Property/Casualty Adjuster — Information & Free Practice
US-RI · Examination information
145 free questions · Answer explanations · No signup required
Property/Casualty Adjuster
- Provider
- Pearson VUE
- Format
- Single-part, computer-delivered written examination; English
- Exam questions
- 35 scored questions plus 5 pretest questions
- Time limit
- 1 hour
- Passing score
- Scaled score of 70 on a 0–100 scale
- Exam fee
- $80
Examination outline
INSURANCE TERMS
- Risk
- Peril
- Indemnity
- Binder
- Endorsement
- Deductible
- Coinsurance
- Liability
- Definition of Insured
- Arbitration
- Hazard
INSURANCE CONCEPTS
- Named Peril vs. Open Perils
- Breach of Warranty
- Negligence
- Negligence / Comparative vs. Modified Comparative
- Negligence / Contributory
- Negligence / Elements of Negligence/Torts
- Negligence / Elements of Negligence/Torts / Proximate Cause
- Negligence / Elements of Negligence/Torts / Foreseeability
- Scheduled vs. Blanket Coverage
- Subrogation
- "Other Insurance"
- Insurable Interest
- Misrepresentation
- Concealment
THE INSURANCE CONTRACT
- Declaration Sheet
- Insuring Agreement, Conditions and Exclusions
- Replacement Cost Provision and Actual Cash Value
- Liberalization Clause
- Endorsement
- Limitations
ADJUSTING LOSS
- Statements
- Direct Loss vs. Indirect Loss (Loss of Use)
- Damages
- Damages / Special
- Damages / General
- Damages / Physical Damage Estimates
- Damages / Diminution of Value
- Valuation Clause
- Valuation Clause / Replacement Cost Provisions
- Valuation Clause / Actual Cash Value
- Valuation Clause / Stated Value
- Valuation Clause / Reproduction Cost
- Proof of Loss
- Waiver, Non-waiver, Reservation of Right
- Estoppel
LINES OF INSURANCE/COVERAGE
- Major Lines
- Major Lines / Homeowners’ (HO): HO-1; HO-3, 4, 5; and HO 315 (Collapse)
- Major Lines / Personal Auto Policy
- Major Lines / Boatowners’/Yacht Policy
- Major Lines / Personal Articles Floater
- Major Lines / Personal Umbrella
- Major Lines / Business Auto/Garage Policy
- Major Lines / Commercial General Liability
- Major Lines / Building and Personal Property Form
- Major Lines / Excess/Umbrella
- Major Lines / Business Interruption (Business Income and Extra Expense coverage)
- Major Lines / Commercial Package Policy
- Major Lines / Inland Marine
RHODE ISLAND LAWS, RULES AND REGULATIONS
- Powers and Duties of Insurance Commissioner
- Powers and Duties of Insurance Commissioner / Cease and Desist Orders
- Powers and Duties of Insurance Commissioner / Penalty for Violations
- Adjuster Licensing Standards
- Adjuster Licensing Standards / Denial, Suspension and Revocation of License
- Adjuster Licensing Standards / Conduct
- Financial Responsibility
- Financial Responsibility / Definition of proof of financial responsibility and safety responsibility
- Financial Responsibility / Person required to show proof
- Uninsured/underinsured motorists
- Basic Casualty Insurance
- Unfair Claims Practices
- Steering—Free Choice of Auto Repair Shop
- Aftermarket (OEM) Parts Prohibition
- Independent Appraisal
- Personal Automobile Cancellation & Renewal
- Rental Vehicle Coverage
Examination sources
- Rhode Island Insurance Content Outlines
Cover, effective date
- Rhode Island Insurance Licensing Candidate Handbook
Back cover, AVAILABLE EXAMINATIONS, level 14
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 1
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 2
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 3
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 4
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 5
- Rhode Island Insurance Content Outlines
Pages S12-S13, Property/Casualty Adjuster, section 6
- Rhode Island Insurance Licensing Candidate Handbook
Page 6, SCORE EXPLANATION, Scaled Score
- Rhode Island Insurance Licensing Candidate Handbook
Page 3, Exam Fees