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CII Household Insurance Products (IF6) — Information & Free Practice

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About CII Household Insurance Products (IF6)

CII Household Insurance Products (IF6) · GB

Key exam facts

Provider
The Chartered Insurance Institute (CII) owns and assesses IF6; its Qualifications and Assessment Department produces the examination guide.
Format
On-screen MCQ examination at an exam centre or by remote invigilation: 50 standalone questions plus five case studies with five questions each, four options and one correct or best response.
Exam questions
Total questions: 75.
Time limit
2 hours allowed for the examination.
Passing score
Standard pass mark 70%; CII moderates reported marks for differences in examination difficulty, so this is not a guaranteed raw-score threshold.
Exam fee
Rendered unit purchase page lists GBP £281.03 for members and £371.78 for non-members under its enrolment purchase options. Enrolment includes study materials and assessment entry; these are package prices, not a separately established exam-only or resit fee. Print purchases incur postage and packaging at checkout.

Topics covered

  • Understand the scope of cover provided by household insurance products (16%)

    • Describe the core cover provided under different household insurance products, including policy wordings, exclusions and extensions.
    • Describe the optional extensions available under household insurance policies and the scope of this cover.
    • Explain the key issues relating to special risks.

  • Know how to apply knowledge of the cover provided by household insurance products to a given set of circumstances (8%)

    • Apply the cover provided by household insurance products to a given set of circumstances.

  • Understand the legal and regulatory considerations for household insurance products (14.67%)

    • Explain in broad outline the scope and general effect of insurance regulations and legislation.
    • Describe the causes of legal liability for individuals.
    • Describe how torts can arise.
    • Describe the key features of the Limitation Act 1980.
    • Explain the principal issues of Occupiers’ Liability Acts and their differences.
    • Describe the main aspects of the Defective Premises Act 1972, the Buildings Safety Act 2022 and their effect on the law.

  • Know how to apply knowledge of legal and regulatory considerations for household insurance products to a given set of circumstances (8%)

    • Apply legal and regulatory considerations for household insurance products to a given set of circumstances.

  • Understand risk assessment, rating and underwriting of household insurance products (25.33%)

    • Explain the general principles of premium rating and underwriting individual risks.
    • Describe the rating and underwriting considerations of different household insurance products.
    • Describe the basis of cover and how sums insured are calculated.
    • Describe the renewal process specific to household insurance products.
    • Describe the key features of relevant legislation which affects the underwriting of household insurance products.

  • Know how to apply knowledge of risk assessment, rating and underwriting of household insurance products to a given set of circumstances (12%)

    • Apply risk assessment, rating and underwriting of household insurance products to a given set of circumstances.

  • Understand claims procedures within the context of household insurance products (10.67%)

    • Describe the principles for establishing the validity of a claim.
    • Describe the claims-handling procedures specific to household insurance products.
    • Explain fraud prevention and detection measures and their operation.
    • Describe how regulatory and legislative rules apply to the claims process.
    • Explain complaints-handling procedures and dispute resolution.

  • Know how to apply knowledge of claims procedures within the context of household insurance products to a given set of circumstances (5.33%)

    • Apply claims-handling procedures within the context of household insurance products to a given set of circumstances.

How to prepare

Work through the topics, read the explanation after each answer, and revisit the areas where you miss questions. Use the official outline and reference materials below to guide your study.

These independent practice questions are not actual exam items and do not guarantee a passing result.

Frequently asked questions

What is the exam format?

On-screen MCQ examination at an exam centre or by remote invigilation: 50 standalone questions plus five case studies with five questions each, four options and one correct or best response.

How many questions are on the exam?

Total questions: 75.

How long is the exam?

2 hours allowed for the examination.

What is the passing score?

Standard pass mark 70%; CII moderates reported marks for differences in examination difficulty, so this is not a guaranteed raw-score threshold.

How much does the exam cost?

Rendered unit purchase page lists GBP £281.03 for members and £371.78 for non-members under its enrolment purchase options. Enrolment includes study materials and assessment entry; these are package prices, not a separately established exam-only or resit fee. Print purchases incur postage and packaging at checkout.

Official sources and references

Confirm current exam arrangements with the exam provider.