CII Cargo and Goods in Transit Insurances MCQ Examination (E90) — Information & Free Practice

About CII Cargo and Goods in Transit Insurances MCQ Examination (E90)

CII Cargo and Goods in Transit Insurances MCQ Examination (E90) · GB

Key exam facts

Provider

Chartered Insurance Institute (CII), examination owner and assessment provider; PSI is the online examination platform.

Format

50 single-response multiple-choice questions, each with four options (A–D); onscreen at a test centre or by remote invigilation. This bank covers E90 only; M90 coursework is excluded.

Exam questions

Total questions: 50.

Time limit

60 minutes of examination answering time.

Passing score

Standard exam pass mark: 65%. CII adjusts MCQ marks where necessary for exam difficulty; this is not a fixed raw-score guarantee. The separate coursework pass mark is excluded.

Exam fee

M90 enrolment package: GBP £518 for members or £644 for non-members, including the first E90 exam entry, digital study materials and coursework. Only the first exam entry is included; printed materials incur postage and packaging. These are package prices, not a standalone E90 exam-only fee.

Topics covered

• Understand the business environment of shipping and world trade. (18%)

  • Describe the world import and export business including the parties involved and identify emerging risks.
  • Describe the principal trading countries and trade routes, including risks.
  • Describe different types of goods, including their main origins, destinations and methods of transportation.
  • Describe the main terms of trade used in buying and selling goods internationally.
  • Describe documents used in the international carriage of goods.
  • World trade in goods for example, imports and exports, production and transportation.
  • Effect on the demand for marine insurance.
  • Changes in the UK marine insurance market.
  • Parties involved in the carriage of goods and their roles.
  • Emerging risks, for example cyber risks and carriage by drones.
  • Worldwide trading routes and manufacturing bases.
  • Goods in bulk, powder or liquid form, e.g., agricultural, oils, gases and chemicals, minerals, fertilisers, timber, flexitank containers and other bulk cargoes.
  • Goods in non-bulk form, e.g., clothing, machinery and motor vehicles, frozen seafood, tinned foods, domestic goods and electronic computer chips.
  • Containerisation of goods.
  • The definition and use of standard Incoterms® 2020.
  • Transportation documents.

• Understand the legal and regulatory environment of cargo and goods in transit risks. (14%)

  • Describe the legal and regulatory environment of carriage of goods by sea, road, rail and air.
  • Apply the relevant laws and regulations to carriage of goods scenarios within the UK and global context.
  • The main features of the Marine Insurance Act 1906.
  • The main features of the Marine Insurance (Gambling Policies) Act 1909.
  • The main features of the Insurance Act 2015.
  • The main feature of the Enterprise Act 2016.
  • The main features of the Carriage of Goods By Sea Act 1971 (COGSA), including the Hague-Visby Rules.
  • Special Drawing Rights.
  • The main features of the Hamburg Rules.
  • The main features of the US Carriage of Goods By Sea Act 1936 (US COGSA).
  • The main features of the CMR Convention.
  • The main features of the CIM Convention.
  • The legal and regulatory environment in relation to Multimodal Transport.
  • The main features of the conditions of trade of UK freight, haulage and warehousing trade associations.
  • Apply the relevant laws and regulations listed in 2.1.

• Understand the scope of cover for cargo. (24%)

  • Explain the cover provided by Institute Cargo Clauses and other clauses, and their appropriateness in different circumstances.
  • Apply the cover provided by Institute Cargo Clauses and other clauses to various scenarios in a global context.
  • Explain the cover provided by Project Cargo and Delay in Start Up Insurance.
  • Explain the cover provided by Stockthroughput Insurance.
  • Explain the types of Charterparties.
  • Coverage features of the Institute Cargo Clauses (A) 1/1/09.
  • Coverage features of the Institute Cargo Clauses (B) 1/1/09.
  • Coverage features of the Institute Cargo Clauses (C) 1/1/09.
  • Comparison of cover between (A), (B) and (C) Clauses.
  • Institute Cargo Clauses (Air) 1/1/09.
  • Coverage features of the Institute Cargo Clauses for specific trades.
  • Coverage features of Institute Container Clauses.
  • Other Cover Clauses.
  • Coverage features of the Institute War and Strikes Clauses 1/1/09.
  • Coverage features of the LSW 1130 War on Land Clauses.
  • Institute Cyber Attack Exclusion Clause CL380.
  • Appropriateness of Institute Clauses.
  • Apply the relevant clauses listed in 3.1.
  • The scope of Project Cargo insurance.
  • The scope of Stockthroughput insurance.
  • The different types of Charterparties, Voyage, Time and Bareboat or Demise charters.

• Understand the scope of cover for haulage contractor’s liability. (10%)

  • Explain the tripartite nature of haulage contractor’s liability cover.
  • Explain the importance of custody and control.
  • Explain the legal liabilities, duties under conditions and the relationship between haulage contractors and other parties.
  • Haulage Contractor’s Liability-compared to cargo risks.
  • Typical policy construction and content, including duties of the insured and types of mis-delivery.
  • The implication of Custody and Control attachment on the haulage contractor’s liability for goods.
  • Limits of Legal Liability for freight forwarders, warehouse keepers and ports for the movement of goods.
  • Duties of the Haulage Contractor under conditions of carriage - CMR Convention, Road Haulage Association (RHA), British International Freight Association (BIFA) and United Kingdom Warehousing Association (UKWA).
  • Relationship of Haulage Contractor’s Liability to the Liability of other parties involved in the movement of goods.

• Understand the underwriting of cargo and goods in transit insurance. (20%)

  • Explain the risk profile of different cargoes.
  • Evaluate geographic and physical aspects of risk in different countries and by different trade routes.
  • Explain typical approaches to premium rating and valuation including premium adjustments for marine cargo.
  • Describe the methods used in loss prevention.
  • Explain how risk accumulates and the importance of its control.
  • Explain rating practices of haulage contractor’s liability.
  • Explain rating practices of freight forwarder's and warehouse keeper's liability.
  • Describe a typical approach to rating premiums and the physical aspects of risk in Stockthroughput insurance.
  • Risk profiles of typically traded goods.
  • Risk profiles of specific goods.
  • Risk perception and evaluation of natural and man-made perils.
  • Geographic implications for risks in different countries and by different routes.
  • Underwriting considerations for policy types and extent of cover.
  • Basis of valuation relating to specific Incoterms® 2020.
  • Loss prevention by owners and bailees of goods.
  • Types and use of surveys.
  • Risk accumulation and how it is controlled.
  • Haulage contractor’s liability rating and premium adjusting practices.
  • Freight forwarder’s and warehouse keeper's liability rating and premium adjusting practices.
  • Constructing the premium and physical aspects of risk in Stockthroughput insurance.

• Understand claims considerations and procedures for cargo and goods in transit. (14%)

  • Describe the claims handling process and the documentation used.
  • Describe the role of specialists in the settlement of claims.
  • Adjust cargo claims for partial or total loss in given scenarios.
  • Calculate cargo claims in a variety of particular scenarios.
  • Calculate recovery prospects under typical terms and conditions of carriage.
  • Claims handling process.
  • Declining claims.
  • Repercussions of late payment of claims.
  • Claims notification documents and procedures.
  • Documents relating to carriage, quantum and recovery.
  • Survey reports.
  • Bills of lading.
  • Sea and air waybills.
  • Other documents relating to claims.
  • Surveyors, average adjusters, recovery agents, insurance brokers and lawyers and their role in all aspects of investigation, adjustment and settlement of claims, and exercising recovery rights.
  • Sample claims adjusted under Institute Cargo Clauses.
  • Sample claims adjusted for partial damage, actual total loss and constructive total loss.
  • Calculate the sums involved in claims for general average, salvage and other charges.
  • Calculate settlement amounts for valued and unvalued policies.
  • Calculate recovery prospects under RHA, CMR, CIM, UKWA and BIFA, terms and conditions of carriage.

How to prepare

Work through the topics, read the explanation after each answer, and revisit the areas where you miss questions. Use the official outline and reference materials below to guide your study.

These independent practice questions are not actual exam items and do not guarantee a passing result.

Frequently asked questions

Official sources and references

• CII M90 syllabus 2026/2027

  p. 1, Important notes

• CII M90 supporting indicative content 2026/2027

  pp. 1–5

• CII M90 syllabus 2026/2027

  p. 1, Summary of learning outcomes and footnote

• CII M90 syllabus 2026/2027

  p. 1, Important notes, syllabus end date

• CII E90 Examination Guide 2026/2027

  p. 5, Examination Information

• CII M90 unit information

  Assessment

• CII M90 unit purchase options

  Product purchase options

• CII About your MCQ exam

  Remote invigilation for multiple choice question (MCQ) exams

• CII Understanding your exam result

  Awarding process – MCQ exams

• CII E90 Examination Guide 2026/2027

  p. 5, syllabus examination dates

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