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CII Motor insurance products (IF5) — Information & Free Practice

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About CII Motor insurance products (IF5)

CII Motor insurance products (IF5) · GB

Key exam facts

Provider
Chartered Insurance Institute (CII): examination owner and developer; its Qualifications and Assessment Department publishes the IF5 examination guide.
Format
Computer-delivered multiple choice examination at an exam centre or by remote invigilation: 50 standalone MCQs plus five case studies with five MCQs each. Four options and one correct or best response per question.
Exam questions
Total questions: 75.
Time limit
2 hours of examination time.
Passing score
Standard pass mark 70%. CII moderates marks to maintain a consistent standard; reported marks are adjusted relative to the standard pass mark, so 70% is not an unconditional raw-score threshold.
Exam fee
The rendered default IF5 purchase option shows GBP £281.03 for members and £371.78 for non-members. The default is Enrolment plus, which includes assessment entry and digital study/revision materials; this is a package price, not an assessment-only or resit quotation. The exam voucher is valid for 18 months; study access is 12 months. Digital-and-print purchases incur postage and packaging charges at checkout.

Topics covered

  • Understand the marketplace for motor insurance products (6.67%)

    • Explain the principal differences in the transaction of motor insurances.
    • Explain the role and function of the Motor Insurers’ Bureau and the Driver and Vehicle Licensing Agency (DVLA) and other organisations.

  • Apply the principles contained within motor insurance to a given set of circumstances (2.67%)

    • Apply the principles contained within the transaction of motor insurances to a given set of circumstances.
    • Apply the principles contained within the role and function of the Motor Insurers’ Bureau to a given set of circumstances.

  • Understand the scope of cover provided by motor insurance products (8%)

    • Describe the core cover provided under different motor insurances.
    • Describe the additional non-insurance benefits available under private and commercial motor insurance policies.

  • Apply the principles contained within the scope of cover provided by motor insurance products to a given set of circumstances (4%)

    • Apply the principles contained within the scope of cover provided by motor insurance products to a given set of circumstances

  • Understand the legal and regulatory considerations for motor insurance (14.67%)

    • Describe the relevant parts of the Road Traffic Act 1988 as amended by the Road Traffic Act 1991.
    • Describe the provisions of the Road Traffic Act 1988 Part VI, relating to third party liabilities.
    • Describe the provisions of EU Directives applicable to motor insurance.
    • Explain the effect on motor insurance of relevant legislation and regulatory considerations.
    • Describe the legal position of employees using their own and their employers’ motor vehicles in the conduct of company business.
    • Describe the law relating to the use of vehicles outside the UK.
    • Describe which vehicles are exempt from compulsory insurance under the Road Traffic Act 1991 and in what circumstances.
    • Describe, in broad outline, the scope and general effect of the Insurance: Conduct of Business sourcebook (ICOBS) as it relates to the administration of motor insurance.

  • Apply the legal and regulatory principles for motor insurance to a given set of circumstances (6.67%)

    • Apply the legal and regulatory principles for motor insurance to a given set of circumstances

  • Understand risk assessment, rating and underwriting for motor insurance (20%)

    • Describe the content, use and legal significance of proposal forms and statements of facts in the transaction of motor insurance as they apply to both consumer insurance contracts and commercial insurance contracts.
    • Explain the general principles of rating and underwriting individual risks in motor insurance.
    • Describe the rating and underwriting considerations for different motor vehicles.
    • Describe the content of and legal requirements relating to the cover note and the certificate of motor insurance.
    • Explain the construction of private and commercial insurance policies.
    • Explain the use of no claim discounts and the distinctions between standard, protected and guaranteed discounts.
    • Explain the operation of a typical renewal system for private and commercial motor insurance.
    • Describe the frequency of renewal and its significance to continuity of cover.
    • Describe the renewal documentation and renewal terms specific to motor insurance.

  • Apply the principles contained within risk assessment, rating and underwriting for motor insurance to a given set of circumstances (10.67%)

    • Apply the principles contained within risk assessment, rating and underwriting for motor insurance to a given set of circumstances

  • Understand claims procedures for motor insurance products (14.67%)

    • Explain the ethical considerations in the transaction of motor insurance products.
    • Describe the principles of claims-handling applied to motor insurance.
    • Describe the claims-handling procedures for different motor vehicles.
    • Explain the role of motor engineers.
    • Explain the use of recommended repairers.
    • Explain the role of MIAFTR and the Claims and Underwriting Exchange (CUE).
    • Explain fraud prevention and detection measures and their operation.
    • Explain the role of the Financial Ombudsman Service and the Financial Services Compensation Scheme.

  • Apply the principles of claims procedures for motor insurance to a given set of circumstances (8%)

    • Apply the principles of claims procedures for motor insurance to a given set of circumstances

  • Understand information and communication technology as this relates to motor insurance (2.67%)

    • Explain the implications of IT development for the motor insurance market.

  • Apply the principles of information and communication technology as this relates to motor insurance to a given set of circumstances (1.33%)

    • Apply the principles of information and communication technology as this relates to motor insurance to a given set of circumstances

How to prepare

Work through the topics, read the explanation after each answer, and revisit the areas where you miss questions. Use the official outline and reference materials below to guide your study.

These independent practice questions are not actual exam items and do not guarantee a passing result.

Frequently asked questions

What is the exam format?

Computer-delivered multiple choice examination at an exam centre or by remote invigilation: 50 standalone MCQs plus five case studies with five MCQs each. Four options and one correct or best response per question.

How many questions are on the exam?

Total questions: 75.

How long is the exam?

2 hours of examination time.

What is the passing score?

Standard pass mark 70%. CII moderates marks to maintain a consistent standard; reported marks are adjusted relative to the standard pass mark, so 70% is not an unconditional raw-score threshold.

How much does the exam cost?

The rendered default IF5 purchase option shows GBP £281.03 for members and £371.78 for non-members. The default is Enrolment plus, which includes assessment entry and digital study/revision materials; this is a package price, not an assessment-only or resit quotation. The exam voucher is valid for 18 months; study access is 12 months. Digital-and-print purchases incur postage and packaging charges at checkout.

Official sources and references

Confirm current exam arrangements with the exam provider.