Indiana Bail Bond — Requirements & Free Practice
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surety bail agent license
Individual license to execute or countersign bail bonds for an insurer. The statutory surety bail agent designation is this bail agent identity.
Licensing authority: Indiana Department of Insurance · Application information
Reinstatement after child support bureau probation or suspension
- Bureau notice
- IC 27-10-3-20(c) bars reinstatement until the commissioner receives notice from the bureau under IC 31-25-4-32(m) or IC 31-25-4-34(g) that the delinquency has been addressed. Those provisions require full payment or a Title IV-D payment plan that includes income withholding.
- Existing license
- Restore the existing license placed on probation or suspended under this section.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-20
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-25-4-32(m), notice upon addressing delinquency
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-25-4-34(g), notice upon addressing delinquency
Reinstatement after court ordered child support suspension
- Court order
- IC 27-10-3-19(b) bars reinstatement until the commissioner receives an order allowing reinstatement from the court that ordered suspension.
- Existing license
- Restore the license suspended under this section; this is not new licensure under IC 27-10-3-6.
- Timing
- Under IC 27-10-3-19(a)(2)(A), suspension terminates no earlier than ten business days after the commissioner receives the reinstatement order.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-19
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-16-12-10, suspension until further court order
Issuance to an all lines fire and casualty insurance producer
- Existing license
- Affirmatively show in writing that the individual is an all lines fire and casualty insurance producer, holding the license defined by IC 27-10-1-2 for property, casualty, surety, disability and inland marine insurance.
- Insurer
- The surety bail license is to represent an insurer the individual is already licensed to represent.
- Practice duties
- When acting as a bail agent the individual remains subject to the laws and rules relating to bail agents.
- Statutory exception
- IC 27-10-3-1(b) requires issuance without further qualification or fee. The existing insurance-producer credential is an applicant condition, not an examination of this profession.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-1(b), issue without further qualification or fee
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-1-2
Initial licensure by examination
- Application fee
- IC 27-10-3-4(a) requires a $650 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $650 with the application and $50 to schedule the examination. These are the respective statutory and implementing instructions.
- Appointment
- Appointment by an authorized surety insurer; IDOI requests Form 3A with the first-time bail agent application. Register the license and qualifying power of attorney with the sheriff and circuit-court clerk under IC 27-10-3-17 before acting.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Experience
- Knowledge or experience in bail bonds; alternatively, an all lines fire and casualty producer license held for one year within the last five years, or one year of active bail-company employment within the last five years.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Minimum age
- At least eighteen years old and of good moral character.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Residency
- Bona fide Indiana resident for one year immediately before application; the commissioner may waive this requirement under IC 27-10-3-3(b).
New issuance after expiration beyond ninety days
- Application fee
- IC 27-10-3-4(a) requires a $650 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $650 with the application and $50 to schedule the examination. These are the respective statutory and implementing instructions.
- Appointment
- Appointment by an authorized surety insurer; IDOI requests Form 3A with the first-time bail agent application. Register the license and qualifying power of attorney with the sheriff and circuit-court clerk under IC 27-10-3-17 before acting.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Experience
- Knowledge or experience in bail bonds; alternatively, an all lines fire and casualty producer license held for one year within the last five years, or one year of active bail-company employment within the last five years.
- Expiration
- IDOI requires each initial application step when the license has not been reinstated for ninety days past expiration.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Minimum age
- At least eighteen years old and of good moral character.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Residency
- Bona fide Indiana resident for one year immediately before application; the commissioner may waive this requirement under IC 27-10-3-3(b).
Reapplication after denial
- Application fee
- IC 27-10-3-4(a) requires a $650 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $650 with the application and $50 to schedule the examination. These are the respective statutory and implementing instructions.
- Appointment
- Appointment by an authorized surety insurer; IDOI requests Form 3A with the first-time bail agent application. Register the license and qualifying power of attorney with the sheriff and circuit-court clerk under IC 27-10-3-17 before acting.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Experience
- Knowledge or experience in bail bonds; alternatively, an all lines fire and casualty producer license held for one year within the last five years, or one year of active bail-company employment within the last five years.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Minimum age
- At least eighteen years old and of good moral character.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Reapplication wait
- IC 27-10-3-1(e) permits repeated applications, but the commissioner may not consider a new application within one year after denial of the last application.
- Residency
- Bona fide Indiana resident for one year immediately before application; the commissioner may waive this requirement under IC 27-10-3-3(b).
Reapplication after revocation for a disqualifying conviction
- Application fee
- IC 27-10-3-4(a) requires a $650 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $650 with the application and $50 to schedule the examination. These are the respective statutory and implementing instructions.
- Appointment
- Appointment by an authorized surety insurer; IDOI requests Form 3A with the first-time bail agent application. Register the license and qualifying power of attorney with the sheriff and circuit-court clerk under IC 27-10-3-17 before acting.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Experience
- Knowledge or experience in bail bonds; alternatively, an all lines fire and casualty producer license held for one year within the last five years, or one year of active bail-company employment within the last five years.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Minimum age
- At least eighteen years old and of good moral character.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Reapplication wait
- After revocation for a disqualifying offense, IC 27-10-3-8(d) permits reapplication only after ten years for a felony or five years for a misdemeanor, measured from conviction or release from imprisonment, parole or probation, whichever is later. This is a new application subject to the ordinary qualification and examination provisions.
- Residency
- Bona fide Indiana resident for one year immediately before application; the commissioner may waive this requirement under IC 27-10-3-3(b).
Reinstatement within ninety days after expiration
- Eligibility
- The licensee must not be on probation or previously denied a license; the expired license must not have been revoked or suspended at expiration.
- Examination condition
- IC 27-10-3-2(b)(1)(E) requires all other licensure requirements to be met, including the section 6 examination requirement subject to section 1(b). The leaf retains the currently offered initial examination even if the qualifying pass predates reinstatement; it does not assert a mandatory new sitting.
- Expiration
- Licenses expire two years after the end of the issue month.
- Fees
- Pay the section 7 license fee and the $100 reinstatement fee under IC 27-10-3-2(b)(1)(D).
- Filing window
- Apply within ninety days after expiration.
- Implementation
- IDOI states: Renewal applications that are submitted after a license expiration date will be charged an additional $100 late/reinstatement fee. Agents that fail to reinstate the license for ninety (90) days past the expiration date, must complete each of the initial license application steps in order to be issued a new license. Agents must ensure they keep their address up to date to guarantee that they receive their new license card in the mail after a renewal is approved.
- Producer exception
- For bail agents only, the all lines fire and casualty producer exception under IC 27-10-3-1(b) remains an applicant condition.
Charitable Bail Organization Certification
Certification of an organization depositing cash bail for indigent defendants; this certification does not authorize execution of surety bonds.
Licensing authority: Indiana Department of Insurance · Application information
Initial charitable bail organization certification
- Application
- Submit the completed current IDOI application and attachments. Items 5-8 request the organizational instrument, evidence of section 501(c)(3) status, charity registration and individual attestations; the attestation and child-support forms accompanying the application must be completed as applicable.
- Fees
- Pay the $300 application fee.
- Fitness
- The person, including its officers and directors, must not have engaged in fraud, dishonesty or deception, monetary malfeasance, misfeasance or nonfeasance, or conduct resulting in suspension or revocation of previous certification under IC 27-10-2-4.5(d). Section (f) disqualification grounds also apply.
- Historical rule
- The emergency rule currently linked on the IDOI page states that it expired September 28, 2022. Its expired provisions are not treated as a currently effective examination requirement; current application instructions are recorded as implementation.
- Organization
- A business entity or nonprofit under the Internal Revenue Code or Indiana law; registered to do business in Indiana, located in Indiana and existing to deposit cash bail for eligible indigent defendants under IC 27-10-2-4.5(b).
- Statutory authorization
- Only cash bail for the defendants permitted by IC 27-10-2-4.5; no surety bond execution, premium or consideration. Certification is required before soliciting or accepting donations or depositing bail when the statutory more-than-three-person threshold applies.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-2-4.5
- Indiana Department of Insurance: Charitable Bail Organization Certification
How to Apply, complete application and fee instructions
- Indiana Department of Insurance: Application for Charitable Bail Organization Certificate
Page 2 of 3, application items 5-8
Renewal of charitable bail organization certification
- Application
- The current original/recertification form and its applicable supporting documents remain IDOI implementation conditions.
- Continuation
- When renewal is requested before expiration, existing certification remains valid until renewal or five days after denial.
- Existing certification
- Certification is valid for two years from issue; apply for renewal and pay $300. The applicant is entitled to renewal unless denied under IC 27-10-2-4.5(f).
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-2-4.5
- Indiana Department of Insurance: Charitable Bail Organization Certification
Certificate Term, renewal and validity
- Indiana Department of Insurance: Charitable Bail Organization Certification
How to Apply, complete application and fee instructions
Insurer license to engage in the bail bond business
Statutory bail-business licensing authorization for an insurer already qualified to transact surety insurance, requiring the deposit prescribed by IC 27-10-3-15.
Licensing authority: Indiana Department of Insurance
Authorization for a qualified surety insurer
- Agent
- Bail bond undertakings for the insurer are executed through a licensed bail agent as provided by IC 27-10-2-4(1).
- Deposit
- Deposit cash, United States treasury notes or bearer bonds with coupons having a par value of at least $75,000 with the commissioner under IC 27-10-3-15; deposits secure unpaid forfeiture judgments and are subject to domestic insurance-company deposit laws and rules.
- Existing authorization
- Already qualify generally to transact surety insurance under Title 27; IC 27-10-1-7 describes domestic, foreign or alien surety companies. This existing insurance-company status is an applicant condition.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-15
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-1-7
- 2026 Indiana Code, Title 27: Insurance
IC 27-1-5-1
Recovery Agent License
Individual license to assist in apprehending, surrendering or maintaining necessary surveillance of defendants for compensation.
Licensing authority: Indiana Department of Insurance · Application information
Reinstatement after child support bureau probation or suspension
- Bureau notice
- IC 27-10-3-20(c) bars reinstatement until the commissioner receives notice from the bureau under IC 31-25-4-32(m) or IC 31-25-4-34(g) that the delinquency has been addressed. Those provisions require full payment or a Title IV-D payment plan that includes income withholding.
- Existing license
- Restore the existing license placed on probation or suspended under this section.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-20
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-25-4-32(m), notice upon addressing delinquency
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-25-4-34(g), notice upon addressing delinquency
Reinstatement after court ordered child support suspension
- Court order
- IC 27-10-3-19(b) bars reinstatement until the commissioner receives an order allowing reinstatement from the court that ordered suspension.
- Existing license
- Restore the license suspended under this section; this is not new licensure under IC 27-10-3-6.
- Timing
- Under IC 27-10-3-19(a)(2)(A), suspension terminates no earlier than ten business days after the commissioner receives the reinstatement order.
Official no-examination sources
Effective from 2026-09-22.
- 2026 Indiana Code, Title 27: Insurance
IC 27-10-3-19
- 2026 Indiana Code, Title 31: Family Law and Juvenile Law
IC 31-16-12-10, suspension until further court order
Initial licensure by examination
- Application fee
- IC 27-10-3-5 requires a $300 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $300 with the application and $50 to schedule the examination.
- Citizenship
- Citizen of the United States.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Local registration
- Register the recovery license with the sheriff and circuit-court clerk in the county of residence within fifteen days of issuance or renewal under IC 27-10-3-17(b).
- Minimum age
- At least eighteen years old.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Residency
- Bona fide Indiana resident for more than six months immediately before application under IC 27-10-3-5(2).
- Sponsorship
- IDOI states sponsorship by a licensed bail agent or authorized surety company is optional on the initial recovery application; subsequent sponsorship changes are reported on Form 3A.
New issuance after expiration beyond ninety days
- Application fee
- IC 27-10-3-5 requires a $300 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $300 with the application and $50 to schedule the examination.
- Citizenship
- Citizen of the United States.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Expiration
- IDOI requires each initial application step when the license has not been reinstated for ninety days past expiration.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Local registration
- Register the recovery license with the sheriff and circuit-court clerk in the county of residence within fifteen days of issuance or renewal under IC 27-10-3-17(b).
- Minimum age
- At least eighteen years old.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Residency
- Bona fide Indiana resident for more than six months immediately before application under IC 27-10-3-5(2).
- Sponsorship
- IDOI states sponsorship by a licensed bail agent or authorized surety company is optional on the initial recovery application; subsequent sponsorship changes are reported on Form 3A.
Reapplication after denial
- Application fee
- IC 27-10-3-5 requires a $300 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $300 with the application and $50 to schedule the examination.
- Citizenship
- Citizen of the United States.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Local registration
- Register the recovery license with the sheriff and circuit-court clerk in the county of residence within fifteen days of issuance or renewal under IC 27-10-3-17(b).
- Minimum age
- At least eighteen years old.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Reapplication wait
- IC 27-10-3-1(e) permits repeated applications, but the commissioner may not consider a new application within one year after denial of the last application.
- Residency
- Bona fide Indiana resident for more than six months immediately before application under IC 27-10-3-5(2).
- Sponsorship
- IDOI states sponsorship by a licensed bail agent or authorized surety company is optional on the initial recovery application; subsequent sponsorship changes are reported on Form 3A.
Reapplication after revocation for a disqualifying conviction
- Application fee
- IC 27-10-3-5 requires a $300 license fee and $100 examination fee submitted to the commissioner; IDOI currently directs payment of $300 with the application and $50 to schedule the examination.
- Citizenship
- Citizen of the United States.
- Criminal history
- No disqualifying conviction, or at least ten years since a felony conviction or release from imprisonment, parole or probation, whichever is later; at least five years after a misdemeanor disqualifying offense on the same basis. IC 27-10-1-6 defines disqualifying offenses.
- Eligibility screening
- IC 27-10-3-8 also requires denial when the applicant is subject to a specified child-support court order or appears on the tax warrant list; all other statutory denial grounds apply.
- Examination timing
- The currently offered IDOI Bail/Recovery Agent Examination is a leaf even when passed before applying. IDOI first-time instructions require passing before submitting the application; IC 27-10-3-6(b) describes eligibility after the commissioner receives the application.
- Identity documents
- Provide fingerprints certified by an authorized law-enforcement officer and a recent full-face photograph. IDOI requests the specimen photograph/signature sheet and accepts a fingerprinting receipt as stated in its first-time instructions.
- Individual application
- Apply as an individual, in writing on the forms supplied by the commissioner. The commissioner may investigate fitness and request reasonable information under IC 27-10-3-1(d).
- Local registration
- Register the recovery license with the sheriff and circuit-court clerk in the county of residence within fifteen days of issuance or renewal under IC 27-10-3-17(b).
- Minimum age
- At least eighteen years old.
- Prelicensing education
- Complete at least twelve hours of commissioner-approved instruction pertaining to bail or recovery duties and the laws governing those duties. The examination certificate is valid for six months under 760 IAC 1-6.2-14(a).
- Reapplication wait
- After revocation for a disqualifying offense, IC 27-10-3-8(d) permits reapplication only after ten years for a felony or five years for a misdemeanor, measured from conviction or release from imprisonment, parole or probation, whichever is later. This is a new application subject to the ordinary qualification and examination provisions.
- Residency
- Bona fide Indiana resident for more than six months immediately before application under IC 27-10-3-5(2).
- Sponsorship
- IDOI states sponsorship by a licensed bail agent or authorized surety company is optional on the initial recovery application; subsequent sponsorship changes are reported on Form 3A.
Reinstatement within ninety days after expiration
- Eligibility
- The licensee must not be on probation or previously denied a license; the expired license must not have been revoked or suspended at expiration.
- Examination condition
- IC 27-10-3-2(b)(1)(E) requires all other licensure requirements to be met, including the section 6 examination requirement subject to section 1(b). The leaf retains the currently offered initial examination even if the qualifying pass predates reinstatement; it does not assert a mandatory new sitting.
- Expiration
- Licenses expire two years after the end of the issue month.
- Fees
- Pay the section 7 license fee and the $100 reinstatement fee under IC 27-10-3-2(b)(1)(D).
- Filing window
- Apply within ninety days after expiration.
- Implementation
- IDOI states: Renewal applications that are submitted after a license expiration date will be charged an additional $100 late/reinstatement fee. Agents that fail to reinstate the license for ninety (90) days past the expiration date, must complete each of the initial license application steps in order to be issued a new license. Agents must ensure they keep their address up to date to guarantee that they receive their new license card in the mail after a renewal is approved.
- Producer exception
- No producer exception is assigned to recovery agents by IC 27-10-3-1(b).
IDOI Bail/Recovery Agent Examination
- Provider
- Pearson VUE
- Format
- Computer-based, English, multiple-choice
- Exam questions
- 60 scoreable questions
- Time limit
- 60 minutes
- Passing score
- 70%
Examination outline
Department of Insurance
- Commissioner's Powers and Duties
- Admitted Insurers
- Insurer Deposits
- Department Investigator
- Bail Bond Enforcement & Administration Fund
Bail Agent & Recovery Agent Licensing & Regulations
- Qualifications
- Prelicensing Educational requirements
- Examination and Licensing Fees
- Registration of Bail Agent License with Circuit Court
- License Renewal and Expiration
- Continuing Education
- Change of Address
- Denial, Suspension, or Revocation of License & Disciplinary Actions/Penalties
- Appointment and Termination of Appointment
- Discontinuance of Business/Return of License
- Persons Excluded from Acting as Bail Agents/Recovery Agents
Key Definitions
- Acquit
- Appeal
- Arraignment
- Bail Agent
- Bail Bond
- Collateral
- Defendant
- Extradition
- Felony
- Fugitive
- Indemnification
- Insurance
- Insurer
- Power of Attorney
- Property bond
- Premium
- Surety
- Real property
- Recognizance
- Revocation
- Recovery Agent
- Risk
- Transfer fee
- Undertaking
- Warrant
Bail Bond Basics
- Purpose
- Surety bond types
- Surety bond types: Bail
- Surety bond types: Appearance
- Surety bond types: Appeal
- Surety bond types: Cash
- Surety bond types: Property
- Parties to a Surety bond
- Parties to a Surety bond: Principal
- Parties to a Surety bond: Obligee
- Parties to a Surety bond: Surety/Guarantor
- Indemnification Agreements/Surety Contracts
- Bail Agent & Insurer's Power of Attorney
- Duties of a Bail Agent/Recovery Agent
- Access to Jails
- Bond Process
- Bond Process: Application for bond
- Bond Process: The Surety contract
- Bond Process: Obligations of the parties
- Bond Process: Amount of bail
- Bond Process: Collateral security
- Bond Process: Receipts
- Bond Process: Posting the bond/Recordings
- Bond Process: Informational notice requirements
- Court Procedures
- Court Procedures: Court appearance
- Court Procedures: Arraignment
- Court Procedures: Trial
- Court Procedures: Appeal
- Court Procedures: Conditions for release
- Court Procedures: Failure to appear
- Court Procedures: Revocation of bail
- Release of Surety
- Surrender of Principal
- Surrender of Principal: Return of premium
- Surrender of Principal: Return of collateral
- Bond Forfeiture
- Bond Forfeiture: Disposal of funds
- Bond Forfeiture: Time limit for appeals
- Bond Forfeiture: Penalty assessments & timing
Bail Agent/Recovery Agent Practices & Procedures
- Use of Recovery Agents
- Use of Recovery Agents: Duties of a Recovery Agent
- Use of Recovery Agents: Relationship to the Bail Agent
- Use of Recovery Agents: Prohibited conduct
- Use of Recovery Agents: Compensation
- Soliciting Business-Prohibited conduct
- Attorney Referrals
- Practice of Law
- Failure to Collect Full Premium
- Signing a Bond in Blank
- Maintaining Records
- Soliciting Without a License
- Prohibition Against Gifts
Law Enforcement Principles
- Who May Make An Arrest
- Who May Make An Arrest: Law enforcement officers
- Who May Make An Arrest: Judges
- Who May Make An Arrest: Coroners
- Who May Make An Arrest: Citizen's arrest
- Surety Qualifications
- Surrender of Defendants
- Apprehension of Defendants
- Notice of Trial or Hearing
- Failure of Defendant to Appear
- Breach of Undertaking
- Use of Force to Protect Person or Property
- Use of Force Relating to Surrender or Escape
- Bail
Examination sources
- Pearson VUE: Indiana Insurance Content Outlines
Cover: effective date
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, Bail Agent/Recovery Agent content outline heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section I heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section II heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section III heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section IV heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section V heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s17, section VI heading
- Pearson VUE: Indiana Insurance Content Outlines
Supplement page s18, section VI continuation: citizen arrest
- Indiana Department of Insurance: Examination Procedure Checklist
Taking the Exam, scored multiple-choice format
- Indiana Department of Insurance: Examination Procedure Checklist
Taking the Exam, IN Bail/Recovery Agent row: total questions, minutes, passing percentage
- Indiana Department of Insurance: Examination Procedure Checklist
Understanding Exam Results, pass/fail score reporting
- Indiana Department of Insurance: Bail Agent and Recovery Agent Licensing
First-Time Bail Agent or Recovery Agent Applicants, step 2
- Indiana Department of Insurance: Examination Procedure Checklist
Scheduling an Examination, Pearson VUE reservations
- Indiana Administrative Code, 760 IAC 1: General Provisions
760 IAC 1-6.2-14(a), prelicensing certificate validity