Arkansas Health Producer Examination — Information & Free Practice

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Arkansas Health Producer Examination

Provider: PSI Services LLC
Format: Computer-administered closed-book examination
Exam questions: 100 scored questions plus 10 pretest questions: 30 scored Arkansas-specific and 70 scored General Knowledge
Time limit: 150 minutes; Arkansas-specific portion 60 minutes, General Knowledge portion 90 minutes
Passing score: 70%; the published outline states 70% for each portion
Exam fee: $50

Examination outline

ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — The Insurance Commissioner
- Appointment
- General duties and powers
- Examination of records
- Hearings/notice of hearings/orders
- Penalties
ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — Definitions
- Authorized and unauthorized companies
- Domestic, foreign, and alien companies
- Fraternals
- Stock and mutual companies
- Certificate of authority
- Insurance transaction
ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — Licensing
- Persons required to be licensed
- Persons required to be licensed / Producer
- Persons required to be licensed / Consultant
- Persons required to be licensed / Resident/nonresident
- Persons required to be licensed / Temporary license
- Producer appointment/termination of contract
- Exemptions/exceptions
- Maintaining a license
- Maintaining a license / Continuing education
- Maintaining a license / Change of Contact Information
- Maintaining a license / Administrative fees
- Renewal, suspension, or revocation of license
ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — Producer Responsibilities
- Fiduciary capacity
- Commissions
- Fraud reporting
ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — Life and Health Insurance Guaranty Association Act
ARKANSAS STATUTES, RULES, AND REGULATIONS COMMON TO LIFE AND HEALTH INSURANCE — Marketing Practices
- Unfair claims practices
- Unfair methods of competition
- Unfair methods of competition / Rebating
- Unfair methods of competition / Misrepresentation
- Unfair methods of competition / False advertising
- Unfair methods of competition / Defamation
- Unfair methods of competition / False financial statements
- Unfair methods of competition / Boycott, coercion, intimidation
- Unfair methods of competition / Unfair discrimination
- Unfair methods of competition / Twisting
- Unfair methods of competition / Churning of business
- Advertising: producer responsibilities
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Policy Provisions
- Policy requirements
- Coverages
- Coverages / Coverage for newborns
- Coverages / Coverage for Adoptions
- Coverages / Coverage for mental health services
- Coverages / Coverage for maternity benefits
- Coverages / Coverage for chiropractic services
- Coverages / Coverage for substance abuse
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Medicare Supplement
- Minimum standards
- Provisions
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Health Advertising
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Long Term Insurance Care Act
- Minimum standards
- Provisions
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Group/Blanket Health
- Standards
- Provisions
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Small Group Coverage
- Small employer
- Eligible employee
- Provisions
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — Health Maintenance Organizations (HMOs)
ARKANSAS LAWS, RULES, AND REGULATIONS PERTINENT TO HEALTH INSURANCE ONLY — COBRA Health - State Continuation
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Federal Laws and Regulations
- Fair Credit Reporting Act - Purpose
- Privacy [Gramm Leach Bliley]
- Prohibited Persons in Insurance (18 United States Code (USC) Sections 1033 and 1034) waiver
- Affordable Care Act (ACA)
- National Do Not Call List
- CAN-SPAM Act
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — General Insurance Concepts
- Risk
- Risk / Methods of Handling Risk (Avoidance, Retention, Sharing, Reduction, Transfer)
- Risk / Elements of Insurable Risks
- Risk / Definitions (Risk, Hazard, Peril, Loss)
- Elements of a Contract
- Elements of a Contract / Consideration
- Elements of a Contract / Competent Parties
- Elements of a Contract / Legal Purpose
- Elements of a Contract / Offer
- Elements of a Contract / Acceptance
- Authority and Powers of Producers
- Authority and Powers of Producers / Express
- Authority and Powers of Producers / Implied
- Authority and Powers of Producers / Apparent
- Authority and Powers of Producers / The Law of Agency
- Legal Interpretations Affecting Contracts
- Legal Interpretations Affecting Contracts / Reasonable Expectations
- Legal Interpretations Affecting Contracts / Indemnity
- Legal Interpretations Affecting Contracts / Good Faith
- Legal Interpretations Affecting Contracts / Fraud
- Legal Interpretations Affecting Contracts / Warranties, Representations, Misrepresentations, and Concealment
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Accident and Health Insurance Basics
- Field Underwriting
- Field Underwriting / Application Procedures
- Field Underwriting / Disclosures and Privacy
- Underwriting Requirements (Varies by Insurer)
- Sources of Underwriting
- Sources of Underwriting / Application
- Sources of Underwriting / Producer's report
- Sources of Underwriting / Medical information bureau (MIB)
- Sources of Underwriting / Inspection report
- Sources of Underwriting / Medical examination
- Sources of Underwriting / Attending physician's report
- Policy Delivery
- Policy Delivery / Effective Date of Coverage
- Policy Delivery / Policy Review
- Policy Delivery / Premium Collection Methods (e.g., Electronic, Physical, EFT, ACH)
- Policy Delivery / Statement of Good Health
- Definitions of Perils
- Definitions of Perils / Accidental Injury
- Definitions of Perils / Sickness
- Types of Losses and Benefits
- Types of Losses and Benefits / Loss of Income from Disability (Short-Term/Long-Term Disability)
- Types of Losses and Benefits / Medical Expense
- Types of Losses and Benefits / Long-Term Care Expense
- Classification of Risks
- Classification of Risks / Preferred
- Classification of Risks / Standard
- Classification of Risks / Substandard
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Individual Accident and Health Insurance Policy Provisions
- Uniform Required Provisions
- Uniform Required Provisions / Time Limit on Certain Defenses
- Uniform Required Provisions / Grace Period
- Uniform Required Provisions / Reinstatement
- Uniform Required Provisions / Claim Forms
- Uniform Required Provisions / Proof of Loss
- Uniform Required Provisions / Time of Payment of Claims
- Uniform Required Provisions / Physical Examinations and Autopsy
- Uniform Required Provisions / Legal Actions
- Uniform Required Provisions / Entire Contract
- Uniform Required Provisions / Payment of Claims
- Uniform Required Provisions / Change of Beneficiary
- Uniform Required Provisions / Notice of Claim
- Uniform Optional Provisions
- Uniform Optional Provisions / Change of Occupation
- Uniform Optional Provisions / Misstatement of Age/Sex
- Uniform Optional Provisions / Illegal Occupation
- Uniform Optional Provisions / Intoxicants, Narcotics, or Other Controlled Substances
- Other General Provisions
- Other General Provisions / Right to Examine/Free Look
- Other General Provisions / Insuring Clause
- Other General Provisions / Consideration Clause
- Other General Provisions / Coinsurance
- Other General Provisions / Probationary Period
- Other General Provisions / Elimination Period
- Other General Provisions / Exclusions
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Disability Income and Related Insurance
- Benefits Determination for Disability
- Benefits Determination for Disability / Indemnity
- Benefits Determination for Disability / Loss of Income
- Qualifications of Disability
- Qualifications of Disability / Total (Own Occupation, Any Occupation)
- Qualifications of Disability / Partial
- Qualifications of Disability / Permanent
- Qualifications of Disability / Presumptive
- Qualifications of Disability / Recurrent
- Qualifications of Disability / Residual
- Qualifications of Disability / Inability to Perform Duties
- Qualifications of Disability / Occupational versus Non-Occupational
- Individual Disability Income Insurance
- Individual Disability Income Insurance / Basic Total Disability Plan
- Individual Disability Income Insurance / Cost of Living Rider
- Individual Disability Income Insurance / Future Increase Option Rider
- Individual Disability Income Insurance / Change of Occupation
- Individual Disability Income Insurance / Other Cash Benefits - (Accidental Death and Dismemberment (AD&D), Rehabilitation Benefit, Medical Reimbursement Benefit)
- Individual Disability Income Insurance / Refund Provisions
- Individual Disability Income Insurance / Exclusions
- Individual Disability Income Insurance / Waiver of Premium
- Individual Disability Income Insurance / Probationary Period
- Individual Disability Income Insurance / Elimination Period
- Individual Disability Income Insurance / Benefit Limits
- Unique Aspects of Individual Disability Income Underwriting
- Unique Aspects of Individual Disability Income Underwriting / Occupational Considerations
- Unique Aspects of Individual Disability Income Underwriting / Benefit Limits
- Unique Aspects of Individual Disability Income Underwriting / Policy Issuance Alternatives
- Group Disability Income Insurance
- Group Disability Income Insurance / Short-Term Disability
- Group Disability Income Insurance / Long-Term Disability
- Group Disability Income Insurance / Coordination of Benefits (Workers' Compensation Benefits and Social Insurance)
- Group Disability Income Insurance / At-work benefits
- Business Disability Income Insurance
- Business Disability Income Insurance / Key Employee Disability Income
- Business Disability Income Insurance / Disability Buy-Sell Policy
- Business Disability Income Insurance / Business Overhead Expense
- Social Security Disability Income
- Social Security Disability Income / Qualification for Disability Benefits
- Social Security Disability Income / Definition of Disability
- Social Security Disability Income / Waiting Period
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Medical Plans
- Medical Plan Concepts
- Medical Plan Concepts / Fee-for-Service
- Medical Plan Concepts / Prepaid
- Medical Plan Concepts / Specified disease/Dread disease insurance
- Medical Plan Concepts / Comprehensive Coverage
- Medical Plan Concepts / Dependent Coverage
- Provisions and Clauses
- Provisions and Clauses / Deductibles
- Provisions and Clauses / Stop-Loss Provision
- Provisions and Clauses / Impairment rider
- Types of Medical Plans
- Types of Medical Plans / Major Medical Insurance
- Types of Medical Plans / Health Maintenance Organizations (HMOs)
- Types of Medical Plans / Health Maintenance Organizations (HMOs) / Preferred Provider Organzations (PPOs)
- Types of Medical Plans / Health Maintenance Organizations (HMOs) / Point-of-Service (POS) Plans
- Cost Containment in Health Care Delivery
- Cost Containment in Health Care Delivery / Managed Care
- Cost Containment in Health Care Delivery / Preventive Care
- Cost Containment in Health Care Delivery / Outpatient Benefits
- Cost Containment in Health Care Delivery / Utilization Management
- Cost Containment in Health Care Delivery / Preauthorization
- Cost Containment in Health Care Delivery / Primary Care Physician
- Limited Health Insurance Policies
- Limited Health Insurance Policies / Accidental Death and Dismemberment
- Limited Health Insurance Policies / Hospital indemnity
- Limited Health Insurance Policies / Critical Illness/Dread Disease
- Limited Health Insurance Policies / Vision Care
- Limited Health Insurance Policies / Hearing
- Limited Health Insurance Policies / Dental
- Limited Health Insurance Policies / Health Insurance Portability and Accountability Act (HIPAA)
- Limited Health Insurance Policies / Health Insurance Portability and Accountability Act (HIPAA) / Eligibility Requirements
- Limited Health Insurance Policies / Health Insurance Portability and Accountability Act (HIPAA) / Terms
- Limited Health Insurance Policies / Health Insurance Portability and Accountability Act (HIPAA) / Privacy
- Limited Health Insurance Policies / Health Insurance Portability and Accountability Act (HIPAA) / Portability
- Affordable Care Act (ACA)
- Affordable Care Act (ACA) / Eligibility
- Affordable Care Act (ACA) / Dependent coverage
- Affordable Care Act (ACA) / Essential health benefits
- Affordable Care Act (ACA) / Levels of Coverage (Metallic Plans)
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Group Health Insurance
- Characteristics of Group Health Insurance
- Characteristics of Group Health Insurance / Group Contract
- Characteristics of Group Health Insurance / Certificate of Coverage
- Characteristics of Group Health Insurance / Eligible Groups
- Characteristics of Group Health Insurance / Contributory versus Non-Contributory
- Employer Group Health Insurance
- Employer Group Health Insurance / Underwriting Criteria
- Employer Group Health Insurance / Eligibility for Insurance
- Employer Group Health Insurance / Conversion of Coverage
- Employer Group Health Insurance / Open Enrollment
- Employer Group Health Insurance / Probation/Waiting Period
- Employer Group Health Insurance / Coordination of Benefits
- COBRA
- COBRA / Eligibility
- COBRA / Duration of Coverage
- COBRA / Premium
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Specialized Health Insurance for Qualified Individuals
- Medicare
- Medicare / Eligibility
- Medicare / Part A
- Medicare / Part B
- Medicare / Part C
- Medicare / Part D
- Medicare Supplement Insurance
- Medicare Supplement Insurance / Enrollment Periods
- Medicare Supplement Insurance / Standardized Plan Benefits
- Medicaid
- Medicaid / Eligibility
- Long-Term Care Policies
- Long-Term Care Policies / Eligibility for Benefits (Activities of Daily Living)
- Long-Term Care Policies / Benefit/Elimination Periods
- Long-Term Care Policies / Levels of care (Skilled, Intermediate, Custodial)
HEALTH GENERAL KNOWLEDGE CONTENT OUTLINE — Federal Tax Considerations for Health Insurance
- Health Insurance Premiums and Benefits
- Health Insurance Premiums and Benefits / Individual
- Health Insurance Premiums and Benefits / Group
- Health Insurance Premiums and Benefits / Disability Income (Individual and Group)
- Health Insurance Premiums and Benefits / Business Disability Insurance
- Consumer-Driven Health Plans
- Consumer-Driven Health Plans / Health Savings Accounts (HSAs)
- Consumer-Driven Health Plans / Health Savings Accounts (HSAs) / High Deductible Health Plans (HDHPs)
- Consumer-Driven Health Plans / Health Reimbursement Accounts (HRAs)
- Consumer-Driven Health Plans / Flexible Spending Accounts (FSAs)

Examination sources

PSI Arkansas Licensure Candidate Information Bulletin
Page 11, Examinations
PSI Arkansas Health Producer Content Outline
Page 1, whole Health Producer examination heading
PSI Arkansas Health Producer Content Outline
Page 1, Arkansas-specific scope and common-law section
PSI Arkansas Health Producer Content Outline
Page 3, General Knowledge division and federal scope
PSI Arkansas Health Producer Content Outline
Page 8, final General Knowledge section
PSI Arkansas Licensure Candidate Information Bulletin
Page 10, Score Reporting
PSI Arkansas Licensure Candidate Information Bulletin
Page 3, Examination Fees, Health row
PSI Arkansas Licensure Candidate Information Bulletin
Page 2, Examinations by PSI
PSI Arkansas Licensure Candidate Information Bulletin
Page 2, eligibility steps 2-6

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