CII Liability insurances (E96) — Information & Free Practice

About CII Liability insurances (E96)

CII Liability insurances (E96) · GB

Key exam facts

Provider

Chartered Insurance Institute (CII), examination owner and assessment body; remote sittings use the PSI platform.

Format

On-screen single-response multiple-choice examination at a test centre or by remote invigilation; four options and one correct response. M96 coursework is a separate component and is excluded here.

Exam questions

Total questions: 50.

Time limit

60 minutes of examination time.

Passing score

Standard examination pass mark 65%; CII adjusts raw marks for exam-version difficulty and reports adjusted marks relative to the standard. The separate coursework pass mark is 60%.

Exam fee

UK M96 enrolment-only package: GBP 518 members or GBP 644 non-members as displayed; includes study materials, coursework and first examination entry with an 18-month voucher. Print/postage can add charges; not a standalone E96 examination-only price.

Topics covered

• Understand the identification, evaluation and management of liability risk. (8%)

  • Describe the risk management framework for liability risks.
  • Explain the roles and interests of the various parties involved in the evaluation and management of liability risk.
  • Understand the importance to underwriters of evaluating the historical claims record and the impact on future pricing.

• Understand the main considerations of liability underwriting. (10%)

  • Understand the operative clause under liability insurances.
  • Describe the framework relating to the underwriting of generic liability risks.
  • Describe the cover and restrictions under liability policies.
  • Understand and evaluate the exposure to foreign legal environments.
  • Describe the underwriting considerations, information and policy wording implications in relation to foreign liability exposures.

• Understand the risks, cover and practices of employers’ liability insurance. (22%)

  • Explain the relevance of the Health and Safety at Work etc Act 1974 to employers' liability insurance.
  • Explain the main work of the Health and Safety Executive.
  • Explain the duties of an employer, how liability arises and how liability is discharged.
  • Explain disease exposures from workplace hazards.
  • Explain the legal framework governing employers’ liability in the workplace under statute and common law.
  • Explain the scope of cover of employers’ liability insurance.
  • Explain market practices in relation to employers' liability insurance including compliance with legislation.
  • Describe key underwriting information under employers’ liability insurance.
  • Describe the common rating bases under employers’ liability insurance.

• Understand the risks, cover and practices of public and products liability insurance. (22%)

  • Explain the risks covered under public and products liability insurance including specialist liability insurance.
  • Explain the legal framework governing public and products liability insurance.
  • Explain the scope of cover of public and products liability insurance.
  • Explain the scope of cover of specialist liability insurance.
  • Describe key underwriting information under public and products liability insurance.
  • Describe the common rating bases under public and products liability insurance.

• Understand the risks, cover and practices of directors’ and officers’ liability and corporate reimbursement insurance. (18%)

  • Understand the directors’ and officers’ liability insurance market.
  • Explain the legal framework affecting directors’ and officers’ liability insurance and corporate reimbursement insurance.
  • Explain the scope of cover under directors’ and officers’ liability insurance and corporate reimbursement insurance.
  • Describe key underwriting information under directors’ and officers’ liability insurance and corporate reimbursement insurance.
  • Describe the common rating bases under directors’ and officers’ liability insurance and corporate reimbursement insurance.
  • Explain legal liability for corporate manslaughter in the UK.

• Understand the risks, cover and practices of professional indemnity insurance. (20%)

  • Describe how legal liability is covered under professional indemnity insurance.
  • Explain the risks covered under professional indemnity insurance.
  • Explain the scope of cover under professional indemnity insurance.
  • Describe key underwriting information under professional indemnity insurance.
  • Describe the common rating bases under professional indemnity insurance.
  • Describe the risks and cover given for policy extensions.

How to prepare

Work through the topics, read the explanation after each answer, and revisit the areas where you miss questions. Use the official outline and reference materials below to guide your study.

These independent practice questions are not actual exam items and do not guarantee a passing result.

Frequently asked questions

Official sources and references

• M96 syllabus 2026/2027

  p. 1

• M96 syllabus 2026/2027

  p. 1, Important notes (examination end date)

• E96 Examination Guide 2026/2027

  p. 5

• M96 unit information

  Assessment

• M96 unit purchase options

  Product purchase options

Confirm current exam arrangements with the exam provider.