WV Adjuster — Information & Free Practice
US-WV · Examination information
126 free questions · Answer explanations · No signup required
WV Adjuster
- Provider
- Pearson VUE
- Format
- Computer-administered written examination
- Exam questions
- 75 scored questions and 5 pretest questions
- Time limit
- 90 minutes
- Passing score
- Scaled score 70
Examination outline
I. WEST VIRGINIA LAWS AND RULES PERTINENT TO ADJUSTERS
- Claims Practice Rules
- Claims Practice Rules / State licensing and regulation of adjusters
- Claims Practice Rules / Unfair claim settlement practices
- Claims Practice Rules / Insurable interest in property
- Claims Practice Rules / Binders
- Claims Practice Rules / West Virginia Property and Casualty Insurance Guaranty Association
- Claims Practice Rules / Mandatory reporting requirements
- Claims Practice Rules / Mandatory reporting requirements / Criminal prosecution and administrative action
- Claims Practice Rules / Mandatory reporting requirements / Fraud
- Property Adjusting
- Property Adjusting / Valued policy law
- Property Adjusting / Cooperation with fire marshal in fire loss investigation
- Property Adjusting / Mine subsidence coverage
- Property Adjusting / West Virginia Essential Property Insurance Association (FAIR plan)
- Automobile Adjusting
- Automobile Adjusting / Required liability coverage. Uninsured and underinsured motorists coverage. Named driver exclusion.
- Automobile Adjusting / Guest passenger law
- Automobile Adjusting / Standards for settling auto claims
- Comparative negligence doctrine
- Workers’ Compensation
- Workers’ Compensation / Benefits
- Workers’ Compensation / Benefits / Indemnity
- Workers’ Compensation / Benefits / Medical
- Workers’ Compensation / Administrative
II. COMMERCIAL LINES COVERAGE
- Commercial Property Forms
- Commercial General Liability Policy
- Businessowners Policy
- Commercial Auto Forms
- Commercial Crime Forms
- Surety Bonds
III. PERSONAL LINES COVERAGE
- Dwelling Forms/Standard Fire Policy
- Homeowner’s Forms
- Personal Property Floaters
- Personal Excess Liability Coverage
- Personal Auto Policy
- Mobile Home Coverage
IV. MISCELLANEOUS COVERAGE
- Watercraft Coverage
- Flood Insurance
V. INSURANCE TERMS AND CONCEPTS
- Abandonment
- Accident
- Actual Cash Value
- Appraisal Clause
- Arbitration / Mediation
- Co-insurance
- Concealment
- Deductible
- Depreciation
- Direct Loss
- Fraud
- Hazard
- Indemnity
- Indirect Loss
- Liability
- Loss of Use
- Market Value
- Misrepresentation
- Mortgagee Rights
- Named Perils Coverage
- Negligence
- Occurrence
- Open Perils (all-risk) Coverage
- Other Insurance Provision
- Overinsurance
- Pair and Set Clause
- Peril
- Proximate Cause
- Replacement Cost
- Representations
- Subrogation
- Warranties
- Surplus Lines
Examination sources
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 1
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 2
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 3
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 4
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 5
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 6
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 7
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 8
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 9
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 10
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 11
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 12
- West Virginia Insurance Supplement – Examination Content Outlines
Page S15, property-casualty published outline passage 13
- West Virginia Insurance Supplement – Examination Content Outlines
Page S16, property-casualty published outline passage 14
- West Virginia Insurance Supplement – Examination Content Outlines
Effective-date footer, June 2026 outlines
- West Virginia Insurance Candidate Handbook
Page 11, Exam Procedures table, InsWV-Adj14
- West Virginia Insurance Candidate Handbook
Page 12, Scaled Score
- West Virginia Insurance Candidate Handbook
Page 11, Computer administration