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Michigan Independent Adjuster with Workers' Compensation Authority — Information & Free Practice

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Michigan Independent Adjuster with Workers' Compensation Authority

Provider
PSI Services LLC
Format
Computer examination at a PSI testing location
Exam questions
100 scored items; additional experimental items may be unscored
Time limit
2 hours
Passing score
70% (70 correct to pass)
Examination outline
  • Insurance Regulation (5%)
    • Adjuster Regulation
    • Adjuster Regulation > Maintenance and Duration
    • Adjuster Regulation > Maintenance and Duration > Change of Name and Address (500.1206(5), .1238(1))
    • Adjuster Regulation > Disciplinary Actions
    • Adjuster Regulation > Disciplinary Actions > Suspension, Revocation, Refusal to Issue or Renew (500.1242, .1244, .2029, .2043)
    • Adjuster Regulation > Disciplinary Actions > Penalties and Fines (500.1242, .1244, .2038, .2040, .2064, .2069)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Misrepresentation (500.2005, .2005a, .2055, .2057, .2064, .2218)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Deception (500.2007, .2009; 600.2911)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Boycott, Coercion, and Intimidation (500.2012)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Unfair Discrimination (500.2019, .2020, .2027, .2082)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Insurance Fraud Regulation (500.2088, .4501, .4503)
    • Adjuster Regulation > Unfair and Prohibited Insurance Trade Practices (500.1239, .1242, .1244, .2003, .2006-.2014, .2016-.2021, .2026, .2029, .2059, .2062) > Consumer Privacy Regulation (500.501, .503, .505, .507, .513, .515, .533, .535, .2005a, .4501, .4507, .4509; R500.551-.560)
    • Adjuster Regulation > License Requirements (500.1200, .1222, .1224 338.41-.47)
    • Claim Settlement Laws and Regulations (500.2006, .2026, .2227, .2845)
  • Insurance Basics (20%)
    • Contract Basics
    • Contract Basics > Elements of a Legal Contract
    • Contract Basics > Elements of a Legal Contract > Offer and Acceptance
    • Contract Basics > Elements of a Legal Contract > Consideration
    • Contract Basics > Elements of a Legal Contract > Competent Parties
    • Contract Basics > Elements of a Legal Contract > Legal Purpose
    • Contract Basics > Legal Interpretations affecting Contracts
    • Contract Basics > Legal Interpretations affecting Contracts > Utmost Good Faith
    • Contract Basics > Legal Interpretations affecting Contracts > Representations/Misrepresentations
    • Contract Basics > Legal Interpretations affecting Contracts > Fraud
    • Contract Basics > Legal Interpretations affecting Contracts > Waiver and Estoppel
    • Insurance Principles and Concepts
    • Insurance Principles and Concepts > Insurable Interest
    • Insurance Principles and Concepts > Hazards
    • Insurance Principles and Concepts > Hazards > Physical
    • Insurance Principles and Concepts > Hazards > Moral
    • Insurance Principles and Concepts > Hazards > Morale
    • Insurance Principles and Concepts > Negligence
    • Insurance Principles and Concepts > Negligence > Elements of a Negligent Act
    • Insurance Principles and Concepts > Damages
    • Insurance Principles and Concepts > Damages > Compensatory - Special versus General
    • Insurance Principles and Concepts > Damages > Punitive
    • Insurance Principles and Concepts > Absolute Liability
    • Insurance Principles and Concepts > Strict Liability
    • Insurance Principles and Concepts > Vicarious Liability
    • Insurance Principles and Concepts > Causes of Loss (Perils)
    • Insurance Principles and Concepts > Named Perils versus Special (Open) Perils
    • Insurance Principles and Concepts > Direct Loss
    • Insurance Principles and Concepts > Consequential or Indirect Loss
    • Insurance Principles and Concepts > Blanket versus Specific Insurance
    • Insurance Principles and Concepts > Basic Types of Construction
    • Insurance Principles and Concepts > Loss Valuation
    • Insurance Principles and Concepts > Loss Valuation > Actual Cash Value
    • Insurance Principles and Concepts > Loss Valuation > Replacement Cost
    • Insurance Principles and Concepts > Loss Valuation > Functional Replacement Cost
    • Insurance Principles and Concepts > Loss Valuation > Market Value/Repair Cost
    • Insurance Principles and Concepts > Loss Valuation > Agreed Value
    • Insurance Principles and Concepts > Loss Valuation > Stated Amount
    • Insurance Principles and Concepts > Loss Valuation > Valued Policy
    • Policy Structure
    • Policy Structure > Declarations
    • Policy Structure > Definitions
    • Policy Structure > Insuring Agreement or Clause
    • Policy Structure > Additional/Supplementary Coverage
    • Policy Structure > Conditions
    • Policy Structure > Exclusions
    • Policy Structure > Endorsements
    • Common Policy Provisions
    • Common Policy Provisions > Insureds - Named, First Named, Additional
    • Common Policy Provisions > Policy Period
    • Common Policy Provisions > Policy Territory
    • Common Policy Provisions > Deductibles
    • Common Policy Provisions > Other Insurance
    • Common Policy Provisions > Limits of Liability
    • Common Policy Provisions > Limits of Liability > Per Occurrence (Accident)
    • Common Policy Provisions > Limits of Liability > Per Person
    • Common Policy Provisions > Limits of Liability > Aggregate - General versus Products - Completed Operations
    • Common Policy Provisions > Restoration/Nonreduction of Limits
    • Common Policy Provisions > Vacancy or Unoccupancy
    • Common Policy Provisions > Assignment
    • Common Policy Provisions > Insurer Provisions
    • Common Policy Provisions > Insurer Provisions > Liberalization
    • Common Policy Provisions > Insurer Provisions > Duty to Defend
    • Common Policy Provisions > Third-Party Provisions
    • Common Policy Provisions > Third-Party Provisions > Standard Mortgage Clause
    • Common Policy Provisions > Third-Party Provisions > Loss Payable Clause
    • Common Policy Provisions > Third-Party Provisions > No Benefit to the Bailee
    • Michigan Laws, Regulations, and Required Provisions
    • Michigan Laws, Regulations, and Required Provisions > Appraisal (500.2833)
  • Dwelling Policy (5%)
    • Characteristics and Purpose
    • Coverage Forms - Perils Insured Against
    • Coverage Forms - Perils Insured Against > Basic
    • Coverage Forms - Perils Insured Against > Broad
    • Coverage Forms - Perils Insured Against > Special
    • Property Coverages
    • Property Coverages > Coverage A - Dwelling
    • Property Coverages > Coverage B - Other Structures
    • Property Coverages > Coverage C - Personal Property
    • Property Coverages > Coverage D - Fair Rental Value
    • Property Coverages > Coverage E - Additional Living Expense
    • Property Coverages > Other Coverages
    • General Exclusions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements > Special Provisions - Michigan
    • Selected Endorsements > Broad Theft Coverage
    • Selected Endorsements > Dwelling Under Construction
    • Personal Liability Supplement
  • Homeowners Policy (12%)
    • Coverage Forms
    • Coverage Forms > HO-2 through HO-6
    • Definitions
    • Section I - Property Coverages
    • Section I - Property Coverages > Coverage A - Dwelling
    • Section I - Property Coverages > Coverage B - Other Structures
    • Section I - Property Coverages > Coverage C - Personal Property
    • Section I - Property Coverages > Coverage D - Loss of Use
    • Section I - Property Coverages > Additional Coverages
    • Section II - Liability Coverages
    • Section II - Liability Coverages > Coverage E - Personal Liability
    • Section II - Liability Coverages > Coverage F - Medical Payments to Others
    • Section II - Liability Coverages > Additional Coverages
    • Perils Insured Against
    • Exclusions
    • Conditions
    • Selected Endorsements
    • Selected Endorsements > Special Provisions - Michigan
    • Selected Endorsements > Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
    • Selected Endorsements > Permitted Incidental Occupancies - Residence
    • Selected Endorsements > Earthquake
    • Selected Endorsements > Scheduled Personal Property
    • Selected Endorsements > Personal Property Replacement Cost
    • Selected Endorsements > Business Pursuits
    • Selected Endorsements > Watercraft
  • Automobile Insurance (15%)
    • Laws
    • Laws > Michigan Motor Vehicle Financial Responsibility Law
    • Laws > Michigan Motor Vehicle Financial Responsibility Law > Required Limits of Liability (RL 257.518b)
    • Laws > Michigan Motor Vehicle Financial Responsibility Law > Required Proof of Insurance (RL 257.328)
    • Laws > Michigan Automobile Insurance Placement Facility (500.3301)
    • Laws > No-Fault Automobile Coverage (500.3101)
    • Laws > No-Fault Automobile Coverage (500.3101) > Personal Injury Protection (500.3107)
    • Laws > No-Fault Automobile Coverage (500.3101) > Property Protection (500.3121)
    • Laws > Uninsured/Underinsured Motorist (Reg 500.1502)
    • Laws > Uninsured/Underinsured Motorist (Reg 500.1502) > Definitions
    • Laws > Uninsured/Underinsured Motorist (Reg 500.1502) > Bodily Injury
    • Laws > Uninsured/Underinsured Motorist (Reg 500.1502) > UM/UIM Rejection
    • Laws > Uninsured/Underinsured Motorist (Reg 500.1502) > Rental Vehicle Coverage
    • Laws > Aftermarket Crash Parts Regulation (RL 257.1361–.1364)
    • Personal Automobile
    • Personal Automobile > Definitions
    • Personal Automobile > Liability Coverage
    • Personal Automobile > Liability Coverage > Bodily Injury and Property Damage
    • Personal Automobile > Liability Coverage > Supplementary Payments
    • Personal Automobile > Liability Coverage > Exclusions
    • Personal Automobile > Medical Payments Coverage
    • Personal Automobile > Uninsured/Underinsured Motorists Coverage
    • Personal Automobile > Coverage for Damage to your Automobile
    • Personal Automobile > Coverage for Damage to your Automobile > Collision
    • Personal Automobile > Coverage for Damage to your Automobile > Other than Collision
    • Personal Automobile > Coverage for Damage to your Automobile > Deductibles
    • Personal Automobile > Coverage for Damage to your Automobile > Transportation Expense
    • Personal Automobile > Duties after an Accident or Loss
    • Personal Automobile > General Provisions
    • Personal Automobile > Selected Endorsements
    • Personal Automobile > Selected Endorsements > Amendment of Policy Provisions - Michigan
    • Personal Automobile > Selected Endorsements > Towing and Labor Costs
    • Personal Automobile > Selected Endorsements > Miscellaneous Type Vehicle
    • Personal Automobile > Selected Endorsements > Extended Non-Owned Coverage - Vehicles Furnished or Available for Regular Use - Michigan (Bulletin No. 96-02)
    • Personal Automobile > Selected Endorsements > Personal Injury Protection Coverage - Michigan (500.3107, .3108)
    • Personal Automobile > Selected Endorsements > Property Protection Coverage - Michigan (500.3121)
    • Commercial Automobile
    • Commercial Automobile > Commercial Automobile Coverage Forms
    • Commercial Automobile > Commercial Automobile Coverage Forms > Business Automobile
    • Commercial Automobile > Commercial Automobile Coverage Forms > Garage
    • Commercial Automobile > Commercial Automobile Coverage Forms > Business Automobile Physical Damage
    • Commercial Automobile > Commercial Automobile Coverage Forms > Truckers
    • Commercial Automobile > Commercial Automobile Coverage Forms > Motor Carrier
    • Commercial Automobile > Coverage Form Sections
    • Commercial Automobile > Coverage Form Sections > Covered Automobiles
    • Commercial Automobile > Coverage Form Sections > Liability Coverage
    • Commercial Automobile > Coverage Form Sections > Garagekeepers Coverage
    • Commercial Automobile > Coverage Form Sections > Physical Damage Coverage
    • Commercial Automobile > Coverage Form Sections > Exclusions
    • Commercial Automobile > Coverage Form Sections > Conditions
    • Commercial Automobile > Coverage Form Sections > Definitions
    • Commercial Automobile > Selected Endorsements
    • Commercial Automobile > Selected Endorsements > Lessor - Additional Insured and Loss Payee
    • Commercial Automobile > Selected Endorsements > Mobile Equipment
    • Commercial Automobile > Selected Endorsements > Michigan Personal Injury Protection
    • Commercial Automobile > Selected Endorsements > Drive Other Car Coverage
    • Commercial Automobile > Selected Endorsements > Individual Named Insured
    • Commercial Automobile > Selected Endorsements > Michigan Property Protection Coverage
  • Commercial Package Policy (CPP) (5%)
    • Components of a Commercial Policy
    • Components of a Commercial Policy > Common Policy Declarations
    • Components of a Commercial Policy > Common Policy Conditions
    • Components of a Commercial Policy > Interline Endorsements
    • Components of a Commercial Policy > One or More Coverage Parts
    • Commercial Property
    • Commercial Property > Commercial Property Conditions Form
    • Commercial Property > Coverage Forms
    • Commercial Property > Coverage Forms > Building and Personal Property
    • Commercial Property > Coverage Forms > Condominium Association
    • Commercial Property > Coverage Forms > Condominium Commercial Unit-Owners
    • Commercial Property > Coverage Forms > Builders Risk
    • Commercial Property > Coverage Forms > Business Income
    • Commercial Property > Coverage Forms > Legal Liability
    • Commercial Property > Coverage Forms > Extra Expense
    • Commercial Property > Causes of Loss Forms
    • Commercial Property > Causes of Loss Forms > Basic
    • Commercial Property > Causes of Loss Forms > Broad
    • Commercial Property > Causes of Loss Forms > Special
    • Commercial Property > Selected Endorsements
    • Commercial Property > Selected Endorsements > Ordinance or Law
    • Commercial Property > Selected Endorsements > Spoilage
    • Commercial Property > Selected Endorsements > Peak Season Limit of Insurance
    • Commercial Property > Selected Endorsements > Value Reporting Form
    • Commercial Inland Marine
    • Commercial Inland Marine > Nationwide Marine Definition
    • Commercial Inland Marine > Commercial Inland Marine Conditions Form
    • Commercial Inland Marine > Inland Marine Coverage Forms
    • Commercial Inland Marine > Inland Marine Coverage Forms > Accounts Receivable
    • Commercial Inland Marine > Inland Marine Coverage Forms > Bailee's Customer
    • Commercial Inland Marine > Inland Marine Coverage Forms > Commercial Articles
    • Commercial Inland Marine > Inland Marine Coverage Forms > Contractors Equipment Floater
    • Commercial Inland Marine > Inland Marine Coverage Forms > Electronic Data Processing
    • Commercial Inland Marine > Inland Marine Coverage Forms > Equipment Dealers
    • Commercial Inland Marine > Inland Marine Coverage Forms > Installation Floater
    • Commercial Inland Marine > Inland Marine Coverage Forms > Jewelers Block
    • Commercial Inland Marine > Inland Marine Coverage Forms > Signs
    • Commercial Inland Marine > Inland Marine Coverage Forms > Valuable Papers and Records
    • Commercial Inland Marine > Transportation Coverages
    • Commercial Inland Marine > Transportation Coverages > Common Carrier Cargo Liability
    • Commercial Inland Marine > Transportation Coverages > Motor Truck Cargo Forms
    • Commercial Inland Marine > Transportation Coverages > Transit Coverage Forms
    • Commercial General Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms
    • Commercial General Liability > Commercial General Liability Coverage Forms > Bodily Injury and Property Damage Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms > Personal and Advertising Injury Liability
    • Commercial General Liability > Commercial General Liability Coverage Forms > Medical Payments
    • Commercial General Liability > Commercial General Liability Coverage Forms > Exclusions
    • Commercial General Liability > Commercial General Liability Coverage Forms > Supplementary Payments
    • Commercial General Liability > Commercial General Liability Coverage Forms > Limits of Insurance
    • Commercial General Liability > Commercial General Liability Coverage Forms > Conditions
    • Commercial General Liability > Commercial General Liability Coverage Forms > Definitions
    • Commercial General Liability > Occurrence versus Claims-Made
    • Commercial General Liability > Claims-Made Features
    • Commercial General Liability > Claims-Made Features > Trigger
    • Commercial General Liability > Claims-Made Features > Retroactive Date
    • Commercial General Liability > Claims-Made Features > Extended Reporting Periods - Basic versus Supplemental
    • Commercial General Liability > Claims-Made Features > Claim Information
    • Commercial General Liability > Premises and Operations
    • Farm Coverage
    • Farm Coverage > Farm Property Coverage Form
    • Farm Coverage > Farm Property Coverage Form > Coverage A - Dwellings
    • Farm Coverage > Farm Property Coverage Form > Coverage B - Other Private Structures
    • Farm Coverage > Farm Property Coverage Form > Coverage C - Household Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage D - Loss of Use
    • Farm Coverage > Farm Property Coverage Form > Coverage E - Scheduled Farm Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage F - Unscheduled Farm Personal Property
    • Farm Coverage > Farm Property Coverage Form > Coverage G - Other Farm Structures
    • Farm Coverage > Farm Property Coverage Form > Coverage H - Bodily Injury and Property Damage Liability
    • Farm Coverage > Mobile Agriculture Machinery and Equipment Coverage Form
    • Farm Coverage > Livestock Coverage Form
    • Farm Coverage > Definitions
    • Farm Coverage > Causes of Loss (Basic, Broad, and Special)
    • Farm Coverage > Conditions
    • Farm Coverage > Exclusions
    • Farm Coverage > Limits
    • Farm Coverage > Additional Coverages
    • Commercial Crime
    • Commercial Crime > General Definitions
    • Commercial Crime > General Definitions > Burglary
    • Commercial Crime > General Definitions > Theft
    • Commercial Crime > General Definitions > Robbery
    • Commercial Crime > Crime Coverage Forms
    • Commercial Crime > Crime Coverage Forms > Commercial Crime Coverage Forms (Discovery/Loss Sustained)
    • Commercial Crime > Crime Coverage Forms > Government Crime Coverage Forms (Discovery/Loss Sustained)
    • Commercial Crime > Coverages
    • Commercial Crime > Coverages > Employee Theft
    • Commercial Crime > Coverages > Forgery or Alteration
    • Commercial Crime > Coverages > Inside The Premises - Theft of Money and Securities
    • Commercial Crime > Coverages > Inside The Premises - Robbery or Safe Burglary of other Property
    • Commercial Crime > Coverages > Outside the Premises
    • Commercial Crime > Coverages > Computer Fraud
    • Commercial Crime > Coverages > Funds Transfer Fraud
    • Commercial Crime > Coverages > Money Orders and Counterfeit Money
    • Commercial Crime > Other Crime Coverages
    • Commercial Crime > Other Crime Coverages > Lessees of Safe Deposit Boxes
    • Commercial Crime > Other Crime Coverages > Securities Deposited with Others
    • Commercial Crime > Other Crime Coverages > Guests' Property
    • Commercial Crime > Other Crime Coverages > Safe Depository
  • Businessowners Policy (5%)
    • Characteristics and Purpose
    • Businessowners Section I - Property
    • Businessowners Section I - Property > Coverage
    • Businessowners Section I - Property > Exclusions
    • Businessowners Section I - Property > Limits of Insurance
    • Businessowners Section I - Property > Deductibles
    • Businessowners Section I - Property > Loss Conditions
    • Businessowners Section I - Property > General Conditions
    • Businessowners Section I - Property > Optional Coverages
    • Businessowners Section II - Liability
    • Businessowners Section II - Liability > Coverages
    • Businessowners Section II - Liability > Exclusions
    • Businessowners Section II - Liability > Limits of Insurance
    • Businessowners Section II - Liability > General Conditions
    • Businessowners Section II - Liability > Definitions
    • Businessowners Section III - Common Policy Conditions
    • Selected Endorsements
    • Selected Endorsements > Protective Safeguards
    • Selected Endorsements > Utility Services - Direct Damage
    • Selected Endorsements > Utility Services - Time Element
    • Selected Endorsements > Hired Automobile and Non-Owned Automobile Liability
  • Other Coverages and Options (3%)
    • Umbrella/Excess Liability Policies
    • Umbrella/Excess Liability Policies > Personal
    • Umbrella/Excess Liability Policies > Commercial
    • Umbrella/Excess Liability Policies > Boatowners
    • Inland/Ocean Marine Insurance
    • Inland/Ocean Marine Insurance > Major Coverages
    • Inland/Ocean Marine Insurance > Major Coverages > Cargo Insurance
    • Inland/Ocean Marine Insurance > Major Coverages > Freight Insurance
    • Inland/Ocean Marine Insurance > Protection and Indemnity
    • Mobile Home Policy
  • Workers' Compensation Insurance (10%)
    • Workers' Compensation Laws
    • Workers' Compensation Laws > Types of Laws
    • Workers' Compensation Laws > Types of Laws > Monopolistic versus Competitive
    • Workers' Compensation Laws > Types of Laws > Compulsory versus Elective
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Exclusive Remedy (418.131)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Employer Covered (Required) (418.115)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Covered Injuries (418.301)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Occupational Disease (418.401, .405, .411, .415, .425, .431, .435, .441)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Benefits Provided (418.301, .315, .321, .345, .351, .357, .361)
    • Workers' Compensation Laws > Michigan Workers' Disability Compensation Act (Ch. 418) > Second Injury Fund (418.521)
    • Workers' Compensation Laws > Federal Workers' Compensation Laws
    • Workers' Compensation Laws > Federal Workers' Compensation Laws > Federal Employer Liability Act (FELA) (45 USC 51-60)
    • Workers' Compensation Laws > Federal Workers' Compensation Laws > US Longshore and Harbor Workers' Compensation Act (33 USC 904)
    • Workers' Compensation Laws > Federal Workers' Compensation Laws > The Jones Act (46 USC 688)
    • Workers' Compensation and Employers Liability Insurance Policy
    • Workers' Compensation and Employers Liability Insurance Policy > General Section
    • Workers' Compensation and Employers Liability Insurance Policy > Part One - Workers' Compensation Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Two - Employers Liability Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Three - Other States Insurance
    • Workers' Compensation and Employers Liability Insurance Policy > Part Four - Your Duties if Injury Occurs
    • Workers' Compensation and Employers Liability Insurance Policy > Part Five - Premium
    • Workers' Compensation and Employers Liability Insurance Policy > Part Six - Conditions
    • Workers' Compensation and Employers Liability Insurance Policy > Selected Endorsement
    • Other Sources of Coverages
    • Other Sources of Coverages > Self-Insured Employers and Employer Groups (418.611)
  • Adjusting Losses (20%)
    • Role of the Adjuster
    • Role of the Adjuster > Duties and Responsibilities
    • Role of the Adjuster > Staff and Independent Adjuster versus Public Adjuster
    • Role of the Adjuster > Relationship to the Legal Profession
    • Claim Reporting
    • Claim Reporting > Claim Investigation
    • Claim Reporting > Claim File Documentation of Events
    • Claim Reporting > Types of Reports
    • Claim Reporting > Types of Reports > Initial or First Field
    • Claim Reporting > Types of Reports > Interim or Status
    • Claim Reporting > Types of Reports > Full Formal
    • Property Losses
    • Property Losses > Duties of Insured after a Loss
    • Property Losses > Duties of Insured after a Loss > Notice to Insurer
    • Property Losses > Duties of Insured after a Loss > Minimizing the Loss
    • Property Losses > Duties of Insured after a Loss > Proof of Loss
    • Property Losses > Duties of Insured after a Loss > Special Requirements
    • Property Losses > Duties of Insured after a Loss > Production of Books and Records
    • Property Losses > Duties of Insured after a Loss > Abandonment
    • Property Losses > Determining Value and Loss
    • Property Losses > Determining Value and Loss > Burden of Proof of Value and Loss
    • Property Losses > Determining Value and Loss > Estimates
    • Property Losses > Determining Value and Loss > Depreciation
    • Property Losses > Determining Value and Loss > Salvage
    • Property Losses > Claim Settlement Options
    • Property Losses > Payment and Discharge
    • Liability Loss Investigation
    • Liability Loss Investigation > Investigation Procedures
    • Liability Loss Investigation > Investigation Procedures > Verify Coverage
    • Liability Loss Investigation > Investigation Procedures > Determine Liability
    • Liability Loss Investigation > Gathering Evidence
    • Liability Loss Investigation > Gathering Evidence > Physical Evidence
    • Liability Loss Investigation > Gathering Evidence > Witness Statements
    • Liability Loss Investigation > Determining Value of Intangible Damages
    • Coverage Problems
    • Coverage Problems > Dealing with Coverage Disputes
    • Coverage Problems > Dealing with Coverage Disputes > Reservation of Rights Letter
    • Coverage Problems > Dealing with Coverage Disputes > Nonwaiver Agreement
    • Coverage Problems > Dealing with Coverage Disputes > Declaratory Judgment Action
    • Claims Adjustment Procedures
    • Claims Adjustment Procedures > Settlement Procedures
    • Claims Adjustment Procedures > Settlement Procedures > Advance Payments
    • Claims Adjustment Procedures > Settlement Procedures > Draft Authority
    • Claims Adjustment Procedures > Settlement Procedures > Execution of Releases
    • Claims Adjustment Procedures > Subrogation Procedures
    • Claims Adjustment Procedures > Alternative Dispute Resolution
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Appraisal
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Arbitration
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Competitive Estimates
    • Claims Adjustment Procedures > Alternative Dispute Resolution > Mediation
Examination sources