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Producer - Casualty — Information & Free Practice

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Producer - Casualty

Provider
Pearson Professional Assessments
Format
Computer-delivered multiple-choice examination; English and Spanish delivery options.
Exam questions
50 scored plus 5 pretest general-knowledge questions; 30 scored plus 5 pretest Massachusetts-specific questions.
Passing score
70 scaled score
Exam fee
$37
Examination outline
  • GENERAL KNOWLEDGE I. CASUALTY: TYPES OF POLICIES, BONDS, AND RELATED TERMS
    • A. Commercial general liability
    • A. Commercial general liability > 1. Exposures
    • A. Commercial general liability > 1. Exposures > a. Premises and Operations
    • A. Commercial general liability > 1. Exposures > b. Products and Completed Operations
    • A. Commercial general liability > 2. Coverage
    • A. Commercial general liability > 2. Coverage > a. Coverage A: Bodily Injury and Property Damage Liability (Occurrence, Claims made including Retroactive Date)
    • A. Commercial general liability > 2. Coverage > b. Coverage B: Personal Injury and Advertising Injury
    • A. Commercial general liability > 2. Coverage > c. Coverage C: Medical Payments
    • A. Commercial general liability > 2. Coverage > d. Supplemental Payments
    • A. Commercial general liability > 2. Coverage > e. Who is an insured
    • A. Commercial general liability > 2. Coverage > f. First named insured
    • A. Commercial general liability > 2. Coverage > g. Limits (Per occurrence, Annual Aggregate)
    • A. Commercial general liability > 2. Coverage > h. Damage to Property of Others
    • B. Automobile: personal auto and business auto
    • B. Automobile: personal auto and business auto > 1. Liability
    • B. Automobile: personal auto and business auto > 1. Liability > a. Bodily Injury
    • B. Automobile: personal auto and business auto > 1. Liability > b. Property Damage
    • B. Automobile: personal auto and business auto > 1. Liability > c. Split Limits
    • B. Automobile: personal auto and business auto > 1. Liability > d. Combined Single Limit
    • B. Automobile: personal auto and business auto > 2. Medical Payments
    • B. Automobile: personal auto and business auto > 3. Physical Damage (collision; other than collision; specified perils)
    • B. Automobile: personal auto and business auto > 4. Uninsured motorists
    • B. Automobile: personal auto and business auto > 5. Underinsured motorists
    • B. Automobile: personal auto and business auto > 6. Who is an insured
    • B. Automobile: personal auto and business auto > 7. Types of Auto
    • B. Automobile: personal auto and business auto > 7. Types of Auto > a. Owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > b. Non-owned
    • B. Automobile: personal auto and business auto > 7. Types of Auto > c. Hired
    • B. Automobile: personal auto and business auto > 7. Types of Auto > d. Temporary Substitute
    • B. Automobile: personal auto and business auto > 7. Types of Auto > e. Newly Acquired Autos
    • B. Automobile: personal auto and business auto > 7. Types of Auto > f. Transportation Expense and Rental Reimbursement Expense
    • B. Automobile: personal auto and business auto > 8. Auto Dealers Coverage Form, including Garagekeepers Insurance
    • B. Automobile: personal auto and business auto > 9. Exclusions
    • B. Automobile: personal auto and business auto > 10. Individual Named Insured and Drive Other Car (DOC)
    • B. Automobile: personal auto and business auto > 11. Mobile equipment
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts > a. Who is an employee/employer
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 1. Standard policy concepts > b. Compensation
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 2. Work-related vs. non-work-related
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 3. Other states’ insurance
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 4. Employers Liability
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 5. Exclusive remedy
    • C. Workers Compensation Insurance, Employers Liability Insurance, and Related Issues > 6. Premium Determination
    • D. Crime
    • D. Crime > 1. Employee Dishonesty
    • D. Crime > 2. Theft
    • D. Crime > 3. Robbery
    • D. Crime > 4. Burglary
    • D. Crime > 5. Forgery and Alteration
    • D. Crime > 6. Mysterious disappearance
    • E. Bonds
    • E. Bonds > 1. Surety
    • E. Bonds > 2. Fidelity
    • F. Professional liability
    • F. Professional liability > 1. Errors and Omissions
    • F. Professional liability > 2. Medical Malpractice
    • F. Professional liability > 3. Directors and Officers (D&O)
    • F. Professional liability > 4. Employment Practices Liability (EPLI)
    • F. Professional liability > 5. Cyber liability and data breach, funds transfer
    • F. Professional liability > 6. Liquor liability
    • G. Umbrella/Excess Liability
    • H. Business Owners Policy (BOP)
  • GENERAL KNOWLEDGE II. CASUALTY: INSURANCE TERMS AND RELATED CONCEPTS
    • A. Risk
    • B. Hazards
    • B. Hazards > 1. Moral
    • B. Hazards > 2. Morale
    • B. Hazards > 3. Physical
    • C. Indemnity
    • D. Insurable interest
    • E. Loss valuation
    • E. Loss valuation > 1. Actual cash value
    • E. Loss valuation > 2. Replacement cost
    • E. Loss valuation > 3. Market value
    • E. Loss valuation > 4. Stated/agreed value
    • E. Loss valuation > 5. Salvage value
    • F. Negligence
    • G. Liability
    • H. Occurrence
    • I. Binders
    • J. Warranties
    • K. Representations
    • L. Concealment
    • M. Deposit Premium/Audit
    • N. Certificate of Insurance
    • O. Law of Large Numbers
    • P. Pure vs. Speculative Risk
    • Q. Endorsements
    • R. Damages
    • R. Damages > 1. Compensatory
    • R. Damages > 1. Compensatory > a. General
    • R. Damages > 1. Compensatory > b. Special
    • R. Damages > 2. Punitive
    • S. Compliance with provisions of Fair Credit Reporting Act
  • GENERAL KNOWLEDGE III. CASUALTY: POLICY PROVISIONS
    • A. Declarations
    • B. Insuring agreement
    • C. Conditions
    • D. Exclusions and Limitations
    • E. Definition of the insured
    • F. Duties of the insured after a loss
    • G. Cancellation and nonrenewal provisions
    • H. Supplementary payments
    • I. Proof of loss
    • J. Notice of claim
    • K. Arbitration
    • L. Other insurance
    • M. Subrogation
    • N. Loss settlement provisions including consent to settle a loss
    • O. Terrorism Risk Insurance Act (TRIA)
  • MASSACHUSETTS SPECIFIC I. MASSACHUSETTS LAWS AND RULES PERTINENT TO ALL LINES OF INSURANCE
    • A. Licensing
    • A. Licensing > 1. Process
    • A. Licensing > 2. Types of licenses
    • A. Licensing > 2. Types of licenses > a. Producers
    • A. Licensing > 2. Types of licenses > c. Business entity producers
    • A. Licensing > 2. Types of licenses > d. Nonresident producers
    • A. Licensing > 2. Types of licenses > e. Temporary
    • A. Licensing > 2. Types of licenses > f. Special brokers
    • A. Licensing > 2. Types of licenses > g. Advisers
    • A. Licensing > 2. Types of licenses > h. Public insurance adjusters
    • A. Licensing > 2. Types of licenses > i. Reinsurance intermediaries
    • A. Licensing > 2. Types of licenses > j. Exemptions
    • A. Licensing > 3. Maintenance and duration
    • A. Licensing > 3. Maintenance and duration > a. Reinstatement and renewal
    • A. Licensing > 3. Maintenance and duration > b. Address change
    • A. Licensing > 3. Maintenance and duration > c. Reporting of actions
    • A. Licensing > 3. Maintenance and duration > d. Assumed names
    • A. Licensing > 3. Maintenance and duration > e. Continuing education requirements, exemptions and penalties
    • A. Licensing > 4. Disciplinary actions
    • A. Licensing > 4. Disciplinary actions > a. Cease and desist order
    • A. Licensing > 4. Disciplinary actions > b. Hearings
    • A. Licensing > 4. Disciplinary actions > c. Probation, suspension, revocation, refusal to issue or renew
    • A. Licensing > 4. Disciplinary actions > d. Penalties and fines
    • B. State Regulation
    • B. State Regulation > 1. Commissioner’s general duties and powers
    • B. State Regulation > 2. Company regulation
    • B. State Regulation > 2. Company regulation > a. Certificate of authority
    • B. State Regulation > 2. Company regulation > b. Solvency
    • B. State Regulation > 2. Company regulation > c. Policy forms
    • B. State Regulation > 2. Company regulation > d. Examination of books and records
    • B. State Regulation > 2. Company regulation > e. Producer appointments
    • B. State Regulation > 2. Company regulation > f. Termination of producer appointment
    • B. State Regulation > 3. Producer regulation
    • B. State Regulation > 3. Producer regulation > a. Impersonation
    • B. State Regulation > 3. Producer regulation > b. Larceny
    • B. State Regulation > 3. Producer regulation > c. Unlicensed persons compensation
    • B. State Regulation > 3. Producer regulation > d. Commissions
    • B. State Regulation > 3. Producer regulation > e. Records retention
    • B. State Regulation > 3. Producer regulation > f. Insurance transactions
    • B. State Regulation > 4. Unfair or deceptive practices
    • B. State Regulation > 4. Unfair or deceptive practices > a. Misrepresentation
    • B. State Regulation > 4. Unfair or deceptive practices > b. False advertising
    • B. State Regulation > 4. Unfair or deceptive practices > c. Defamation of insurer
    • B. State Regulation > 4. Unfair or deceptive practices > d. Boycott, coercion, intimidation
    • B. State Regulation > 4. Unfair or deceptive practices > e. False financial statements
    • B. State Regulation > 4. Unfair or deceptive practices > f. Failure to maintain a complaint record
    • B. State Regulation > 4. Unfair or deceptive practices > g. Unfair discrimination
    • B. State Regulation > 4. Unfair or deceptive practices > h. Unfair claims settlement practices
    • B. State Regulation > 4. Unfair or deceptive practices > i. Rebating
    • B. State Regulation > 5. Insurance fraud regulation
    • B. State Regulation > 6. Insurance Information and Privacy Protection
    • B. State Regulation > 7. Types of Insurers
    • B. State Regulation > 7. Types of Insurers > a. Foreign, alien, domestic
    • B. State Regulation > 7. Types of Insurers > b. Authorized and unauthorized insurers
    • B. State Regulation > 7. Types of Insurers > c. Stock and mutual insurers
  • MASSACHUSETTS SPECIFIC II. MASSACHUSETTS LAWS AND REGULATIONS PERTINENT TO CASUALTY INSURANCE ONLY
    • A. Massachusetts laws, regulations, and required provisions
    • A. Massachusetts laws, regulations, and required provisions > 1. Massachusetts Insurers Insolvency Fund
    • A. Massachusetts laws, regulations, and required provisions > 2. Cancellation and nonrenewal
    • A. Massachusetts laws, regulations, and required provisions > 3. Concealment, misrepresentation, or fraud
    • A. Massachusetts laws, regulations, and required provisions > 4. Rates
    • B. Massachusetts law specific to auto insurance
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance > a. Required limits of liability
    • B. Massachusetts law specific to auto insurance > 1. Massachusetts Compulsory Motor Vehicle Liability Insurance > b. Required proof of insurance
    • B. Massachusetts law specific to auto insurance > 2. Massachusetts Automobile Insurance Assigned Risk Plan (MAIP)/CAR
    • B. Massachusetts law specific to auto insurance > 2. Massachusetts Automobile Insurance Assigned Risk Plan (MAIP)/CAR > a. Notice of eligibility in the plan
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > a. Medical
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > b. Loss of income/Lost Wages
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > c. Death
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > d. Funeral
    • B. Massachusetts law specific to auto insurance > 3. Personal injury protection > e. Replacement services
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist > a. Bodily injury
    • B. Massachusetts law specific to auto insurance > 4. Uninsured/underinsured motorist > b. Required limits
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal > a. Grounds
    • B. Massachusetts law specific to auto insurance > 5. Cancellation/nonrenewal > b. Notice
    • B. Massachusetts law specific to auto insurance > 6. Aftermarket parts regulation
    • B. Massachusetts law specific to auto insurance > 7. Regulation of rates for motor vehicle insurance
    • B. Massachusetts law specific to auto insurance > 8. Private passenger motor vehicle insurance rates
    • B. Massachusetts law specific to auto insurance > 9. Appraisal
    • C. Commercial general liability
    • C. Commercial general liability > 1. Defense within limits versus open limits
    • D. Workers’ Compensation
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > a. Exclusive remedy
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > b. Employment covered (required, voluntary)
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > c. Covered injuries
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > d. Occupational disease
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > e. Benefits provided
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > f. Subsequent injury fund
    • D. Workers’ Compensation > 1. Massachusetts Workers’ Compensation Act > g. Subrogation
    • D. Workers’ Compensation > 2. Other sources of coverage
    • D. Workers’ Compensation > 2. Other sources of coverage > a. Assigned risk plan
    • D. Workers’ Compensation > 2. Other sources of coverage > b. Self-insured employers and employer groups
    • D. Workers’ Compensation > 2. Other sources of coverage > c. Massachusetts Workers' Compensation Trust Fund
    • E. Other Coverages and Options
    • E. Other Coverages and Options > 1. Surplus lines
    • E. Other Coverages and Options > 1. Surplus lines > a. Definitions and markets
    • E. Other Coverages and Options > 2. Residual markets
    • E. Other Coverages and Options > 2. Residual markets > a. Hospitality Mutual (Joint Underwriting Association) – Liquor Liability
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