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Accident & Health Producer — Information & Free Practice

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Accident & Health Producer

Provider
PSI Services LLC
Format
Computer-administered written examination
Time limit
2 hours
Passing score
70% correct
Exam fee
$45
Examination outline
  • Accident & Health - General Knowledge — Types of Policies - 16 items
    • Disability Income
    • Disability Income / Individual Disability Income Policy
    • Disability Income / Business Overhead Expense Policy
    • Disability Income / Business Disability Buyout Policy
    • Disability Income / Group Disability Income Policy
    • Disability Income / Key Employee Policy
    • Accidental Death and Dismemberment
    • Medical Expense Insurance
    • Medical Expense Insurance / Basic Hospital, Medical, and Surgical Policies
    • Medical Expense Insurance / Major Medical Policies
    • Medical Expense Insurance / Comprehensive Major Medical Policies
    • Medical Expense Insurance / Health Maintenance Organizations (HMOs)
    • Medical Expense Insurance / Preferred Provider Organizations (PPOs)
    • Medical Expense Insurance / Point of Service (POS) Plans
    • Medical Expense Insurance / Flexible Spending Accounts (FSAs)
    • Medical Expense Insurance / Health Reimbursement Accounts (HRAs)
    • Medical Expense Insurance / High Deductible Health Plans (HDHPs) and Related Health Savings Accounts (HSAs)
    • Medicare Supplement Policies
    • Group Insurance
    • Group Insurance / Differences between Individual and Group Contracts
    • Group Insurance / General Concepts
    • Group Insurance / COBRA
    • Individual/Group Long Term Care (LTC)
    • Individual/Group Long Term Care (LTC) / Eligibility
    • Individual/Group Long Term Care (LTC) / Levels of care
    • Other Policies
    • Other Policies / Dental
    • Other Policies / Vision
    • Other Policies / Cancer
    • Other Policies / Critical illness or specified disease
    • Other Policies / Worksite (employer-sponsored)
    • Other Policies / Hospital indemnity
    • Other Policies / Short-term medical
    • Other Policies / Accident
  • Accident & Health - General Knowledge — Policy Provisions, Clauses, and Riders - 15 items
    • Mandatory and Optional Provisions
    • Mandatory and Optional Provisions / Entire Contract
    • Mandatory and Optional Provisions / Time Limit on Certain Defenses (incontestable)
    • Mandatory and Optional Provisions / Grace Period
    • Mandatory and Optional Provisions / Reinstatement
    • Mandatory and Optional Provisions / Notice of Claim
    • Mandatory and Optional Provisions / Claim Forms
    • Mandatory and Optional Provisions / Proof of Loss
    • Mandatory and Optional Provisions / Time of Payment of Claims
    • Mandatory and Optional Provisions / Payment of Claims
    • Mandatory and Optional Provisions / Physical Examination and Autopsy
    • Mandatory and Optional Provisions / Legal Actions
    • Mandatory and Optional Provisions / Change of Beneficiary
    • Mandatory and Optional Provisions / Change of Occupation
    • Mandatory and Optional Provisions / Misstatement of Age or Gender
    • Mandatory and Optional Provisions / Illegal Occupation
    • Mandatory and Optional Provisions / Relation of earnings to insurance
    • Other Provisions and Clauses
    • Other Provisions and Clauses / Insuring Clause
    • Other Provisions and Clauses / Free look
    • Other Provisions and Clauses / Consideration Clause
    • Other Provisions and Clauses / Probationary Period
    • Other Provisions and Clauses / Elimination Period
    • Other Provisions and Clauses / Waiver of Premium
    • Other Provisions and Clauses / Exclusions and limitations
    • Other Provisions and Clauses / Preexisting Conditions
    • Other Provisions and Clauses / Coinsurance
    • Other Provisions and Clauses / Deductibles
    • Other Provisions and Clauses / Eligible Expenses
    • Other Provisions and Clauses / Copayments
    • Other Provisions and Clauses / Pre-Authorizations and Prior Approval Requirements
    • Other Provisions and Clauses / Usual, Reasonable, and Customary (URC) Charges
    • Other Provisions and Clauses / Lifetime, Annual, or per Cause Maximum Benefit Limits
    • Riders
    • Riders / Impairment/exclusions
    • Riders / Guaranteed Insurability
    • Riders / Future increase option
    • Rights of Renewability
    • Rights of Renewability / Noncancelable
    • Rights of Renewability / Cancelable
    • Rights of Renewability / Guaranteed Renewable
  • Accident & Health - General Knowledge — Social Insurance - 6 items
    • Medicare (Parts A, B, C, D)
    • Medicaid
    • Social Security Benefits
  • Accident & Health - General Knowledge — Other Insurance Concepts - 5 items
    • Total, Partial, Recurrent and Residual Disability
    • Owner's Rights
    • Dependent Children Benefits
    • Primary and Contingent Beneficiaries
    • Modes of premium payments
    • Nonduplication and Coordination of Benefits (e.g., primary vs. excess)
    • Occupational vs. Nonoccupational
    • Tax Treatment of Premiums and Proceeds of Insurance Contracts (e.g., disability income and medical expenses, etc.)
    • Managed Care
    • Workers' Compensation Exclusion
    • Subrogation
    • Cost Containment
  • Accident & Health - General Knowledge — Field Underwriting Procedures - 8 items
    • Completing the Application
    • Explaining Sources of Insurability and HIPAA Privacy Information (e.g., MIB Report, Fair Credit Reporting Act, etc.)
    • Initial Premium Payment and Receipt and Consequences of the Receipt (e.g., medical examination, etc.)
    • Submitting Application (and initial premium if collected) to Company for Underwriting
    • Policy Delivery
    • Explaining Policy and its Provisions, Riders, Exclusions, and Ratings to Clients
    • Replacement
    • Contract Law
    • Contract Law / Elements of a Contract
    • Contract Law / Insurable Interest
    • Contract Law / Warranties and Representations
    • Contract Law / Unique Aspects of the Insurance Contract
    • Contract Law / Unique Aspects of the Insurance Contract / Conditional
    • Contract Law / Unique Aspects of the Insurance Contract / Unilateral
    • Contract Law / Unique Aspects of the Insurance Contract / Adhesion
    • Contract Law / Unique Aspects of the Insurance Contract / Aleatory
  • Life & Health - Minnesota Specific — Minnesota Laws, Rules, and Regulations Common to Life, Health, Property, and Casualty Insurance - 20 items
    • Powers and Duties of the Commissioner
    • Powers and Duties of the Commissioner / Broad Powers
    • Powers and Duties of the Commissioner / Examination of Records
    • Powers and Duties of the Commissioner / Notice and Hearing
    • Powers and Duties of the Commissioner / Forms and Rate Review
    • Definitions
    • Definitions / Domestic and Foreign
    • Definitions / Stock and Mutual
    • Definitions / Certificate of Authority
    • Definitions / Fraternals
    • Licensing and Appointments
    • Licensing and Appointments / Educational Requirements
    • Licensing and Appointments / Educational Requirements / Prelicensing
    • Licensing and Appointments / Educational Requirements / Continuing Education
    • Licensing and Appointments / Educational Requirements / Long-Term Care (LTC)
    • Licensing and Appointments / Educational Requirements / Annuities
    • Licensing and Appointments / Types of Licenses
    • Licensing and Appointments / Types of Licenses / Producer
    • Licensing and Appointments / Types of Licenses / Temporary
    • Licensing and Appointments / Types of Licenses / Nonresident
    • Licensing and Appointments / Termination of License
    • Licensing and Appointments / Termination of License / Expiration
    • Licensing and Appointments / Termination of License / Revocation or Suspension
    • Licensing and Appointments / Appointment and termination of appointment
    • Licensing and Appointments / Maintenance and Duration of License
    • Trade Practices
    • Trade Practices / Prohibited Practices
    • Trade Practices / Prohibited Practices / Unfair Claims Settlement Methods and Practices
    • Trade Practices / Prohibited Practices / Rebating
    • Trade Practices / Prohibited Practices / Misrepresentation
    • Trade Practices / Prohibited Practices / Defamation
    • Trade Practices / Prohibited Practices / Discrimination
    • Trade Practices / Prohibited Practices / Penalties
    • Trade Practices / Prohibited Practices / Misappropriation or Conversion of Funds
    • Trade Practices / Prohibited Practices / Forgery
    • Trade Practices / Prohibited Practices / Suitability
    • Trade Practices / Prohibited Practices / Twisting
    • Trade Practices / Compensation of Licensees
    • Trade Practices / Compensation of Licensees / Commissions
    • Trade Practices / Compensation of Licensees / Fees for Service
    • Trade Practices / Advertising
    • Trade Practices / Agent Conduct and Insurance Marketing Standards
    • Trade Practices / Required Disclosures
    • Guaranty Association
  • Life & Health - Minnesota Specific — Minnesota Laws, Rules, and Regulations Pertinent to Health Insurance Only - 5 items
    • Policy Clauses and Provisions/Mandates
    • Policy Clauses and Provisions/Mandates / Coverage of Emotionally Disabled Children
    • Policy Clauses and Provisions/Mandates / Coverage of Physically Disabled Children
    • Policy Clauses and Provisions/Mandates / Coverage of Newborns and Adopted Children
    • Policy Clauses and Provisions/Mandates / Continuation/Conversion of Benefits
    • Policy Clauses and Provisions/Mandates / Continuation/Conversion of Benefits / Disabled Employees
    • Policy Clauses and Provisions/Mandates / Continuation/Conversion of Benefits / Survivors
    • Policy Clauses and Provisions/Mandates / Continuation/Conversion of Benefits / Termination of Employment
    • Policy Clauses and Provisions/Mandates / Continuation/Conversion of Benefits / Divorce
    • Policy Clauses and Provisions/Mandates / Maternity Benefits
    • Policy Clauses and Provisions/Mandates / Right to Cancel
    • Policy Clauses and Provisions/Mandates / Right to Cancel / Insured
    • Policy Clauses and Provisions/Mandates / Right to Cancel / Insurance Company
    • Policy Clauses and Provisions/Mandates / Benefits for Treatment of Mental Health and Chemical Dependency
    • Policy Clauses and Provisions/Mandates / Standard Provisions
    • Medicare Supplement Plans
    • Medicare Supplement Plans / Basic and Extended Basic
    • Medicare Supplement Plans / High Deductible Plans
    • Long-Term Care (LTC)
    • Health Maintenance Organizations (HMOs)
    • Nonprofit Health Service Plan Corporations
    • Small Employer Insurance Reform
    • Grace Period
Examination sources