    • A. Personal or Family auto policy — 3. Duty to defend
    • B. Standard Exclusions of the Commercial Auto Liability Policy
    • C. Coverages of the Homeowner’s Policy
    • D. Coverages, terms, standard exclusions and concepts contained in the Commercial General Liability Policy (CGL) forms
    • E. Coverage applicability
    • E. Coverage applicability — 1. Examples of professional liability risk
    • E. Coverage applicability — 2. Common reasons for policy rescission
    • E. Coverage applicability — 3. Legal terms describing the role of geographical location in determining applicable jurisdiction of tort law
    • E. Coverage applicability — 4. Elements of negligence
    • F. Workers’ Compensation
    • F. Workers’ Compensation — 1. Standard policy concepts
    • F. Workers’ Compensation — 2. Coverages
    • F. Workers’ Compensation — 3. Claims procedures
    • F. Workers’ Compensation — 4. Longshore and Harbor Workers’ (USL&H) as it relates to Workers’ Compensation
    • F. Workers’ Compensation — 5. Jones Act
    • G. Common exclusions of an Inland Marine Policy and Equipment Breakdown Policy
Examination sources