Casualty Insurance Producer — Information & Free Practice
US-MO · Examination information
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Casualty Insurance Producer
Examination outline
General knowledge — I. TYPES OF POLICIES, BONDS, AND RELATED TERMS
- A. Commercial general liability
- A. Commercial general liability / 1. Exposures
- A. Commercial general liability / 1. Exposures / a. Premises and Operations
- A. Commercial general liability / 1. Exposures / b. Products and Completed Operations
- A. Commercial general liability / 2. Coverage
- A. Commercial general liability / 2. Coverage / a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
- A. Commercial general liability / 2. Coverage / b. Coverage B: Personal Injury and Advertising Injury
- A. Commercial general liability / 2. Coverage / c. Coverage C: Medical Payments
- A. Commercial general liability / 2. Coverage / d. Supplemental Payments
- A. Commercial general liability / 2. Coverage / e. Who is an insured
- A. Commercial general liability / 2. Coverage / f. First named insured
- A. Commercial general liability / 2. Coverage / g. Limits (Per occurrence, Annual Aggregate)
- A. Commercial general liability / 2. Coverage / h. Damage to Property of Others
- B. Automobile: personal auto and business auto
- B. Automobile: personal auto and business auto / 1. Liability
- B. Automobile: personal auto and business auto / 1. Liability / a. Bodily Injury
- B. Automobile: personal auto and business auto / 1. Liability / b. Property Damage
- B. Automobile: personal auto and business auto / 1. Liability / c. Split Limits
- B. Automobile: personal auto and business auto / 1. Liability / d. Combined Single Limit
- B. Automobile: personal auto and business auto / 2. Medical Payments
- B. Automobile: personal auto and business auto / 3. Physical Damage (collision; other than collision; specified perils)
- B. Automobile: personal auto and business auto / 4. Uninsured motorists
- B. Automobile: personal auto and business auto / 5. Underinsured motorists
- B. Automobile: personal auto and business auto / 6. Who is an insured
- B. Automobile: personal auto and business auto / 7. Types of Auto
- B. Automobile: personal auto and business auto / 7. Types of Auto / a. Owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / b. Non-owned
- B. Automobile: personal auto and business auto / 7. Types of Auto / c. Hired
- B. Automobile: personal auto and business auto / 7. Types of Auto / d. Temporary Substitute
- B. Automobile: personal auto and business auto / 7. Types of Auto / e. Newly Acquired Autos
- B. Automobile: personal auto and business auto / 7. Types of Auto / f. Transportation Expense and Rental Reimbursement Expense
- B. Automobile: personal auto and business auto / 8. Auto Dealers, Coverage Form, including Garagekeepers Insurance
- B. Automobile: personal auto and business auto / 9. Exclusions
- B. Automobile: personal auto and business auto / 10. Individual Insured and Drive Other Car (DOC)
- B. Automobile: personal auto and business auto / 11. Mobile equipment
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.)
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / a. Who is an employee/employer
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 1. Standard policy concepts / b. Compensation
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 2. Work-related vs. non-work-related
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 3. Other states’ insurance
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 4. Employers Liability
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 5. Exclusive remedy
- C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues (This section does not deal with specifics of state law, which are addressed elsewhere in this outline.) / 6. Premium Determination
- D. Crime
- D. Crime / 1. Employee Dishonesty
- D. Crime / 2. Theft
- D. Crime / 3. Robbery
- D. Crime / 4. Burglary
- D. Crime / 5. Forgery and Alteration
- D. Crime / 6. Mysterious disappearance
- E. Bonds
- E. Bonds / 1. Surety
- E. Bonds / 2. Fidelity
- F. Professional liability
- F. Professional liability / 1. Errors and Omissions
- F. Professional liability / 2. Medical Malpractice
- F. Professional liability / 3. Directors and Officers (D&O)
- F. Professional liability / 4. Employment Practices Liability (EPLI)
- F. Professional liability / 5. Cyber liability and data breach
- F. Professional liability / 6. Liquor liability
- G. Umbrella/Excess Liability
- H. Business Owners Policy (BOP)
General knowledge — II. INSURANCE TERMS AND RELATED CONCEPTS
- A. Risk
- B. Hazards
- B. Hazards / 1. Moral
- B. Hazards / 2. Morale
- B. Hazards / 3. Physical
- C. Indemnity
- D. Insurable interest
- E. Loss valuation
- E. Loss valuation / 1. Actual cash value
- E. Loss valuation / 2. Replacement cost
- E. Loss valuation / 3. Market value
- E. Loss valuation / 4. Stated/agreed value
- E. Loss valuation / 5. Salvage value
- F. Negligence
- G. Liability
- H. Occurrence
- I. Binders
- J. Warranties
- K. Representations
- L. Concealment
- M. Deposit Premium/Audit
- N. Certificate of Insurance
- O. Law of Large Numbers
- P. Pure vs. Speculative Risk
- Q. Endorsements
- R. Damages
- R. Damages / 1. Compensatory
- R. Damages / 1. Compensatory / a. General
- R. Damages / 1. Compensatory / b. Special
- R. Damages / 2. Punitive
- S. Compliance with provisions of Fair Credit Reporting Act
General knowledge — III. POLICY PROVISIONS
- A. Declarations
- B. Insuring agreement
- C. Conditions
- D. Exclusions and Limitations
- E. Definition of the insured
- F. Duties of the insured after a loss
- G. Cancellation and nonrenewal provisions
- H. Supplementary payments
- I. Proof of loss
- J. Notice of claim
- K. Arbitration
- L. Other insurance
- M. Subrogation
- N. Loss settlement provisions including consent to settle a loss
- O. Terrorism Risk Insurance Act (TRIA)
Missouri statutes, rules, and regulations — COMMON TO ALL LINES — I. DIRECTOR OF COMMERCE AND INSURANCE
- A. General powers and duties
- B. Examination of records
- C. Cease and desist orders
Missouri statutes, rules, and regulations — COMMON TO ALL LINES — II. LICENSING REQUIREMENTS
- A. Persons required to be licensed
- A. Persons required to be licensed / 1. Producer
- A. Persons required to be licensed / 2. Nonresident producer
- A. Persons required to be licensed / 3. Surplus lines producer
- B. Obtaining a license
- B. Obtaining a license / 1. Qualifications
- B. Obtaining a license / 2. Examinations
- C. Maintaining a license
- C. Maintaining a license / 1. Continuing education
- C. Maintaining a license / 2. Change of address
- C. Maintaining a license / 3. Renewal
- C. Maintaining a license / 4. Temporary
- D. License suspension, revocation, denial, cancellation
Missouri statutes, rules, and regulations — COMMON TO ALL LINES — III. MARKETING PRACTICES
- A. Unfair and deceptive practices
- B. Rebating
- C. Misrepresentation
- D. Defamation
- E. Unfair discrimination
- Missouri statutes, rules, and regulations — COMMON TO ALL LINES — IV. CERTIFICATE OF AUTHORITY
- Missouri statutes, rules, and regulations — COMMON TO ALL LINES — V. FIDUCIARY RESPONSIBILITIES
- Missouri statutes, rules, and regulations — COMMON TO ALL LINES — VI. COMMISSIONS AND COMPENSATION
- Missouri statutes, rules, and regulations — COMMON TO ALL LINES — VII. MISSOURI INSURANCE GUARANTY ASSOCIATION
Missouri statutes, rules, and regulations — PERTINENT TO CASUALTY INSURANCE ONLY — I. MOTOR VEHICLE INSURANCE
- A. Missouri Automobile Insurance Plan (AIP)
- B. Financial responsibility
- B. Financial responsibility / 1. Transportation network companies
- C. Uninsured motorist/underinsured
- D. Cancellation/nonrenewal
- E. Peer-to-peer car sharing
- Missouri statutes, rules, and regulations — PERTINENT TO CASUALTY INSURANCE ONLY — II. COMMERCIAL POLICIES
Missouri statutes, rules, and regulations — PERTINENT TO CASUALTY INSURANCE ONLY — III. CLAIM SETTLEMENT PRACTICES
- A. Definitions
- B. Misrepresentation of provisions
- C. General standards
- Missouri statutes, rules, and regulations — PERTINENT TO CASUALTY INSURANCE ONLY — IV. WORKERS COMPENSATION
- Missouri statutes, rules, and regulations — PERTINENT TO CASUALTY INSURANCE ONLY — V. MEDICAL MALPRACTICE INSURANCE
Examination sources
- mo-content-outlines-2026.pdf
Cover, effective date
- mo-content-outlines-2026.pdf
Published CASUALTY INSURANCE content outline
- mo-content-outlines-2026.pdf
Published MISSOURI-SPECIFIC CASUALTY content outline
- mo-candidate-handbook.pdf
Content outlines, page 13
- mo-candidate-handbook.pdf
Available examinations and fees, page 5, exam 53
- mo-candidate-handbook.pdf
About the exam, page 9
- mo-candidate-handbook.pdf
Scaled score, page 10
- mo-candidate-handbook.pdf
Making a reservation, page 4