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CII Healthcare Insurance Products (IF7) — Information & Free Practice

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About CII Healthcare Insurance Products (IF7)

CII Healthcare Insurance Products (IF7) · GB

Key exam facts

Provider
Chartered Insurance Institute (CII): IF7 examination owner and assessment body; its Qualifications and Assessment Department publishes the examination guide.
Format
On-screen examination at exam centres or by remote invigilation; 100 single-response MCQs, each with four options A–D and one correct response. One mark for a correct response, no negative marking.
Exam questions
Total questions: 100.
Time limit
2 hours allowed for the examination. This is the examination time, not the study hours or voucher-validity period.
Passing score
Standard pass mark 70%. CII adjusts MCQ marks where necessary for differences in exam difficulty and reports adjusted marks relative to the standard pass mark; 70% is not a claim of an invariant raw-score threshold.
Exam fee
The rendered UK-English IF7 purchase page on 30 October 2026 displayed GBP £281.03 for members and £371.78 for non-members on its default Enrolment plus offer (digital learning material and assessment entry; 12-month material access and an 18-month exam voucher). These are package prices, not verified standalone examination or resit charges. Digital-and-print orders incur additional postage and packaging at checkout.

Topics covered

  • Understand the structure of the UK healthcare insurance market (10%)

    • Describe the organisation and function of providers of healthcare insurance products.
    • Describe the basic function and operation of employee healthcare trusts.
    • Describe the organisation and main distribution channels and marketing methods used in the healthcare insurance market

  • Understand the key features of healthcare provision in the UK and overseas (5%)

    • Explain the key features and provisions of the National Health Service (NHS) and Independent Healthcare Sector in the UK.
    • Describe the key features of global healthcare markets.
    • Describe the key features of global healthcare trends.

  • Understand healthcare product types (20%)

    • Explain the purpose of medical insurance.
    • Describe the scope of medical insurance.
    • Explain the main features of medical insurance products.
    • Explain the main differences between individual medical insurance and Small and Medium Enterprises group medical insurance.
    • Explain the main features of corporate medical schemes.
    • Describe the main features of health cash plans.
    • Describe the main features of dental insurance and capitation plans.
    • Describe the main features of international medical insurance.
    • Describe the main features of wellbeing and occupational health services.
    • Describe the medical benefits offered under travel insurance schemes.
    • Describe the main features of other healthcare insurance products and services.

  • Understand the different roles and responsibilities of intermediaries and providers (10%)

    • Describe the role and responsibilities of the intermediary.
    • Describe the role and responsibilities of the provider.

  • Understand risk assessment, rating and underwriting considerations (15%)

    • Describe the main risk considerations and general underwriting principles of private medical insurance.
    • Explain the styles of underwriting.
    • Understand the pricing considerations for core healthcare products.

  • Know how to apply the principles of risk assessment, rating and underwriting considerations to a given set of circumstances (5%)

    • Apply the principles of risk assessment, rating and underwriting considerations to a given set of circumstances.

  • Understand the claims function (16%)

    • Understand the processes involved in a claim under private medical insurance policies and other core product policies.
    • Understand factors that contribute to healthcare claims costs.
    • Describe the main methods by which claims costs may be controlled.

  • Know how to apply the principles of the claims process to a given set of circumstances (4%)

    • Apply the principles of the claims process to a given set of circumstances.

  • Understand legal and regulatory considerations (11%)

    • Understand the main elements of the Financial Conduct Authority (FCA) regulations.
    • Explain complaints handling and dispute resolution relating to healthcare insurance.
    • Describe the main features of the Association of British Insurers (ABI) regulation relating to healthcare insurance.
    • Explain the effect on healthcare insurance of relevant legislation.
    • Explain the personal taxation implications for holders of healthcare insurance.
    • Explain the company taxation implications for corporate purchasers of healthcare insurance.

  • Know how to apply the principles contained within law and regulation to a given set of circumstances (4%)

    • Apply the principles contained within law and regulation to a given set of circumstances.

How to prepare

Work through the topics, read the explanation after each answer, and revisit the areas where you miss questions. Use the official outline and reference materials below to guide your study.

These independent practice questions are not actual exam items and do not guarantee a passing result.

Frequently asked questions

What is the exam format?

On-screen examination at exam centres or by remote invigilation; 100 single-response MCQs, each with four options A–D and one correct response. One mark for a correct response, no negative marking.

How many questions are on the exam?

Total questions: 100.

How long is the exam?

2 hours allowed for the examination. This is the examination time, not the study hours or voucher-validity period.

What is the passing score?

Standard pass mark 70%. CII adjusts MCQ marks where necessary for differences in exam difficulty and reports adjusted marks relative to the standard pass mark; 70% is not a claim of an invariant raw-score threshold.

How much does the exam cost?

The rendered UK-English IF7 purchase page on 30 October 2026 displayed GBP £281.03 for members and £371.78 for non-members on its default Enrolment plus offer (digital learning material and assessment entry; 12-month material access and an 18-month exam voucher). These are package prices, not verified standalone examination or resit charges. Digital-and-print orders incur additional postage and packaging at checkout.

Official sources and references

Confirm current exam arrangements with the exam provider.