Health Examination — Information & Free Practice
US-AL · Examination information
171 free questions · Answer explanations · No signup required
Health Examination
- Provider
- University of Alabama
- Format
- Computer-based multiple-choice examination with four possible answers per question
- Exam questions
- 100 questions; published chapter allocation: Chapter 1: 6, Chapter 2: 7, Chapter 3: 8, Chapter 12: 12, Chapter 13: 9, Chapter 14: 10, Chapter 15: 11, Chapter 16: 7, Chapter 17: 4, Chapter 18: 10, Chapter 19: 9, Chapter 21: 7
- Time limit
- 120 minutes
- Passing score
- 70 correct answers (70%)
- Exam fee
- $50.00
Examination outline
Part I - General - Life and Health Insurance / Chapter 1 - Purpose of Insurance
- The Purpose of Life and Health Insurance
- Dealing with Risk
- The Law of Large Numbers
- Insurance Company Structures
- Domestic, Foreign and Alien Companies
- Admitted and Nonadmitted Companies
Part I - General - Life and Health Insurance / Chapter 2 - Contract Law
- Introduction to the Law of Contracts
- Contractual Terms and Concepts
- Law of Agency
- Powers of Producers
Part I - General - Life and Health Insurance / Chapter 3 - Underwriting and the Application
- Underwriting
- Risk Classification
- Premium Calculation
- Mortality Risk Factors
- Premium Mode
- Conditional Receipt
- Agent Responsibilities
- Insurance Marketing Systems
Part III - Health Insurance / Chapter 12 - Health Foundations
- Health Insurance in General
- Health Insurance Providers
- Managed Care
- High Deductible Plans
- Flexible Spending Account
- Common Provisions
Part III - Health Insurance / Chapter 13 - Medical Expense Policies
- Major Medical Policies
- Major Medical Claims
- Medical Expense Policy Provisions
Part III - Health Insurance / Chapter 14 - Disability Income Policies
- Disability Income Features
- Unique Provisions
- Business Uses
- Riders
- Income Replacement
Part III - Health Insurance / Chapter 15 - Uniform Individual Health Policy Provisions Law
- Required Provisions
- Optional Provisions
Part III - Health Insurance / Chapter 16 - Group Health
- Group Health Generally
- Group Health Provisions and Guidelines
- Coordination of Benefits
- Portability
- COBRA
- HIPAA
Part III - Health Insurance / Chapter 17 - Medicare and Medicaid
- Medicare
- Medicaid
Part III - Health Insurance / Chapter 18 - Limited Health Insurance Policies
- Medicare Supplement Policies (MSP)
- Long Term Care Policies (LTC)
- Accidental Death & Dismemberment
- Dread Disease and Critical Illness Policies
- Miscellaneous Limited Benefit Policies
Part IV - Alabama Insurance Law / Chapter 19 - All Licensing Candidates
- Overview
- Insurance Commissioner, Powers, Duties, Investigations, Hearings
- Authorized Companies, Certificate Authority, etc.
- Obtaining a Producer License
- Keeping Your License
- Continuing Education
- Producer Appointment and Termination
- Unfair Trade Practices Law
- Other Prohibited Actions
- Domestic Abuse Protection Act
Part IV - Alabama Insurance Law / Chapter 21 - Accident and Health (Disability) Insurance Candidates
- Individual Accident and Health Policies
- Required Benefits of Certain Coverages in Alabama
- Health Maintenance Organizations
- General Accident and Health Plan Provisions
- Medicare Supplement Insurance
- Long Term Care Insurance
Examination sources
- Producer Examination Content Outline: Life and Health Examinations
Page 1: separate examination columns and Parts I–II
- Producer Examination Content Outline: Life and Health Examinations
Page 2: Parts III–IV, totals and examination-column legend
- Producer Examination Content Outline: Life and Health Examinations
Page 2: Health column identifies the independent Health Only Exam
- Examination Content Outlines
Explanation of chapter allocation and score reporting
- Alabama Insurance Regulation Chapter 482-1-147
482-1-147-.06(4), page 4
- University of Alabama: Insurance Testing
During the exam: question format and scoring
- Alabama Insurance Regulation Chapter 482-1-147
482-1-147-.06(8), page 5
- Alabama Department of Insurance: Examinations
Examination registration: vendor and locations
- Alabama Insurance Regulation Chapter 482-1-147
482-1-147-.06(6)–(7), page 5